Specifically, the Arkansas Department of Insurance mandates that every vehicle in the State of Arkansas is covered by
a minimum Bodily Liability coverage of $ 25,000 / $ 50,000, and Property Damage Coverage of $ 25,000.
Known as a Tort State in insurance circles, Alaska requires its residents to cover their vehicles with
a minimum Bodily Liability Coverage of $ 50,000 per individual and $ 100,000 per accident, as well as $ 25,000 in Property Damage Coverage.
Not exact matches
Each has its own
minimum requirements for
bodily injury and property damage
liability — the amount a policyholder's motorcycle insurance company will cover.
Insurance policies were structured to include mandatory
minimum liability limits of $ 25,000 per person and $ 50,000 per accident for
bodily injury, and $ 25,000 for physical damage.
The state requires
minimum Bodily Injury
Liability protection of $ 25,000 per person, and up to $ 65,000 per accident.
Minnesota state requires
minimum auto insurance
liability of $ 30,000 per person for
bodily injury protection up to $ 60,000 per accident, $ 10,000 for property damage per accident, $ 40,000 per person for personal injury protection, and $ 25,000 per person for uninsured and underinsured motorists up to $ 50,000 per accident.
Connecticut requires
minimum auto insurance
liability of $ 20,000 per person for
bodily injury protection and up to $ 40,000 per accident, and $ 10,000 for property damage per accident.
North Carolina requires
minimum limits of $ 30,000 per person and up to $ 60,000 per accident for
Bodily Injury
Liability, and Uninsured Motorist Coverage.
Connecticut requires that every driver carry
minimum liability limits of $ 20,000 per person and $ 40,000 per accident in
bodily injury coverage and $ 10,000 property damage coverage.
Suppose you are hit by an underinsured driver carrying the
minimum bodily injury
liability insurance required in that state — say for example, $ 15,000 per person and $ 30,000 total per accident.
At the least, you're required by law to buy a 20/40/10 policy:
minimum bodily injury
liability limits of $ 20,000 per injured person, up to a total of $ 40,000 per accident, and property damage
liability coverage of $ 10,000.
New Mexico requires
minimum auto insurance
liability of $ 25,000 per person for
bodily injury protection and up to $ 50,000 per accident, and $ 10,000 for property damage per accident.
The
minimums will be expressed in
bodily injury
liability limits and property damage
liability insurance.
For instance, if you went with the
minimum liability requirements for Tennessee drivers — which, as of 2010, were $ 25,000
bodily injury per person, $ 50,000
bodily injury per accident, and $ 15,000 property damage — you would probably be underinsured, according to most experts.
If the ATV is to be operated on a public road then it must be licensed and also meet the state's
minimum financial responsibility requirements which are $ 15,000 per person and $ 30,000 per accident
bodily injury
liability and $ 10,000 property damage
liability.
By law, the
minimum coverage and
liability limits required in Maryland are
bodily injury, personal injury, and uninsured motorist
liability.
The Mississippi Insurance Department requires
minimum auto insurance
liability of $ 25,000 per person, $ 50,000 per accident for
bodily injury and $ 25,000 for property damage per accident.
The consequences of going without include suspended registration, fines, and possible car impoundment, so you should probably buy a policy for at least the
minimum in coverage:
bodily injury
liability of $ 15,000 per person and $ 30,000 per accident, and property damage
liability of $ 5,000.
Minimum liability coverage includes $ 40,000 for
bodily injury (per accident) and $ 20,000
bodily injury (per person) as well as $ 15,000 property damage.
Wyoming's automobile financial responsibility law requires
minimum liability limits of $ 25,000 per person, $ 50,000 per accident
bodily injury and $ 20,000 property damage.
At a
minimum, drivers in The Tar Heel State are required by law to purchase
liability insurance in the amounts of $ 30,000 for
bodily injury for one person, $ 60,000 for
bodily injury for two or more people, and $ 25,000 for property damage.
Most agents (in their right mind) would argue that the
minimums are way too low, and that you should get protection more along the lines of $ 100,000
bodily injury per person, $ 300,000
bodily injury per accident, and $ 50,000 (or more) for property damage
liability.
Here's the
minimum you need to figure when you search for Las Vegas insurance quotes:
bodily injury
liability of $ 15,000 for one person; $ 30,000 as a per - accident total; and a property damage policy of $ 10,000.
Car insurance
liability requirements vary by state, and include a
minimum amount for
bodily injury costs per person and per accident as well as a
minimum for property damage
liability.
Each state also has its own
minimum liability limits, presented as
bodily injury limit for a single person,
bodily injury limit on the entire accident, and property damage limit.
Federal laws mandate that truckers and trucking companies carry certain
minimum amounts of
liability,
bodily injury, and property damage insurance coverage.
Thousands more are injured in accidents involving drivers who carry only the
minimum amount of
liability coverage for
bodily injury, which in Missouri and Kansas, is $ 25,000 per person and $ 50,000 per accident.
The required
minimum bodily injury
liability insurance in Massachusetts is only $ 20,000.
The law requires a
minimum of
liability insurance of $ 25,000 for
bodily injury to one person, $ 50,000 for
bodily injury to all persons, and $ 10,00 for property damage in any one accident.
Effective July 1, 2018, the
minimum insurance limits will increase to 25/50/20 ($ 25,000 per person / $ 50,000 per accident for
bodily injury
liability and $ 20,000 for property damage
liability).
Although it is mandatory for everyone to obtain
minimum liability auto insurance before registering their vehicle — which includes $ 25,000 / $ 50,000 for
bodily injury, $ 25,000 / $ 50,000 for uninsured and underinsured motorist
bodily injury, $ 10,000 for property damage and $ 50,000 for personal injury protection — some drivers continue to get behind the wheel without adequate coverage.
Louisiana law requires all drivers to carry a
minimum level of
Bodily Injury
Liability coverage of $ 15,000 per injured person and $ 30,000 per accident.
A catastrophic injury will undoubtedly incur more medical expenses than the $ 40,000
minimum required
bodily injury
liability.
By law, every driver in the state of South Carolina must carry at least the
minimum liability coverage, which includes
bodily injury and property damage.
While the
minimum amounts of coverage for a non-rideshare driver are $ 15,000 / $ 30,000 in
bodily injury
liability per person / per accident, and $ 5,000 for property damage, the insurance requirements for rideshare companies are:
Liability for
Bodily Injury — The minimum coverage for bodily injury varies by state and may be as low as $ 10,000 per person or $ 20,000 per acc
Bodily Injury — The
minimum coverage for
bodily injury varies by state and may be as low as $ 10,000 per person or $ 20,000 per acc
bodily injury varies by state and may be as low as $ 10,000 per person or $ 20,000 per accident.
The type of
liability coverage required in all states must meet
minimum state level requirements for two types of coverage: personal
bodily injury coverage and property damage coverage.
In Nevada, a motorist must maintain
minimum Bodily Injury
Liability limits of $ 15,000 per injured person up to a total of $ 30,000 per accident, and Property Damage
Liability coverage with a
minimum limit of $ 10,000.
Unfortunately, Puerto Rico does not require that its motorists maintain any
liability coverage on their vehicles, though it is strongly recommended that all Puerto Rican motorists obtain
minimum bodily injury protection of $ 100,000 for a single person and $ 300,000 for multiple persons as well as $ 100,000 in property damage
liability for their vehicle.
For example, in New York, the
minimum requirement is 30/60/25, meaning that the requirements are $ 30,000 for
bodily injury
liability for one person, $ 60,000 for
bodily injury
liability for all injuries from one accident, and $ 25,000 for property damage
liability per accident.
Motorists are required to carry
minimum Bodily Injury
Liability limits of $ 15,000 per injured or dead person and a total coverage of $ 30,000 per accident.
Maryland's
minimum liability limits for
bodily injury compare well with other states», but anyone with a house or savings should consider increasing their
liability insurance coverage across the board.
The
minimum liability amounts in Washington are $ 25,000 for
bodily injury per person, $ 50,000 for all injuries, and $ 10,000 for property damage.
On the standard plan option for Passaic car insurance you will have a
minimum amount of
bodily injury
liability coverage in the amounts of; fifteen thousand dollars worth of coverage for one person in an accident, and thirty thousand dollars worth of coverage for two or more people in an accident.
All
bodily injuries in one accident must be covered by a
minimum of $ 40,000 in
liability insurance coverage.
The above chart shows your state's
minimums for
bodily injury
liability coverage.
If you choose to buy
liability coverage that is higher than the state
minimum of 25/50/25 — a good idea, we think — you no longer have the option of declining uninsured and underinsured motorist
bodily injury coverage.
Carrying Illinois state
minimum liability limits of 25/50/20 — $ 25,000 per person and $ 50,000 per accident for
bodily injury and $ 20,000 for property damage — doesn't give you much protection if you own a home or have savings.
Under this plan, the
minimum coverage requirement is $ 50,000 per person up to $ 100,000 per accident of
bodily injury
liability as well as $ 15,000 of property damage protection.
For example, if you're a Connecticut driver (where
minimum liability coverage is $ 20,000 of
bodily injury protection per person, $ 40,000 of
bodily injury protection per accident and $ 10,000 of property damage per accident, referred to as 20/40/10) and are involved in an accident in New York (which requires 25/50/10 of
liability coverage), your auto insurance will automatically extend to meet New York's requirements.