If this is something you expect to happen (because your friends are clumsy and shady), you may want to purchase coverage
for medical payments to others as well.
Medical payments to others on renters insurance responds to bodily injury suffered by an individual to help make them whole without having to determine who was responsible for the injury.
In addition, you'll have loss of use for additional living expenses after a covered loss as well
as medical payments to others for minor injuries suffered by guests.
Medical payments to others takes care of that injury and protects them, which thereby protects you because they won't come after you for the cost of the injury.
Medical payments to others takes care of that injury and protects them, which thereby protects you because they won't come after you for the cost of the injury.
If a guest is injured in your apartment, you can make them whole
with medical payments to others coverage that will ensure small issues without fault can be resolved quickly.
If this is something you expect to happen (because your friends are clumsy and shady), you may want to purchase coverage
for medical payments to others as well.
Medical payments to others pays for small injuries suffered on your premises by a guest, and is designed expressly to take care of small losses without regard to fault.
In addition, you'll have loss of use for additional living expenses after a covered loss as well
as medical payments to others for minor injuries suffered by guests.