In a perspective accompanying the research article, Rohan E. J. Beckwith of Novartis Institutes for BioMedical Research notes some limitations of the reaction, such as its incompatibility with substrates containing basic amines and low to
moderate yields in some cases.
Jason separates stocks in three categories: high yield + low growth,
moderate yield + moderate growth, low yield + high growth.
Combine a high yielding portfolio with limited income growth with a fast
growing moderate yield portfolio and you can easily push the continuing withdrawal rate above 5 % (plus inflation).
In addition, an employer's plan may include a stable - value fund that offers a combination of fixed share price and
moderate yield that's hard to find outside a 401 (k).
First, if you have a 401 (k) plan at work, see if it includes a stable value fund, which should give
you a moderate yield without any share price fluctuations.
Vanguard's diverse holdings,
moderate yield, and low annual expense ratio make it a top pick for investors looking for a simple play on an industry that can stand the test of time and tax policy to deliver strong consistent yields.
However, I give «partial credit» to stocks between 1.5 % and 2.99 % because
a moderate yield combined with high dividend growth can be just as good (or better) than a high initial yield.
For example, it has taken me nearly seven years to reach my current level of dividend income, and that's with a mix of high to moderate risk dividend stocks with equally high to
moderate yields.
Objective Van Eck International Gold invests for long term capital appreciation with
moderate yield and income in order to protect against monetary uncertainty.