I do not consider all annuities a good option, just low cost annuities like the one
I mentioned at an annual fee of just $ 240.
Not exact matches
At least make sure you have a few credit cards, and as
mentioned above, choose cards which don't have an
annual fee (you can find some here).
If you do not bank
at TD, then you are paying the
annual fee ($ 120 as you
mentioned).
It also has the lowest
annual fee of all the cards
mentioned here
at only $ 0 intro for the first year, $ 95 after that.
The main perks to
mention are a sign - up bonus of $ 150 after spending just $ 500 within three months of account opening, unlimited 1.5 % cash back, a $ 0
annual fee, no foreign transaction
fees, and flexible redemptions allowing for any amount
at any time (this is rare among competing cash - back credit cards).