Sentences with phrase «members financial coverage»

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Whenever any civil action has been brought against any officer of the Florida College System institution board of trustees, including a board member, or any person employed by or agent of the Florida College System institution board of trustees, of any Florida College System institution for any act or omission arising out of and in the course of the performance of his or her duties and responsibilities, the Florida College System institution board of trustees may defray all costs of defending such action, including reasonable attorney's fees and expenses together with costs of appeal, if any, and may save harmless and protect such person from any financial loss resulting therefrom; and the Florida College System institution board of trustees may be self - insured, to enter into risk management programs, or to purchase insurance for whatever coverage it may choose, or to have any combination thereof, to cover all such losses and expenses.

Instead, he says, the industry is voluntarily restricting its members to collecting genetic test results for individual insurance coverage of $ 250,000 or more — a requirement that Swedlove says is necessary to manage the industry's financial risks.

In a world of advanced veterinary care, the best coverage gives you the financial ability to care for your family member, and we can do that.

Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.

Buying life insurance for a family member is a great way to provide that peace of mind, along with all the important financial benefits that come with this type of coverage.

A local member agent in the Trusted Choice network can help to assess the risks to your company that could result in financial challenges and can help you select the right coverage for your needs.

Life insurance companies understand that seniors want to make sure their family members won't experience any financial distress should the senior pass away without burial coverage.

AARP provides online financial planning tools to help members identify the types and amounts of coverage they require.

One way American General Life Insurance Company, an AIG member company, can help ensure your family's financial safety is with Guaranteed Issue Whole Life Insurance coverage.

AAA provides insurance coverage to members including AAA auto insurance, homeowners, life, health, and other financial services.

You can get up to $ 25,000 in coverage that can help your family members pay for unforeseen cost such as funeral and burial expenses, unpaid medical bills, co-signed credit card debt, and other financial burdens.

The proceeds from the policy provide coverage for your funeral expenses and give your family members an added bit of financial support during a difficult time, or you can choose to support your favorite charity upon your death.

This type of coverage insures you personally against any financial claims that might be made against you in the event that a friend or family member is injured while on your property.

The amount of income you offer to your family members who are dependent on you, your loans and financial expenses would help you to know your coverage better.

These policies provide the coverage to you and compensates financially so that when you are not there, you can still look after the financial needs of your family members.

Having sufficient life insurance coverage in place is absolutely essential — without it family members will suffer not only a devastating emotional loss but serious financial hardship as well.

Ten years ago, many professionals saw this type of coverage as more of a luxury than an important piece of protection; however, given the change in health insurance and the increased maximum out of pocket expenses and rising numbers of uninsured members of the general population, protecting yourself against the financial exposure of a serious illness or disease is more important than ever.

If you have friends or family members who depend on your income for financial support, then you probably need life insurance coverage.

Travel Select Highlights: Primary coverage Children under 18 covered at no additional cost Trip cancellation including bankruptcy / financial default, employment termination / transfer Travel delay of 50 % or more as a trip cancellation reason 21 - day pre-existing condition waiver 60 day look back for pre-existing conditions applies to travelers only 5 hour trip delay 3 hour missed cruise connection from flight delay 12 hour baggage delay $ 1,000 trip interruption included in post departure coverage $ 200 flight reissue fee Ex-spouse included in family member definition Full line of travel assistance & concierge services Available to book 24 months in advance Competitive pricing

Bodily injury liability coverage pays out for the financial costs of injuries either you or a covered family member cause, even if you were driving someone else's automobile at the time of the at - fault accident.

Some financial experts recommend carrying 10 to 12 times your income in life insurance.1 To estimate your optimal coverage amount, calculate what your family members would need to meet immediate, ongoing and future financial obligations while maintaining their current standard of living.

Most of the board's services and departments received positive feedback, but the group gave poor marks to the content, quality and distribution of Real Estate News; TREB's media coverage; communication with members; enforcement of MLS rules; and financial management.

Members of Generation X (ages 37 - 51) have been somewhat sidelined when it comes to coverage of the social and financial impacts of the different generations.