Sentences with phrase «modest incomes»

Home builders are increasingly focused on higher - priced housing, potentially freezing out potential buyers of more modest incomes.

If you do not know how many leads you have in your database, or do not have a lead database at all, note that even agents who want to earn modest incomes need to generate dozens of leads every month.

Fortunately, there are means to make homeownership more reasonable, thus giving those with modest incomes a chance at the American Dream.

Many of them have modest incomes but have become «rich» through their investment in local real estate - specifically homes, condos and duplexes.

Housing Partnership Equity Trust is working to shore up the nation's stock of homes for residents with modest incomes.

Establish a graduated phase - out of subsidies for families who, at eligibility redetermination, exceed initial State income thresholds but still have modest incomes.

Obviously, cases involving combined net monthly incomes in excess of $ 10,000 per month will produce different results from cases in which the parents earn more modest incomes.

Since those with modest incomes are even less able to pay damages than a wealthy individual, Novak Insurance Agency recognizes the need to provide coverage limits greater than what can be obtained from their homeowner insurance or car insurance policies.

The Affordable Care Act created subsidies to help people with modest incomes pay their health insurance deductibles, copayments, and coinsurance.

However, in our very litigious society, even individuals with modest incomes and assets are often subjects of large lawsuits.

The Affordable Care Act provides for government subsidies to make buying health insurance less expensive for people with modest incomes, and help make both buying and using health insurance less expensive for people with low incomes.

The company offers a range of policies that also include «Funeral Advantage», a policy that is low - priced to help those with modest incomes cover the cost of a funeral quickly and efficiently.

The New York City Bar report highlights the market trends affecting law practice, the bleak job market, and the mismatch between the oversupply of lawyers and unmet needs of people with low and modest incomes.

Dependence on a fossil - fueled grid ties the poor to unpredictable and widely fluctuating fuel prices; with modest incomes and little savings, they are the least prepared to cope with price spikes.

According to Save the Children, which commissioned this unique series to mark the launch of its first ever domestic appeal and survey of child poverty in the UK, Britain's poorest youngsters are bearing the brunt of austerity, while parents on modest incomes are increasingly struggling.

Why the wealthy go broke, too — When people with above - average incomes encounter financial hardships, the reasons are surprisingly similar to people with more modest incomes... (See Broke)

«We've lived a very nice life on modest incomes,» he says.

The Martins are proof that even with modest incomes you can build a strong financial picture if you spend less than you make.

But for younger folks earning modest incomes, TFSA room will now accumulate more quickly than RRSP contribution room.

The lesson we learned is that even modest incomes can accomplish big savings goals if your approach to your finances is a disciplined one.

However, even if you have no income to report or tax to pay, you should file to get the GST / HST credit (a credit given to people with low or modest incomes to offset paying sales tax) and the Canada Child Benefit (a monthly payment given to eligible families with a child under 18 years of age).

I'm new to investing and it's been really helpful (especially for folks like me with modest incomes who can't afford to do large portfolios).

Established in 1934, the FHA plays a critical role in financing for first - time homebuyers, minority borrowers, borrowers with flawed credit history, persons with modest incomes and those who have little money to put down on a home.

Many loan types are designed for those with modest incomes.

FHA is a primary source of funding for first - time home buyers and those with modest incomes.

The privately held TFSB, meanwhile, engages in lending to urban borrowers with more modest incomes to an extent above and beyond what the CRA requires, says Calk.

While the city always scores well in international rankings, high living costs and modest incomes levels — especially for a city its size — and the rain, to a certain extent, have held it back on our ranking.

Modest incomes and limited savings don't have to be obstacles to home ownership.

In fact, people who earned modest incomes throughout their working lives and managed to save and accumulate a significant retirement nest egg may find that their income rises in retirement, pushing them into a higher income tax bracket.

Working parents with modest incomes may qualify for the earned income credit (EIC).

This credit is targeted at households with modest incomes, so if you earn «too much» you may not qualify.

I worked in an inner city hospital for much of my career which meant that I worked with blacks of many ages most of these were of modest incomes.

Fees are very high for some parents on modest incomes.

This allows families with more modest incomes to access more and diverse schooling options for their children, a luxury only affluent families could enjoy before educational choice began to take hold in the states.

The consultation says while there has been much attention and support for the very poorest families, there is «very limited understanding» of the experiences of children in families of «modest incomes».

These «ordinary working families» are defined as not the poorest, but living on «modest incomes», and likely to live in suburbs and coastal towns away from London.

But although part of the problem is billionaires being taxed at lower rates than those with more modest incomes, a bigger source of structural inequity is that many young people never get the skills to compete.

MIH, one of two proposals that just cleared the Council, was designed to harness the market for upscale apartments, and force developers to also create homes for residents with more modest incomes.

Families on more modest incomes will be offered a social tariff.

Town Supervisor of Gates, Mark Assini, said of the project, «Crerand Commons II will aid working families with modest incomes by providing a safe environment to live, work and raise a family.

Raising the SCHE / DHE threshold by approximately $ 20,000 will help keep many seniors and disabled New Yorkers with modest incomes in their homes.

That includes wealthy people like bankers and lawyers, but it also includes many on modest incomes: ski instructors, people running catering businesses, struggling young musicians, that type of thing.

Millennial and Gen Z parents tend to live in smaller spaces, have more modest incomes, and prefer to buy less, discard less, and get the most out of what they buy,» says Murray.

One of the most valuable benefits of IDR plans for borrowers trying to pay down big student loan debts on modest incomes is the potential to qualify for loan forgiveness.

[32] Most importantly, the IRS administers the premium tax credits to help millions of near - poor and middle - income taxpayers afford coverage in the health insurance marketplaces as well as assistance with health insurance deductibles and co-payments for taxpayers with modest incomes.

This was enticing in a town flush with working - class newcomers who had modest incomes and no previous credit histories.

At the same time, consumers have seen only modest income growth, while prices for many things they buy — gasoline, groceries, clothes to name a few — have risen.

Audit staff became devoted to reviewing records of Sub S Corporations who had declared exorbitant dividends to their principals (taxable at modest income tax rates without the addition of the dreaded and expensive self - employment tax) and at the same time paying unreasonably low wages to said principals.

At the time I was making a very modest income and I had used all of my money to invest in other things.

I was thinking of documenting my progress of paying down my student loan debt on a modest income.