Not exact matches
Smart
retirement income
strategies Get Fidelity's perspective on how a
mix of investments can help provide income and growth potential in
retirement.
And that is using a non-volatile spending plan (the safe withdrawal rate...) while using a risky, volatile investment
strategy (relying some
mix of stocks and bonds as the primary investment vehicle through
retirement).
The foundation
of a sound
retirement investing
strategy is setting a diversified
mix of stocks and bonds that's aggressive enough to generate returns that can grow your portfolio during your career and help maintain its purchasing power during
retirement — yet conservative enough so you won't bail out
of stocks every time the market heads south.
Employing such investment types can go hand in hand with a more simplified in -
retirement portfolio
strategy: Because broad - market index funds provide undiluted exposure to a given asset class (a U.S. equity index fund won't be holding cash or bonds, for example), a retiree can readily keep track
of the portfolio's asset allocation
mix and employ rebalancing to help keep it on track and shake off cash for living expenses.
The real key to a successful
retirement investing
strategy is to arrive at an appropriate
mix of stocks vs. bonds — that is, enough stocks to provide a bit
of long - term growth potential but also a large enough bond stake to prevent your nest egg from losing too much value when the stock market goes into one
of its periodic slumps.
In fact, some estimates say that a diversified
mix of assets in a portfolio is responsible for 90 %
of its long - term returns.2 Everyone's
retirement goals and risk tolerance varies, but diversifying among asset classes can help create customized
strategies to achieve individual needs.
Smart
retirement income
strategies Get Fidelity's perspective on how a
mix of investments can help provide income and growth potential in
retirement.
Smart
strategies for
retirement income Read this Fidelity Viewpoints ® article about how a
mix of investments can help provide income and growth potential in
retirement.