Sentences with phrase «model account balances»

It doesn't necessarily mean the airline wants to make it difficult for you to use your miles, but they need to be very sure that they can model account balances predictably.

Not exact matches

Such studies can reasonably account for the observed variations as a response to solar and volcanic forcing (and a few secondary things) with energy balance climate models tuned to have a climate sensitivity equivalent to 2.5 C per doubling of CO2.

The ocean's thermal inertia, which delays some global warming for decades and even centuries, is accounted for in global climate models and its effect is confirmed via measurements of Earth's energy balance (see next section).

The previous FICO scoring model, FICO 8, ignores unpaid collection accounts with balances under $ 100.

One of the factors which FICO and other credit scoring models consider is your number of accounts with balances.

Considering how FICO and VantageScore's newest models view paid collection accounts, the goal if you have delinquent debts is to get your balances down to zero.

Tiered savings model so as your account balance increases, your interest rate increases as well

• The model simulations show that participant activities such as taking loans, taking preretirement withdrawals, or cashing out account balances at job change reduce projected 401 (k) accumulations and thus replacement rates at age 65.

Credit scoring models take into account your «debt usage» or «utilization» ratio, which compares the balances reported against available credit limits, often for each card as well as all credit cards totalled together.

Two big changes in this version are rent data will be incorporated at Trans Union and Experian and all zero balance 3rd party collection accounts will be bypassed by the score model.

The VantageScore model looks at familiar data — things like paying on time, keeping credit card balances low, avoiding new credit obligations, bank accounts and other assets — to calculate its score.

Adams explains that different computer models for coming up with credit scores look at factors such as whether you pay on time, how many accounts you have, the amount of your outstanding balances and the length of time you've had credit.

Now that we've debunked the myth, here's the real reason why closing that old credit card account might hurt your scores: Credit scoring models consider the relationship between the balances and the credit limits on your credit card accounts.

Paying off or settling derogatory accounts such as collections, tax liens, or judgments may or may not improve your credit scores, because many credit scoring models are more concerned with the fact that negative items occurred at all rather than the actual balances on such accounts.

Guemas et al. (Nature Climate Change 2013) shows that the slower warming of the last ten years can not be explained by a change in the radiative balance of our Earth, but rather by a change in the heat storage of the oceans, and that this can be at least partially reproduced by climate models, if one accounts for the natural fluctuations associated with El Niño in the initialization of the models.

If we were able to statistically model societal inaction on climate change, what proportion of the variance would be accounted for by the disinformation efforts of skeptics and false balance by journalists?

In this report, we project future mass balance changes using regional mass balance sensitivities which take account of regional and seasonal climatic information, instead of using the heuristic model of Wigley and Raper (1995) employed by Warrick et al. (1996).

New computer models suggest these invasive fish could soon throw off the balance of the natural food chain and account for nearly a third of the lake's total fish population.

The ocean's thermal inertia, which delays some global warming for decades and even centuries, is accounted for in global climate models and its effect is confirmed via measurements of Earth's energy balance (see next section).

Indeed, on a system - wide basis, our modelling shows that after taking into account the supply - demand dynamics of the aviation sector, the residual cumulative balance by 2030 for fixed installations — a surplus of 334m — becomes a cumulative deficit for the EU - ETS overall of -266 m.

All you folks arguing that the model is valid are doing so by performing accounting on the radiative balance (235 out = 470 out — 235 in, etc.).

And thus, all attempts at carefully accounting for the radiative balance by stating that the shell is twice the area of the planet are nonsensical, because it doesn't have to be twice the area... it could easily be much more without changing the basic premise of the model.

When we talk about «proof» we're not talking about smoke and mirrors «modelling» based on long - term average wind farm output — which ignores the extra gas and coal being burnt (and wasted) in order to balance the grid to account for wild fluctuations in wind power output (see our post here); and to maintain additional «spinning reserve» (see our post here) to account for complete collapses in wind power output — as seen in this post.

The Proportionate Distribution model divides the final balance in the commingled bank account in proportion to each claimant's original contribution to the fund.

Performed budgets, forecasts, financial analysis and systems implementations for 600 multi-site retail stores Implemented JD Edwards accounting package including Accounts Payable, Accounts Receivable, General Ledger and Fixed Assets Performed corporate consolidations and currency conversions expressly for the United Kingdom, Europe and the Asian countries including Japan Performed product line profitability and new product launch analysis including the sub $ 1,000 personal computer estimated to be 30 % of the 2000 annual operating plan Created a five year strategic model including P&L, cash flow, and balance sheet that provided significant impact to the organizationâ $ ™ s future growth and communication to the analyst community Developed financial statements and negotiated with portal and internet service providers to form Gateway.net and Gateway.com start up companies resulting in 1 million subscribers Supervised a staff of ten full time financial analysts

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