Sentences with phrase «modded gtos»

Debt levels for the average Canadian household are moving down (perhaps we've been taking those warnings from the Bank of Canada to heart), and as a result there's been «modest» growth in consumer spending, said Ferley.

And even the Federal Reserve's modest rate hikes have had an outsized impact on the bottom line of Bank of America, which pockets the extra interest it collects on loans while paying out much less on consumers» deposits (making money on the so - called spread).

«Against modest economic growth of 2 percent, we had one of the strongest quarters in our history,» said Chief Executive Officer Brian Moynihan said.

The consideration of the very modest purchases — Woodside may spend more on paper clips — would have gone on for months.

Although this commitment is more modest than the one advocated in Making it Simple, a report I authored for the Mowat Centre, the goal of reducing input costs for manufacturers was identified as a key priority in the paper, which suggested there was more work to be done on this front:

«The difficulty is that the growth rate has been little more than the increase of supply, so we have growth... but very modest declines in the unemployment rate,» he said.

Paul Ferley, assistant chief economist at RBC, expects positive results for consumer spending in the quarter overall (up an annualized 2.8 % in Q2 from a weaker Q1), but noted that retailers are still dealing with modest levels of spending by households.

His family of seven lived in a modest home of under 1,000 square feet.

But his overall financial goals are modest.

Banks may see modest gains next year, but the insurance sector, which is a big beneficiary of rising interest rates, could see solid growth for a second year in a row, he says.

These Mods tend to work well but are iffy values, given that they're tied to one set of devices.

The startup funding for boat transport is modest but perhaps surprisingly higher than you might think, especially given the cost of pickup trucks.

This is because they still think of geographic expansion as a costly «bricks and mortar» kind of roll - out process, and they just don't get the cloud and the fact that there are very modest costs to distributing almost anything digital today to everywhere in the world.

While wage pressures remain modest, core inflation is below target and inflation expectations are contained almost everywhere, the implication is that they should all rise over time.

And yet the «payout ratio» of dividends to profits remains a modest 22 %, which indicates Nike can easily afford more shareholder raises in the future.

Once a modest - size Medicaid provider, the managed - care company has expanded quickly — vaulting from No. 453 to 66 on the Fortune 500 in five years» time — and it has done so, in part, by entering markets that rivals have fled (Medicare Advantage, prison health care, the precarious Obama - care exchanges).

«When trying to manage multiple sites that get modest traffic, you want, in some ways, a warning to tweak your attention,» he says.

Who manages to come out on top in this highly competitive, modest - consumer spending environment remains to be seen.

This list excludes Barrie, which lost 1,800 jobs (5th worst showing ever) but had a modest 500 - person decline in the size of their labour force.

That means it has a set of connectors on its back that allows the phone to connect to Motorola's various Moto Mod modular accessories.

I have found that it's best to offer a modest reward on a regular basis for achievement to all employees involved in obtaining the desired result.

The Mississauga - based company combines a nice income with organic growth from modest rent increases.

Jennifer Greenfield, a professor of social work at the University of Denver, explains: «Families normally pay modest copays that gradually increase as their incomes go up, but then all of a sudden there's this huge jump where the subsidy falls away completely, and they just can't absorb it.»

Co-founder David Filo, a board member who sports the title of «chief Yahoo», can look forward to a relatively modest padding of $ 65,742.»

It pays a modest 1.8 %, below the S&P 500 average of about 2 %.

Last week it followed with another announcement that would give it great goodwill with conservationists and improve its credibility with shareholders — acquisition of a modest share of one of the world's leading developers of wave energy power systems.

The study's authors say that getting people to think favourably of your accomplishments might be better achieved «by modest self - representation, or even self - denigration, than by outright bragging about one's positive qualities.»

If you multiply that by the estimated number of galaxies in the observable universe (10 trillion is a modest guess) you get a number that is 1 with 24 zeroes after it: 1 septillion.

Quite astoundingly — and unfortunately — their adoption has been far too modest and spotty in the U.S. — but that's an issue for a different essay.

For the married co-founders of MOD Pizza, a chain of artisan - style pizza restaurants throughout the U.S., their business model was built from taking risks.

«What this shows is that increased competition among manufacturers, the aggressive negotiations by pharmacy benefits managers, and to some extent the significant public discussion about drug pricing and prices have all contributed to a relatively modest level of growth in 2015,» says Murray Aitken, Executive Director of the IMS Institute.

That was a project started quite a while ago with the r / IAMA mods with the aim of making something physical and beautiful to show off in the real world.

Why you should care: E-commerce company Warby Parker specializes in vintage - inspired eyewear that looks much more expensive than its modest price tag.

Chobani's founder Hamdi Ulukaya tells the story of his company's modest beginnings and current growing pains.

You don't need me to tell you this: Because the barriers to entry for almost any business are so low, and the costs so modest, competitors can be in your business, and in your face, in an instant.

Adding to this «modest growth» environment is the fact that Canada's retail market has become much more competitive in the past year.

MOD has seen tremendous growth.

Despite modest growth in the company's enterprise department, the macro-level picture is not pretty: In March 2012, the company was worth about $ 100 billion; today, it's valued at a fourth of that.

However, the company acknowledges these acquisitions have only resulted in «modest revenue contributions.»

For the last seven years he has served full - time as president of Cristo Rey Brooklyn HS, which educates minority students, mostly immigrants or first - generation Americans of modest means.

For instance, MOD hires multiple - time felons, people with learning disabilities, and those recently released from drug or alcohol rehabilitation.

Sales in China saw modest improvement on the previous year, while all categories reported positive growth, led by coffee, petcare and Nestle Health Science.

Shareholders who held stock on the date of Bertolini's announcement and still hold it today have seen the value of their original stake more than double (compared with the more modest 34 % gain for the S&P 500 during the same period).

«Adding modest changes to points for language, age, and work experience would help refine the grid to put weight where it counts in the labour market, and select applicants that are younger and have strong language proficiency,» the analysis said.

Still, the Spyder's market successes to date are modest at best.

With a population of under 3 million, the capital of Taiwan is relatively modest sized in comparison to other start - up cities in the region.

As long as OPEC and Russia continue to curb production, «the market is likely to balance for the year as a whole with the first half in a modest surplus and the second half in a modest deficit.»

Just ensure that you're not singling out the people who are most vocal and obvious about their accomplishments, as it could be the more modest people on your team who are actually making the biggest splash.

These modest steps can make a profound difference in your business.

So we do see some upward bias to inflation, but modest, and our economist says the Fed is raising rates only three times this year is a result.