At the far extreme, you could manage
your money as a Couch Potato for 65 years before you'd pay as much as a single year costs for a variable annuity with a living benefits rider.
Not exact matches
You are choosing to use a brokerage account to manage your
money and you highlighted the
Couch Potato Portfolio
as an option.
Up until I read about the buzz around Vanguard and it's lower MERs, I was planning on investing all of our
money in the Complete
Couch Potato portfolio
as suggested in the 2011 Edition of the MoneySense Guide To The Perfect Portfolio: i.e. — Canadian equity 20 % iShares S&P / TSX Capped Composite (XIC) US equity 15 % Vanguard Total Stock Market (VTI) International equity 15 % Vanguard Total International Stock (VXUS) Real estate investment trusts 10 % BMO Equal Weight REITs (ZRE) Real - return bonds 10 % iShares DEX Real - Return Bond (XRB) Canadian bonds 30 % iShares DEX Universe Bond (XBB)
Say, for instance, if I did go for Dollarama and instead of growing like crazy
as it has been recently, it suddenly tanked, while I'd lose that portion of
money, a good chunk of it would be in safer investments like that trusty
Couch Potato.