While spite homes are now rare —
given modern building codes and zoning laws — they still get built and more importantly those that were built are great reminders of disputes gone bad.
Despite billions of dollars worth of damage in many parts of Chile, people in major population centers like Santiago, which enforces a strict set
of modern building codes, fared much like the Hashrocket employees after the quake.
Something like 95 % of the buildings that were destroyed or severely damaged during Sandy were built more than 50 years ago,
before modern building code standards.
While some collapses may result from over-occupancy or rotting wood, the causes may lie deeper — that is, in faulty construction, failure to warn, or failure to comply
with modern building codes.
The steady upward march of fuel efficiency in light duty vehicles, and,
modern building codes — delivering a new round of efficiency gains — are also playing a role.
According to
modern building codes, railings should be no more than 3 1/2 inches apart.
Older houses that do not conform to
modern building codes could be more threatened by tornadoes than new construction is, leading to potentially higher premiums.
Modern building codes and zoning regulations, while helping to set safety standards that can save lives, can also serve as big barriers to building small, sensible, and affordable dwellings with alternative materials and techniques.
Specifically, these commercial shopping areas and residential homes with public spaces (such as a driveway or sidewalk) must abide to
modern building codes and practices that are designed to protect citizens.
After damage that's covered by your policy, Chubb pays to have your home repaired or rebuilt to original specs and up to
modern building codes, even if the cost exceeds your policy limit.
New manufactured homes that are built to
modern building codes will generally be less expensive, relative to their value, to insure than older models.
Older houses that do not conform to
modern building codes could be more threatened by tornadoes than new construction is, leading to potentially higher premiums.