In the same way, there is
minimum coverage per accident.
Oklahoma requires that your liability insurance include the following
minimum coverages per accident:
Not exact matches
Connecticut requires that every driver carry
minimum liability limits of $ 20,000
per person and $ 40,000
per accident in bodily injury
coverage and $ 10,000 property damage
coverage.
At the least, you're required by law to buy a 20/40/10 policy:
minimum bodily injury liability limits of $ 20,000
per injured person, up to a total of $ 40,000
per accident, and property damage liability
coverage of $ 10,000.
Of course, these numbers may be moot, since most Temple insurance agents will recommend that you get far more than the
minimum coverage — something like $ 100,000 bodily injury
per person and $ 300,000 bodily injury
per accident.
Starting January 1, 2011, Texans will have additional
minimum coverage requirements for auto — $ 30,000 bodily injury
per person and $ 60,000 bodily injury
per accident (as opposed to the 2010
minimums — $ 25,000 bodily injury
per person and $ 50,000
per accident).
To meet Michigan's
minimum motorcycle insurance requirements, you'll need at least $ 20,000 of
coverage for bodily injuries
per person, $ 40,000 of
coverage for bodily injuries
per accident and $ 10,000 of
coverage for property damage
per accident.
Rhode Island requires
minimum coverage of $ 25,000
per person for bodily injury protection and up to $ 50,000
per accident, and $ 25,000 for property damage
per accident.
The
coverage can vary, but the
minimum is usually $ 1,000
per person,
per accident.
The consequences of going without include suspended registration, fines, and possible car impoundment, so you should probably buy a policy for at least the
minimum in
coverage: bodily injury liability of $ 15,000
per person and $ 30,000
per accident, and property damage liability of $ 5,000.
Bodily injury
coverage requirements include $ 30,000
minimum (
per accident) and $ 15,000
minimum (
per person).
Minimum liability
coverage includes $ 40,000 for bodily injury (
per accident) and $ 20,000 bodily injury (
per person) as well as $ 15,000 property damage.
You need bodily injury (BI) protection of $ 30,000
minimum per accident and $ 15,000
minimum per person as well as property damage (PD)
coverage of just $ 5,000.
Under Massachusetts law, however, drivers must maintain a
minimum of $ 20,000 in bodily injury
coverage per person and $ 40,000
per accident.
In Maine, the law requires motorists carry — at
minimum — $ 50,000
per person and $ 100,000
per accident in UM / UIM
coverage.
Thousands more are injured in
accidents involving drivers who carry only the
minimum amount of liability
coverage for bodily injury, which in Missouri and Kansas, is $ 25,000
per person and $ 50,000
per accident.
Arizona law requires liability
coverage for operating a motorcycle with
minimum coverage defined in statute — $ 15,000
per person injured in an
accident with $ 30,000
coverage per accident as well as $ 10,000 in property damage.
In Massachusetts, the
minimum UM
coverage is $ 20,000
per person and $ 40,000
per accident.
Finally, all riders must have liability insurance
coverage with
minimums of $ 15,000
per person, $ 30,000 for those involved in an
accident and $ 10,000 for property damage.
Minimum coverage limits in Colorado are $ 25,000
per person injured and $ 50,000
per accident.
But UIM
coverage must still meet the statutory
minimum of $ 50,000
per person and $ 100,000
per accident.
But UM
coverage must still meet the statutory
minimum of $ 50,000
per person and $ 100,000
per accident.
Every auto insurance policy must have a
minimum of $ 50,000
per person and $ 100,000
per accident of UM
coverage.
Ohio recently raised the
minimum liability
coverage requirements to $ 25,000
per person injured in an
accident and $ 50,000 for all persons injured in any one
accident.
Louisiana law requires all drivers to carry a
minimum level of Bodily Injury Liability
coverage of $ 15,000
per injured person and $ 30,000
per accident.
The
minimum coverage required by state law for every Texas motorist is up to $ 30,000
per injured person, $ 60,000 for all injured persons in the same
accident, and $ 25,000 for property damage
per accident.
The
minimum bodily injury policy
coverage is $ 30,000
per person and $ 60,000
per accident.
Like with UM
coverage, every auto insurance policy in Maine must have a
minimum of $ 50,000
per person and $ 100,000
per accident of UIM
coverage (See Maine Revised Statutes Annotated Chapter 29 - A Section 1605 (1)(C)(2) & (3) and Maine Revised Statutes Annotated Chapter 24 - A Section 2902).
In Stearman v. State Farm, the Court of Appeals of Maryland upheld the language of these exclusions but did require that the insurance companies provide
coverage up the mandatory
minimum limits in Maryland ($ 20,000
per person, $ 40,000
per accident).
While the
minimum amounts of
coverage for a non-rideshare driver are $ 15,000 / $ 30,000 in bodily injury liability
per person /
per accident, and $ 5,000 for property damage, the insurance requirements for rideshare companies are:
Liability for Bodily Injury — The
minimum coverage for bodily injury varies by state and may be as low as $ 10,000
per person or $ 20,000
per accident.
The
minimum amount required to cover injuries would rise to $ 50,000
per accident, and the
minimum coverage for property damage would jump to $ 25,000
per accident.
In Nevada, a motorist must maintain
minimum Bodily Injury Liability limits of $ 15,000
per injured person up to a total of $ 30,000
per accident, and Property Damage Liability
coverage with a
minimum limit of $ 10,000.
Motorists are required to carry
minimum Bodily Injury Liability limits of $ 15,000
per injured or dead person and a total
coverage of $ 30,000
per accident.
Under this plan, the
minimum coverage requirement is $ 50,000
per person up to $ 100,000
per accident of bodily injury liability as well as $ 15,000 of property damage protection.
For example, if you're a Connecticut driver (where
minimum liability
coverage is $ 20,000 of bodily injury protection
per person, $ 40,000 of bodily injury protection
per accident and $ 10,000 of property damage
per accident, referred to as 20/40/10) and are involved in an
accident in New York (which requires 25/50/10 of liability
coverage), your auto insurance will automatically extend to meet New York's requirements.
State
minimums for property damage liability
coverage range from $ 5,000 to $ 25,000
per accident, according to Edmunds.com.
Most states have a
minimum bodily injury liability
coverage requirement of $ 20,000 to $ 25,000
per person and $ 40,000 to $ 50,000
per accident, says Bob Passmore, senior director of personal insurance lines for the Property Casualty Insurers Association of America.
Property damage must be covered by a
minimum of $ 10,000
per accident in liability
coverage.
If you buy insurance, the
minimum liability insurance you can purchase is $ 25,000 bodily injury liability
per person ($ 50,000
per accident) and $ 25,000 property damage liability, plus uninsured / underinsured motorist bodily injury
coverage and $ 1,000 of medical payments
coverage (MedPay).
As a general guideline, all motorists residing in Connecticut have to carry a
minimum liability insurance of $ 20,000
per person and a
minimum of $ 40,000 for
coverage in an
accident that caused bodily harm.
Just as it is the case with some other states, Maine auto insurance also expects the motorists to carry
minimum UM or UIM which is Uninsured or Underinsured motorist
coverage of $ 50,000
per person, as well as $ 100,000
per accident.
All motorists in the state are required by Mississippi Insurance laws to be insured for a
minimum of $ 25,000
per damaged person for a total of $ 50,000
per accident for Bodily Injury Liability
coverage.
For example, let's say you buy cheap car insurance in Arizona that offers the
minimum coverage required by state law: $ 15,000
per person / $ 30,000
per accident in bodily injury liability, $ 15,000
per person / $ 30,000
per accident in uninsured and underinsured motorist bodily injury, and $ 10,000 in property damage liability.
If the
minimum coverage is purchased the insurer will cover up to a maximum of $ 25,000
per person injured or up to a maximum of $ 50,000 for all passengers injured in the event of an
accident.
The
minimum amount for the basic
coverage is fifty thousand dollars for bodily injury
per person in an
accident and a hundred thousand dollars in total for bodily injury in an
accident.
Bodily Injury Liability
coverage is set at a
minimum of $ 25,000
per injured person up to a total of $ 50,000
per accident.
Bodily injury liability
coverage per person: $ 25,000 Bodily injury liability
coverage per accident: $ 50,000 Property damage liability
coverage: $ 20,000 Personal injury protection: $ 15,000
per person Uninsured / underinsured motorist
coverage: Equal to the state's liability
minimums, so $ 25,000
per person and $ 50,000
per accident
The state law suggests that a motorist must have
minimum Bodily Injury Liability limits of $ 25,000
per injured person up to a total of $ 50,000
per accident, in addition to Property Damage Liability
coverage with a
minimum limit of $ 25,000.
The State requires drivers to have a
minimum coverage of $ 20,000
per person,
per accident and a
minimum of $ 40,000 for all parties in a single
accident.