Citi ® - branded consumer credit cards offer members a FICO ® Score based on their Equifax credit report, although Citi ® doesn't provide a detailed credit report so you shouldn't rely on a free FICO ® Score provided by Citi ® to check
for mistakes in your credit report.
See related: New rules could provide millions with free credit scores, 10 things you must know about credit reports and scores, How to
correct mistakes in credit reports, 5 key federal laws to help protect credit card holders
Also, take the time to check for
any mistakes in your credit report that could negatively impact your credit score.
Whatever the source,
mistakes in a credit report can have devastating effects on a consumer's ability to access credit.
Should you notice
any mistakes in your credit report, they should immediately be brought to the attention of the credit bureau that provided you with the credit report, in writing.
Mistakes in a credit report can affect all aspects of life, from interest rates to employment opportunities.
If you discover
a mistake in your credit report, all you have to do is contact the reporting agency and have the credit report corrected.
Additionally, given the increased dependence on credit reports by creditors, employers, insurers and law enforcement, NAR believes Americans should not be penalized by
mistakes in their credit reports.