Any driver in the state who chooses to meet financial responsibility laws by purchasing car insurance must also include
medical payments coverage as well as uninsured motorist medical coverage.
The law also requires a minimum of $ 2,000 per person
in medical payments coverage; this covers medical expenses incurred by you and your passengers.
It is important to choose an adequate amount of
Medical Payments coverage if you care for covering a health deductible and paying for the above - mentioned additional treatments and services.
Auto
medical payments coverage helps pay medical costs for you and your passengers in the event of an accident, regardless of who is at fault subject to your policy coverage limits.
Add extras
like medical payments coverage, towing, rental car protection, and non owned coverage and your policy really becomes a comprehensive plan protecting both vehicle and driver.
Medical payments coverage provides for the medical care of the covered driver and any accompanying passengers who are in the covered vehicle at the time of an accident resulting in injury.
Individuals purchasing auto insurance should consider the likelihood of
needing medical payments coverage if they are also required to have personal injury protection coverage.
Your expenses, as well as the expenses of other passengers traveling in your car, will be paid up to your selected
medical payments coverage limit, regardless of who causes the accident.
Finally, there be circumstances where a responsible or at fault person or business entity may have liability fault based insurance or no -
fault medical payments coverage which might apply.
First, your homeowners policy provides
medical payments coverage which has a lower limit, perhaps several thousand dollars, to reimburse first aid or minor doctor visit costs.
Some people would rather rely on their family's health insurance to cover potential injuries to themselves in a car crash rather than purchase
extra medical payments coverage.
While medical payments coverage is generally considered optional, your state may legally require it be written into your policy, though you may be able to reject it in writing.
Medical payments coverage typically does not cover expenses related to injuries to others from an accident you cause unless they are riding on your motorcycle with you at the time.
Phrases with «medical payments coverage»