The Freedom aside, the choice between the Discover it ® — Cashback Match ™ and the Citi cards comes down to lower
merchant acceptance rates vs. capped earnings.
Not exact matches
Merchants carry an 88 percent positive
rating with many touting mobile
acceptance as a competitive advantage.
Domestically, you likely won't notice much of a difference in
acceptance rates, with both Visa and Discover accepted by 9 million US
merchants across the country.
In 2010, the company said it had a 90 percent
acceptance rate at
merchants that also accept Visa and MasterCard.
While some
merchants have been slow to adapt, Conroy said, issuers are now reporting a 95 percent
acceptance rate abroad, up sharply compared to previous years.