Sentences with phrase «minimum death benefit»

A variable life insurance policy offers fixed premium payments and sometimes offers a guaranteed minimum death benefit as well as a cash value savings amount.

Minimum death benefit for those policies is $ 50,000.

This is also a part of one such requirements ie minimum death benefit that life insurance company has to pay on unfortunate event.

Most variable life policies guarantee a minimum face value (i.e. minimum death benefit payout), but a guaranteed minimum for cash value returns is unlikely.

Like most other universal life options, there is the ability to secure long term coverage with guarantees, like minimum death benefit and duration, assuming premiums are paid on time.

These policies generally have low minimum death benefits — around the $ 5,000 up to around $ 25,000 — and will last your entire life.

Many permanent life insurance options include a guaranteed minimum death benefit and feature cash value growth over time.

1) Life insurance with minimum death benefit and close to the MEC limit.

Finally, if you buy variable life, the death benefit payoff depends on your success in picking investment opportunities with the money (although the insurance company does cough up a guaranteed minimum death benefit at your death if you screw up too badly).

In addition, variable annuities typically offer a permanent minimum death benefit for beneficiaries which may be limited to the amount of the initial investment in the annuity contract, and this perhaps offsets some of the sub-account risk.

You can use all of the death benefit for long term care expenses, but your beneficiaries will still receive a guaranteed minimum death benefit when you die, usually a percentage of the original death benefit.

Regulator plans minimum death benefit at five times the annual premium.

Sum at Risk is the higher of Sum Assured, Fund Value (including Top - up Fund Value), or Minimum Death Benefit less Fund Value (including Top - up Fund Value).

Banner's Step Up UL ® boasts a guaranteed minimum death benefit for as long as you make your payments, and your minimum payment will never change regardless of what happens in the future.

Unlike many competitor annuities, Fidelity Personal Retirement Annuity does not have a guaranteed minimum death benefit.

In addition, variable annuities typically offer a permanent minimum death benefit for beneficiaries which may be limited to the amount of the initial investment in the annuity contract, and this perhaps offsets some of the sub-account risk.

The minimum death benefit for term coverage is $ 25,000 and, depending on your age, MetLife offers the following term lengths and maximum coverage amounts:

If the GLWB is not activated, it can also serve as a minimum death benefit.

Whole Life Insurance guarantees a minimum death benefit (also known as the face amount), no matter how long you live, as long as premiums are paid.

The minimum death benefit is $ 25,000, but you should be able to get as much coverage as you need based upon your financial situation.

Even if you use all the money earmarked for LTC costs and services, your beneficiaries will receive a 20 % guaranteed minimum death benefit.

You can use the entire long - term care benefit and your beneficiaries will still receive a guaranteed 20 % minimum death benefit.

It's important to point out that Berkshire is backing up Cigna policyholders that have Guaranteed Minimum Death Benefits and Guaranteed Minimum Income Benefits.

Some policies have a guarantee of a minimum death benefit.

For no charge and after the fourth policy year, you may elect to «lock in» a Guaranteed Minimum Death Benefit.

The cash value of universal and variable policies is not guaranteed, although some policies set a minimum death benefit.

Both policies have a minimum death benefit of $ 100,000, offer a minimum guaranteed interest rate on the cash value, and offer you the option to use the cash value to pay premiums.

Unlike many competitor annuities, Fidelity Personal Retirement Annuity does not have a guaranteed minimum death benefit.

The market is unpredictable, and while a minimum death benefit is guaranteed, it's not a good idea to invest cash that you can't afford to lose.

Also, variable universal life insurance policies may also offer a rider — at an additional cost — that will guarantee a minimum death benefit, regardless of the underlying investment performance.

The withdrawal base does not establish or guarantee policy value, surrender value, minimum death benefit, or return for an investment option.

While your policy's guarantees provide you with a minimum death benefit and cash value, dividends give you the opportunity to receive an enhanced death benefit and cash value growth.

The cash value of universal and variable policies is not guaranteed, although some policies set a minimum death benefit.

Banner's Step UL ® offers a guaranteed minimum death benefit (GMBD) for as long as payments are made.

Term Life Express offers terms as long as 15, 20, or 30 years that come with a $ 50,000 minimum death benefit that can go as high as $ 400,000.

Guaranteed Death Benefit (Life Insurance) This is the minimum death benefit that will be paid.

While your policy's guarantees provide you with a minimum death benefit and cash value, dividends give you the opportunity to receive an enhanced death benefit and cash value growth.

The minimum death benefit for the express option is $ 50,000, while the maximum is $ 400,000.

No matter how poorly your investments do, you are guaranteed a minimum death benefit.

You can purchase whole life insurance policies from 18 to 80 years old with a minimum death benefit of just $ 10,000.

If the cash value reaches zero due to investment failures or premium payments, the policy lapses, although some policies can guarantee a minimum death benefit.

However, policies may provide some type of guarantee that at least a minimum death benefit will be paid to beneficiaries.

This is your most basic life insurance product, with a guaranteed minimum death benefit and level premiums.

Banner's Life Step UL is a permanent policy with a flat rate, guaranteed minimum death benefit and the ability to modify your payments.

A whole life policy is generally accepted to be the most durable of the permanent insurance policies, as the minimum death benefit and premium for the life of the policy are guaranteed from the beginning.

You'll want to make sure there is a threshold for a minimum death benefit which exists regardless of how the market behaves.

AXA's Interest Sensitive Whole Life is a pretty straightforward permanent product, with level premiums and a guaranteed minimum death benefit.

Comparable in construction to other whole life policies, expect a level premium, a guaranteed minimum death benefit and a small cash component.

The market is unpredictable, and while a minimum death benefit is guaranteed, it's not a good idea to invest cash that you can't afford to lose.