Sentences with phrase «minimum affordable payments»

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The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

Government - backed FHA mortgages, which have a 3.5 % minimum down payment, can be a more affordable option for those seeking a smaller up - front cost — though, as mentioned above, all FHA borrowers must pay monthly insurance costs for the life of the loan.

While this minimum payment is even lower than the 3.5 % floor on down payments for FHA mortgages, the Affordable Loan Solution ® is limited to certain property types and primary owner - occupied residences.

While this minimum payment is even lower than the 3.5 % floor on down payments for FHA mortgages, the Affordable Loan Solution ® is limited to certain property types and primary owner - occupied residences.

The minimum payment option can help keep your monthly payments affordable.

If you find you can't spend enough on debt repayment to cover all of your creditors» minimum required monthly payments, a Debt Management Plan (DMP) may make your payments affordable.

However, if you put it on a credit card, and have a relatively low minimum payment, all of a sudden, that $ 5,000 seems affordable.

With a minimum monthly payment of only $ 25 or 4 % of your balance (whichever is greater), payments are both affordable and manageable.

Government - backed FHA mortgages, which have a 3.5 % minimum down payment, can be a more affordable option for those seeking a smaller up - front cost — though, as mentioned above, all FHA borrowers must pay monthly insurance costs for the life of the loan.

Payments can be less than the required minimum payment amount ($ 50 or the interest that accrues) if a smaller amount is determined to be «reasonable and affordable» based on the borrower's total financial circumstances.

-- Increasing the minimum down payment for FHA loans from 3.5 percent to 5 percent: This proposal has been brought up before, but lawmakers supporting methods for providing affordable home ownership are protesting this idea on behalf of homeowners who rely on low down payment mortgage loans for buying their first homes or refinancing existing mortgages on homes that have lost most of their value.

Offering a minimum payment option can be especially dangerous, because it makes it seem like some things are «affordable» even when they are not.

The Fresh Start Loans that our lenders offer within our site feature great terms: minimum interest rates, flexible repayment programs that can adjust to your finances, no harsh requirement to guarantee that you will get approved and low and affordable payments to suit your budget.

To make monthly mortgage payments more affordable, many lenders offer home loans that allow you to (1) pay only the interest on the loan during the first few years of the loan term or (2) make only a specified minimum payment that could be less than the monthly interest on the loan.

Usually, the minimum down payment is only 3.5 %, which is very affordable for most people.

Required minimum payments are not designed to pay off your debt efficiently or quickly; rather, they're intended to be somewhat affordable so you'll continue to bring the company profit through interest charges.

Section 1302 (c)(4) of the Affordable Care Act directs the Secretary to determine an annual premium adjustment percentage, which is used to set the rate of increase for three parameters detailed in the Affordable Care Act: the maximum annual limitation on cost sharing (defined at § 156.130 (a)-RRB-, the required contribution percentage by individuals for minimum essential health coverage the Secretary may use to determine eligibility for hardship exemptions under section 5000A of the Code, and the assessable payment amounts under section 4980H (a) and (b) of the Code (finalized at 26 CFR 54.4980 H in the «Shared Responsibility for Employers Regarding Health Coverage,» published in the February 12, 2014 Federal Register (79 FR 8544)-RRB-.

Section 5000A of the Code, as added by section 1501 (b) of the Affordable Care Act, requires all non-exempt applicable individuals to maintain minimum essential coverage or make the individual shared responsibility payment.

Section 5000A of the Code, as added by section 1501 (b) of the Affordable Care Act, requires all non-exempt individuals to maintain minimum essential coverage or make the individual shared responsibility payment.

If your business has more than 50 employees, you may be required to make an «Employer Shared Responsibility Payment» if you do not offer an affordable healthcare plan that meets minimum value requirements.