Sentences with phrase «moderate income levels»

Unlike Fannie Mae, Freddie Mac's new 3 percent down program is available to repeat buyers with low and moderate income levels, in addition to first - time home buyers.

The FHA program is primarily intended for borrowers with low to moderate income levels — as opposed to those buying high - end homes.

As with many features of our tax system, the benefits are greatest at moderate income levels, and not as attractive as your income rises.

Working people with low to moderate income levels can claim the Earned Income Credit.

* As for Retirement Savings Contribution Credits (also known as Saver's Credit), the income limit for low / moderate income level workers is $ 63K for married couples who are filing jointly.

Charity care programs offer free or discounted care provided to low to moderate income level individuals.

Not exact matches

«The bank expects trend growth in household credit to moderate further, with the debt - to - income ratio stabilizing near current levels.»

The economy is more efficient and prosperous when economic resources are better distributed among the people - not equality of income, but equality of opportunity based on moderate levels of inequality (as we had during the Keynesian era.)

The plan also seeks to increase the number of units available for families making less than around $ 40,000 a year by 200 percent, and boost the number available for moderate - income families making between $ 67,121 and $ 100,680 a year by 50 percent from previous levels.

(Near - poor is between the poverty line and double that income level; moderate income is between 200 and 400 percent of the poverty line; higher income is above that level.)

For example, research has found moderate to high rates of depression among Head Start staff (HHS / ACF / OPRE, 2006) and 61 % of full - time early childhood staff earn roughly the equivalent of the poverty level income for a family of four (U.S. GAO, 2012).

Monitor trends in higher education financing at the federal, state, and institutional levels and advance strategies that work in concert — rather than at cross-purposes — to provide financial supports to low - and moderate - income students

Explore strategies that help low - and moderate - income students complete college with manageable debt levels that can be repaid in a simple and timely manner

Your household size relative to your annual income may not exceed pre-determined low - or moderate - income levels for a given area.

However, because you represent a moderate level of risk, you will almost certainly be asked to pay a higher interest rate than someone who has a better score, even if their income and debt levels are comparable.

With FHA reserves well below the required level of 2 % of its insured loans, FHA could be in a precarious position if low - to - moderate - income home buyers use FHA - insured mortgages to buy homes and end up in default.

Shrinking FHA capital reserves were recently addressed by the House Financial Services Committee; Representatives were faced with balancing the FHA's significant role in providing mortgage loans for first time and moderate income homebuyers with the need to increase the agency's reserves to legally mandated levels.

Vanguard Emerging Markets Bond will seek to provide total return while generating a moderate level of current income.

Vanguard Core Bond will seek to provide total return while generating a moderate level of current income.

Such a scenario is favorable to Swan's income - generating strategy, which relies partially on moderate levels of volatility in the markets to be profitable.

Money market funds offer a high level of safety and moderate income.

has a relatively moderate level of risk in seeking to support an annual withdrawal strategy to address anticipated, inflation - sensitive income needs.

For example, it has taken me nearly seven years to reach my current level of dividend income, and that's with a mix of high to moderate risk dividend stocks with equally high to moderate yields.

This makes them suitable for investors who can assume some risk to achieve capital growth but want to maintain a moderate level of current income.

«The substantially longer term of the fixed - rate mortgage enabled a lower monthly payment, in turn facilitating lower payments - to - income ratios and hence higher levels of housing affordability among moderate - income homebuyers,» Gabriel concluded.

The objective is to provide above - average capital appreciation and a moderate level of current income.

Because it invests mainly in bond funds, the Portfolio primarily is subject to low to moderate levels of interest rate risk, credit risk, income risk, and call / prepayment risk.

In its most recent Monetary Report, the bank conceded that their own rate cuts last year helped fuel the increase in debt spending, but the Bank apparently feels confident that recent regulatory changes, and rising real income due to lower oil prices, will result in more moderate spending levels.

This type of fund aims to provide a moderate level of income with some capital growth.

However, the BoC was optimistic about 2016, believing that recent regulatory changes and rising real income due to lower oil prices, would result in more moderate spending levels.

The program is offered to those who do not exceed the moderate - income level for their family size.

Although economic growth is assumed to be moderate, the world economy will grow to over $ 200 trillion (in year 2000 dollars) and the average per - capita income will be about $ 20,000 per year, roughly equal to current levels in Portugal or the Czech Republic, about double today's average world income per person.

To avoid burdening low and moderate - income households, carbon tax proceeds should be returned to Americans through periodic pro rata «dividends» or dedicated to reducing the tax burden of regressive taxes such as the federal payroll tax or state sales taxes (depending upon whether the tax is imposed at the federal or state level).

In enacting the radical program, the court relied on the state's 2003 Civil Legal Needs Study documenting that low and moderate income residents (families with incomes between 200 and 400 % of the Federal poverty Level) found civil legal services unaffordable.

Anyone who's above that indigency level is not going to be helped by our movement, and there are lots and lots of people in this country of moderate income who can not afford private counsel and still need legal assistance.

Effects from FF were not moderated by income, but greater positive impact of the program was found for lower educated parents and for families with a father who reported higher levels of insecure attachment in close relationships.

After controlling for age at adoption, age, the adoptive mother's education level, household income, and the girls» corresponding behavior problems from the second wave of data (2 years prior), we found that that the association between NCR - family stress and the adopted Chinese girls» internalizing problems and externalizing problems was mediated by authoritarian parenting and moderated by authoritative parenting.

Out of respect for the fact that so frequently low or moderate income people are asked to provide a level of documentation that more privileged people are not, Naropa Commuity Counseling operates our sliding scale on the honor system, asking each client to choose an amount that feels sustainable, down to only $ 30 per session.

ANCOVA models were used to test whether girls» temperament (ie, inhibitory control and approach) moderated the relation between feeding profiles and girls» EAH and BMI at 5 y. Girls» inhibitory control and approach did not emerge as moderators at 5 y; however, a main effect of feeding profile was observed on EAH at 5 y after adjustment for maternal BMI and education level and family income (F [63,6] = 2.56, P < 0.05).

In 2012 alone, National Cooperative Bank committed and deployed $ 232 million to initiatives serving low - and moderate - income communities throughout the country, and is set to surpass this level of financing in 2013.

In Ontario, dropping off from the growth peaks in house prices and incomes seen several quarters ago, the housing market has now cooled to more moderate levels, says the report.