The minimum liability protection for the state of Georgia is set at 25/50/25 for bodily injury and property damage.
The minimum liability protection requirements in Delaware are:
The minimum liability protection will pay as much as $ 15,000 for a single person and up to $ 30,000 for at least one individual concerned in the accident.
When
the minimum liability protection is acquired the insurance corporation will pay up to $ 25,000 for a single person and $ 50,000 for all passengers concerned in the accident.
The Bill Emerson Good Samaritan Food Donation Act partially preempts state liability laws by creating a uniform
minimum liability protection for certain parties participating in particular activities related to food recovery and food distribution to the needy.
Not exact matches
The absolute
minimum you can have on a basic car insurance policy in Texas is
liability protection for the categories and limits below.
Costs are based on basic
liability protection for the 2011 Toyota Camry, and provides about twice the
minimum liability required in the state.
Our table below shows the difference between the required
minimums and our study, where we assumed basic
liability protection for the Camry.
Aside from increasing your
liability insurance limits, you can also purchase other types of auto insurance coverage, which can provide valuable
protection that wouldn't normally be included as part of your state's
minimum requirements.
The state requires
minimum Bodily Injury
Liability protection of $ 25,000 per person, and up to $ 65,000 per accident.
Minnesota state requires
minimum auto insurance
liability of $ 30,000 per person for bodily injury
protection up to $ 60,000 per accident, $ 10,000 for property damage per accident, $ 40,000 per person for personal injury
protection, and $ 25,000 per person for uninsured and underinsured motorists up to $ 50,000 per accident.
The annual premiums below are based on auto insurance coverage that adds uninsured / underinsured motorist coverage, medical payments, and some comprehensive and collision
protection in addition to the
minimum insurance
liability limits in the state of Virginia.
Costs are based on basic
liability protection for the 2011 Toyota Camry, and provides about twice the
minimum liability required in Montana, as well as uninsured motorist coverage.
Costs are based on basic
liability protection for the 2010 Toyota Camry, and provides about twice the
minimum liability required in Minnesota.
The absolute
minimum you can have on a basic car insurance policy in Texas is
liability protection for the categories and limits below.
Costs are based on basic
liability protection for the 2010 Toyota Camry, and provides about twice the
minimum liability required in Connecticut.
Connecticut requires
minimum auto insurance
liability of $ 20,000 per person for bodily injury
protection and up to $ 40,000 per accident, and $ 10,000 for property damage per accident.
On top of the
minimum liability coverage, you can add extra
protections, such as uninsured motorist coverage, collision, comprehensive, and roadside assistance.
New Mexico requires
minimum auto insurance
liability of $ 25,000 per person for bodily injury
protection and up to $ 50,000 per accident, and $ 10,000 for property damage per accident.
Costs are based on basic
liability protection for the 2011 Toyota Camry, and provides about twice the
minimum liability required in New Mexico.
Most state
minimums require that your policy covers
liability, personal injury
protection and uninsured motorist
protection up to a certain amount.
Since these
minimum amounts don't offer very much coverage, you'll probably want to shop around for Fresno insurance quotes that give you more
liability and property damage
protection.
This policy can also cover
liability protection for auto accidents with the
minimum underlying auto limits.
Most agents (in their right mind) would argue that the
minimums are way too low, and that you should get
protection more along the lines of $ 100,000 bodily injury per person, $ 300,000 bodily injury per accident, and $ 50,000 (or more) for property damage
liability.
Drivers in the state of Florida are required to carry a
minimum of $ 10,000 personal injury
protection (PIP) and a
minimum of $ 10,000 property damage
liability (PDL) insurance.
Although it is mandatory for everyone to obtain
minimum liability auto insurance before registering their vehicle — which includes $ 25,000 / $ 50,000 for bodily injury, $ 25,000 / $ 50,000 for uninsured and underinsured motorist bodily injury, $ 10,000 for property damage and $ 50,000 for personal injury
protection — some drivers continue to get behind the wheel without adequate coverage.
In other words, while insurance laws in Florida only require property
liability and personal injury
protection, it's always a good idea to carry more coverage than the
minimum requirement.
State
Minimum: Required
liability coverage to drive legally in your state; some states mandate additional coverage, such as personal injury
protection, uninsured motorist, underinsured motorist.
Unfortunately, Puerto Rico does not require that its motorists maintain any
liability coverage on their vehicles, though it is strongly recommended that all Puerto Rican motorists obtain
minimum bodily injury
protection of $ 100,000 for a single person and $ 300,000 for multiple persons as well as $ 100,000 in property damage
liability for their vehicle.
This policy can also cover
liability protection for auto accidents with the
minimum underlying auto limits.
Carrying Illinois state
minimum liability limits of 25/50/20 — $ 25,000 per person and $ 50,000 per accident for bodily injury and $ 20,000 for property damage — doesn't give you much
protection if you own a home or have savings.
Under this plan, the
minimum coverage requirement is $ 50,000 per person up to $ 100,000 per accident of bodily injury
liability as well as $ 15,000 of property damage
protection.
For example, if you're a Connecticut driver (where
minimum liability coverage is $ 20,000 of bodily injury
protection per person, $ 40,000 of bodily injury
protection per accident and $ 10,000 of property damage per accident, referred to as 20/40/10) and are involved in an accident in New York (which requires 25/50/10 of
liability coverage), your auto insurance will automatically extend to meet New York's requirements.
There are
minimum financial levels of
protection required by the state for each of these areas of a
liability policy, but motorists are free to carry higher limits, and many do just that to further protect themselves from possible financial
liability situations.
All states except New Hampshire require you to have a
minimum amount of
liability insurance, and some also require other types of coverage such as personal injury
protection and uninsured / underinsured motorist coverage.
All drivers in Columbia will need to purchase a
minimum of bodily injury
liability and property damage
protection ($ 25,000 per person up to $ 50,000 per accident and $ 15,000 per accident respectively).
Florida has the lowest state
minimum requirements in the U.S.: $ 10,000 in personal injury
protection and $ 10,000 in property damage
liability.
Most states require a
minimum amount of
liability protection [source: Travelers].
Other states require additional coverages, such as uninsured / underinsured motorist coverage or personal injury
protection, above and beyond the
minimum levels of bodily injury and property damage
liability: Colorado, Connecticut, Delaware, District of Columbia, Florida, Hawaii, Illinois, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, New Hampshire, New Jersey, New York, North Dakota, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Utah, Vermont, Virginia, West Virginia, and Wisconsin.
Maryland asks all drivers to carry
liability insurance, uninsured motorist insurance, and personal injury
protection coverage, and has
minimum amounts that it requires of each of these types.
Before you get behind the wheel in Fall River, you need to have a
minimum coverage of $ 20,000 for personal injury
protection, $ 40,000 for bodily injury
liability and $ 5,000 for property damage
liability.
Unlike automobile
liability insurance which is the
minimum level of coverage that is required by most states, comprehensive insurance is not limited to 3rd party damage coverage and includes
protection for you and your vehicle, in case of fire, theft, etc..
All states now enforce laws regulating the type and
minimum amount of
liability protection that drivers must carry.
Bodily injury
liability coverage per person: $ 25,000 Bodily injury
liability coverage per accident: $ 50,000 Property damage
liability coverage: $ 20,000 Personal injury
protection: $ 15,000 per person Uninsured / underinsured motorist coverage: Equal to the state's
liability minimums, so $ 25,000 per person and $ 50,000 per accident
Bodily injury
liability coverage per person: $ 25,000 Bodily injury
liability coverage per accident: $ 40,000 Property damage
liability coverage: $ 10,000 Personal injury
protection: Optional Uninsured / underinsured motorist coverage: Coverage must equal
liability coverage, so the
minimum is $ 25,000 per person and $ 40,000 per accident.
State law requires that drivers have a
minimum amount of insurance coverage in four different areas: Bodily Injury
Liability, Property Damage
Liability, Uninsured Motorist Bodily Injury
Liability, and finally Personal Injury
Protection.
The Florida Motor Vehicle No - Fault Law, requires all owner / registrants of a motor vehicle with four wheels or more to carry a
minimum of $ 10,000 of Personal Injury
Protection (PIP) and $ 10,000 of property damage
liability (PDL) if you own a motor vehicle in Florida.
«All renters insurance policies come with a
minimum of $ 100,000 in personal
liability protection and can easily be increased to $ 300,000 or $ 500,000 for a relatively small increase in premium,» says Justin Lozoya, an insurance broker with Fusco & Orsini Insurance Services in San Diego, CA.
Since the
minimum limit of coverage required by law for property damage
liability protection, for damage to another party's car or property, is $ 10,000 per accident, these
minimum liability limits in New York are sometimes together referred to as «$ 25,000 / $ 50,000 / $ 10,000» or «25/50/10».
According to the state law, all motorists are required to carry
minimum liability insurance and personal injury
protection.