Sentences with phrase «minimum guaranteed cash»

In some cases, policyowners may withdraw the additional cash value without otherwise affecting their death benefits, premium payments, and minimum guaranteed cash values; the insurer may permit policyowners to reduce the level of future premium payments while maintaining the same face amount of coverage; the insurer may allow policyowners to increase the face amount of coverage while maintaining the same premium level; policyowners may keep the face amount and the premium payment level the same but shorten the required premium - payment period; or they may choose some combination or variation of these options.

There is generally no minimum guaranteed cash value associated with VUL policies.

Not exact matches

Thus, these policies offer possible upside growth tied to an equity index, while providing a floor on the downside with the guaranteed minimum cash value.

For example, if per pupil funding is frozen in cash terms, as it is now, and the minimum funding guarantee of -1.5 per cent remains in place, almost all schools will reach their formula level of funding by 2029 - 30.

The Guaranteed Cash Value (less any outstanding loan and accrued loan interest) is the minimum your Cash Value can be.

Some whole life policies guarantee a minimum cash value, while other types don't.

In some cases, cash value insurance, specifically whole life insurance, features a minimum rate of return guarantee on funds held in a policy's cash account, which is one of many whole life insurance pros and cons.

The cash value is guaranteed to grow according to a minimum annual interest rate, but may grow faster depending on the insurer's market performance.

Take a look at this chart of a sample whole life policy that pays dividends and offers a guaranteed minimum cash value.

Interest Sensitive Whole LifeSM is a guaranteed fixed premium permanent life insurance policy with a Guaranteed Minimum Cash Value that increases each year and equals the Face Amount aguaranteed fixed premium permanent life insurance policy with a Guaranteed Minimum Cash Value that increases each year and equals the Face Amount aGuaranteed Minimum Cash Value that increases each year and equals the Face Amount at age 100.

It sounds nice to be getting a minimum guaranteed return, however this is just another fancy selling point to get you to fork over your cash.

Guaranteeing a minimum cumulative income (cash refund / installment refund) or a minimum number of payments (period certain) increases the amount the insurer expects to pay you.

• Earnings potential The issuing insurance company may guarantee a minimum growth rate on the cash value of the policy in some cases.

On top of that, your cash value actually has a guaranteed minimum growth rate.

A portion of your premium will be applied to the policy's cash value and grow at a minimum rate guaranteed by the issuing insurance company.

Insurance companies guarantee a minimum return rate on the cash value that is usually between 3 and 5 percent.

Interest Sensitive Whole Life Insurance — Interest sensitive whole life insurance is a guaranteed fixed premium permanent life insurance product that offers a minimum amount of cash value.

With these two «bookends» in place your policy cash value (the account that you are relying on for retirement) has the ability to grow up to 13 % per year, while also have a guaranteed minimum «floor» of around 1 %.

The cash value of universal and variable policies is not guaranteed, although some policies set a minimum death benefit.

The cash portion of your policy will grow tax - deferred with a minimum guaranteed interest rate for extra security.

More info Pension Credit is an extra payment that guarantees most people over 60 a minimum income, yet many don't realise they're missing out on cash they're entitled to.

The Freedom Prepaid MasterCard - www.freedom-card.co.uk - No Up - front Purchase fees - 100 % Acceptance Guaranteed - No Credit Checks - No ID Required - Instant Approval BlueSky Prepaid Credit Card (Standard Limit Card)- www.blueskyprepaid.com - NO ID required, guaranteed acceptance - # 1,650 maximum annual load limit - NO bank account required, NO credit checks required BlueSky Prepaid Credit Card (Higher Limit Card)- www.blueskyprepaid.com - ID required: Valid international passport or UK driver's License - # 3,000 maximum load limit - NO bank account required, NO credit checks required CashPlus Gold Prepaid MasterCard - www.mycashplus.co.uk - No credit checks - No links to your bank account - No contracts or interest - Guaranteed approval if you 18 or older and live in the United Kingdom Kalixa Prepaid MasterCard - www.kalixa.com - Maximum 24 hr ATM Withdrawal $ 300, Maximum Daily Load $ 3000, Maximum Weekly Load $ 3000, Maximum Card Value $ 9000 - No credit check and you don't need a bank account - To register with Kalixa you will need to provide them with your name, valid email address, your home address, your birth date Virgin Prepaid Visa Card - www.uk.virginmoney.com - No bank account needed, and no credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge at the Post Office - You can load a maximum of 2 transactions and # 500 per day at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be oveGuaranteed - No Credit Checks - No ID Required - Instant Approval BlueSky Prepaid Credit Card (Standard Limit Card)- www.blueskyprepaid.com - NO ID required, guaranteed acceptance - # 1,650 maximum annual load limit - NO bank account required, NO credit checks required BlueSky Prepaid Credit Card (Higher Limit Card)- www.blueskyprepaid.com - ID required: Valid international passport or UK driver's License - # 3,000 maximum load limit - NO bank account required, NO credit checks required CashPlus Gold Prepaid MasterCard - www.mycashplus.co.uk - No credit checks - No links to your bank account - No contracts or interest - Guaranteed approval if you 18 or older and live in the United Kingdom Kalixa Prepaid MasterCard - www.kalixa.com - Maximum 24 hr ATM Withdrawal $ 300, Maximum Daily Load $ 3000, Maximum Weekly Load $ 3000, Maximum Card Value $ 9000 - No credit check and you don't need a bank account - To register with Kalixa you will need to provide them with your name, valid email address, your home address, your birth date Virgin Prepaid Visa Card - www.uk.virginmoney.com - No bank account needed, and no credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge at the Post Office - You can load a maximum of 2 transactions and # 500 per day at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be oveguaranteed acceptance - # 1,650 maximum annual load limit - NO bank account required, NO credit checks required BlueSky Prepaid Credit Card (Higher Limit Card)- www.blueskyprepaid.com - ID required: Valid international passport or UK driver's License - # 3,000 maximum load limit - NO bank account required, NO credit checks required CashPlus Gold Prepaid MasterCard - www.mycashplus.co.uk - No credit checks - No links to your bank account - No contracts or interest - Guaranteed approval if you 18 or older and live in the United Kingdom Kalixa Prepaid MasterCard - www.kalixa.com - Maximum 24 hr ATM Withdrawal $ 300, Maximum Daily Load $ 3000, Maximum Weekly Load $ 3000, Maximum Card Value $ 9000 - No credit check and you don't need a bank account - To register with Kalixa you will need to provide them with your name, valid email address, your home address, your birth date Virgin Prepaid Visa Card - www.uk.virginmoney.com - No bank account needed, and no credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge at the Post Office - You can load a maximum of 2 transactions and # 500 per day at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be oveGuaranteed approval if you 18 or older and live in the United Kingdom Kalixa Prepaid MasterCard - www.kalixa.com - Maximum 24 hr ATM Withdrawal $ 300, Maximum Daily Load $ 3000, Maximum Weekly Load $ 3000, Maximum Card Value $ 9000 - No credit check and you don't need a bank account - To register with Kalixa you will need to provide them with your name, valid email address, your home address, your birth date Virgin Prepaid Visa Card - www.uk.virginmoney.com - No bank account needed, and no credit checks - Comes with PIN protection and fraud protection ClearCash Prepaid MasterCard - www.clearcash.co.uk - You can load a maximum of # 500 per day with no charge at the Post Office - You can load a maximum of 2 transactions and # 500 per day at a PayPoint outlet - Cash cheques and have them loaded on to your ClearCash prepaid card - Minimum amount of initial load # 10, Maximum amount of initial load # 5000, Maximum card balance # 5000 - Cardholders must be over 18 years

Additionally, the cash value will grow at a minimum guaranteed interest rate.

Interest Sensitive Whole Life ℠, a whole life insurance plan, offers permanent protection and a Guaranteed Minimum Cash Value.

However, the Renault Clio Expression 1.2 has a cash price of # 10,052 and a guaranteed minimum value of # 3,985.70.

Many permanent life insurance options include a guaranteed minimum death benefit and feature cash value growth over time.

Whole life insurance offers a guaranteed cash value, meaning it has a minimum growth rate.

On the other hand, again like EIAs, there is a guaranteed minimum cash value that serves as a floor on policy values in case of a declining stock market.

permanent policy with a Guaranteed Minimum Cash Value that increases each year and equals the Face Amount at age 100.

Guaranteed unsecured bad credit loans, commonly referred to as bad credit cash advances are available to all borrowers with minimum qualification criteria.

Thus, these policies offer possible upside growth tied to an equity index, while providing a floor on the downside with the guaranteed minimum cash value.

The rate will never fall below a contractually - guaranteed minimum and the accumulated cash value can be accessed at any time through policy loans or surrenders.

The way to guarantee your minimum value is with something called Cash Value Life Insurance, but we can talk about that some other time.

While your policy's guarantees provide you with a minimum death benefit and cash value, dividends give you the opportunity to receive an enhanced death benefit and cash value growth.

There is no guaranteed minimum cash value, but most policies have a minimum guaranteed death benefit provided you pay the premiums for a set number of years.

As an example, a properly structured cash value whole life insurance policy that is purchased from a mutual company, is one that has tremendous liquidity, low cost (majority of the cost is buying lifelong level insurance — not to be compared to term), no tax on the growth of the account, tax free loans, tax free withdrawals (up to basis), tax free to survivors, no contribution limits, no required withdrawals, is free from creditors, and has minimum guarantees.

Your cash value and your death benefit will vary depending on the performance of the accounts, although some policies may contain a guaranteed minimum for each.

The cash value of a policy can increase over the years (or decrease), but usually a whole life insurer offers a guaranteed minimum interest.

Policy term details for Bajaj Allianz Pension Guarantee and Shriram Cash Back Term include the minimum and maximum policy terms for the said insurance plans.

Eligibility criteria for Pension Guarantee and Shriram Cash Back Term define the minimum / maximum entry age and minimum / maximum vesting age for these two plans.

Eligibility criteria for Max Life Guaranteed Income and Edelweiss Tokio Cash Income define the minimum / maximum entry age and minimum / maximum vesting age for these two plans.

A universal life policy's cash value grows income tax - free and have a guaranteed minimum fixed interest rate.

While your policy's guarantees provide you with a minimum death benefit and cash value, dividends give you the opportunity to receive an enhanced death benefit and cash value growth.

Your policy accumulates cash value and is credited with an interest rate declared by the company, that typically includes a minimum guarantee.

On a whole life and universal policy, the cash value is generally guaranteed to grow at a minimum amount of interest.

The Sage universal life insurance no medical exam policy also offers a minimum guaranteed interest rate on the cash value accumulation portion of 2.5 % which is guaranteed payable over the life of the policy.

Generally, a minimum cash value is never guaranteed because poor investment performance can diminish your entire cash value.

Whole Life: A permanent policy that offers a Guaranteed Minimum Cash Value that increases each year and equals the Face Amount at age 100.

You can change the death benefit the premium you pay and the interest in the cash value account grows at an amount subject to market conditions (there is usually a guaranteed minimum though).

The cash value portion also allows you to earn a minimum guaranteed rate of interest along with receiving a higher rate of interest in certain scenarios, the most common of which, when the S&P 500 goes up, in the example of an equity indexed UL.