Sentences with phrase «modest income people»

Research shows that only anywhere from 15 - 25 % of the civil legal needs of low or modest income people are being met.

Not exact matches

As it turns out, people with higher income levels are more likely than those of modest means to opt for HSA - qualified health plans, because they are less concerned by the potential out - of - pocket medical costs and more interested in the tax savings, according to Fronstin at EBRI.

And even with the modest increase contained in the proposed B.C. Budget on incomes over $ 150,000, a person with an annual income of $ 300,000 would still pay the fourth lowest taxes in Canada (only Alberta, New Brunswick and Newfoundland's effective tax rates are mildly lower).

This could be accomplished through a modest increase in premiums for Canadians who earn between 50 per cent and 100 per cent of the yearly maximum pensionable earnings under the CPP — in other words, people with incomes of between $ 27,450 and $ 54,900.

We make assumptions about low and modest - income Canadians, and spend too much time worrying about people gaming the system

But most educated people believe that the gains to income from capitalism's triumph have been modest, that the poor have been left behind, that the Third World has been made miserable in aid of the enrichment of the First, that population growth must be controlled, that diminishing returns on the whole has been the main force in world economic history since 1800.

Dahl points out that «once people have achieved a rather modest level of consumption, further increases in income and consumption no longer produce an increase in their sense of wellbeing or happiness.

That includes wealthy people like bankers and lawyers, but it also includes many on modest incomes: ski instructors, people running catering businesses, struggling young musicians, that type of thing.

«For people living on modest means and fixed - incomes, like our many of our senior citizens, paying rent and keeping up with the rising costs of living can seem insurmountable,» said Robert Riggs, Senior Vice President & Regional Director at CPC.

Political party and belief in climate change are the main determinants of whether people are willing to pay a modest fee to combat climate change, as opposed to education, income, or geographic location.

But although part of the problem is billionaires being taxed at lower rates than those with more modest incomes, a bigger source of structural inequity is that many young people never get the skills to compete.

It is officially called the Retirement Savings Contribution Credit, or Saver's Credit for short, and it is designed to encourage low - to - modest income individuals and families to save for retirement (which is great if you read about What Young People Should Know About Social Security).

I've worked with people who have a modest income and find a way to put aside a little sumthin» for the future.

In fact, people who earned modest incomes throughout their working lives and managed to save and accumulate a significant retirement nest egg may find that their income rises in retirement, pushing them into a higher income tax bracket.

Established in 1934, the FHA plays a critical role in financing for first - time homebuyers, minority borrowers, borrowers with flawed credit history, persons with modest incomes and those who have little money to put down on a home.

Although Social Security retirement benefits alone are generally not taxable, people with even a modest amount of income in addition to their Social Security payments may pay taxes on their benefits.

However, even if you have no income to report or tax to pay, you should file to get the GST / HST credit (a credit given to people with low or modest incomes to offset paying sales tax) and the Canada Child Benefit (a monthly payment given to eligible families with a child under 18 years of age).

And I believe people should find a certain modest standard of living that is significantly lower than their «means» and save the difference between that and their incomes, even as income increases.

Despite some of the criticisms of RRSP contributions over TFSA contributions, most people with modest and certainly high incomes are better off contributing to an RRSP than a TFSA over the long run.

Why the wealthy go broke, too — When people with above - average incomes encounter financial hardships, the reasons are surprisingly similar to people with more modest incomes... (See Broke)

People work had for their money and by making the right choices can have a modest amount of discretionary income.

For home owners you can allow it optionally as a deduction for all tax payers and perhaps to address the fact that lower income people seldom itemize deductions for an equivalent refundable tax credit on a system for a modest home.

Even if problems caused by climate change turn out to be modest, global populations are expected to increase to 10 billion people by 2050, and the demand for food will likely go up by 50 percent or more as people in the developing world increase their income and consume foods that require more resources to produce.

One of my priorities is to put more focused attention on the problem of modest income, working - class people who simply can not afford legal representation.

The New York City Bar report highlights the market trends affecting law practice, the bleak job market, and the mismatch between the oversupply of lawyers and unmet needs of people with low and modest incomes.

Others who help persons with low and modest income also use LiveHelp.

The Affordable Care Act provides for government subsidies to make buying health insurance less expensive for people with modest incomes, and help make both buying and using health insurance less expensive for people with low incomes.

Person A has a lot of high dollar clothing and CDs, while, despite Person B's above average income, they are quite modest.

The Affordable Care Act created subsidies to help people with modest incomes pay their health insurance deductibles, copayments, and coinsurance.

It protects people of low - income groups against any mishappenings, in exchange of regular payment of a modest premium.

Households headed by persons in the 25 - to 44 - year - old range, considered the prime homebuying households, are posting modest income gains.

But, he said, «I will not likely make a loan that doesn't adhere to the (Qualified Mortgage rule) for people who have a modest down payment, have not a lot of assets, have a higher debt - to - income or maybe a middling - to - poor credit score.»