Sentences with phrase «money as insurance premiums»

If you are over fifty years of age, you can save a lot of money as insurance premiums are very low.

Not exact matches

Entrepreneurs can often find money and additional profits by simply putting out for bid line items such as commercial loans, cell phone contracts and insurance premiums.
In theory, the fee is supposed to act as both carrot and stick — smokers who want health insurance would either pay the higher premiums to help insurers cover their historically higher health care costs or quit smoking so they can save both themselves (and the broader medical system) money.
Insurance companies take money — premiums, the insurance version of revenue — as payment for insuring things like businesses, equipment, health, liInsurance companies take moneypremiums, the insurance version of revenue — as payment for insuring things like businesses, equipment, health, liinsurance version of revenue — as payment for insuring things like businesses, equipment, health, life, etc..
In addition to investing money, among other measures of support being considered by the government are the provision of tax incentives to support domestic book publishers, especially the the abolition of VAT, which is currently at 10 %, as well as a reduction in price of insurance premiums.
If you or your employer are tired of the high costs of health insurance and premiums, and would prefer to keep that money for yourself to spend as you need healthcare, or save for the future, you should look into a Health Savings Account.
If you're required to purchase life insurance as part of a package when borrowing money for business purposes, you can deduct the cost of the premiums, provided certain criteria are met.
If you are not as concerned about your contents, and only expect the cash value for them at the time of a loss (depreciated value), then you should choose actual cash value coverage and save a little money on your insurance premium.
With a number of ways to use the money that builds up in the cash value account, such as taking out a life insurance loan or paying insurance premiums, the flexibility these policies offer make them attractive to individuals looking to build up savings while at the same time securing insurance coverage providing leverage in the form of a death benefit payout.
Universal life insurance is similar to whole life insurance, but the premiums can be paid on a more flexible basis (overpay when you have money on hand, pay less when you don't) and cash value growth is not always guaranteed, as it may be tied to an index or simply the insurer's investment performance.
Life Insurance is a type of insurance policy that will pay out an amount of money to your beneficiaries when you die as long as the premiums have bInsurance is a type of insurance policy that will pay out an amount of money to your beneficiaries when you die as long as the premiums have binsurance policy that will pay out an amount of money to your beneficiaries when you die as long as the premiums have been paid.
Reserve: The amount of money an insurance company holds which, with future premiums and an assumed rate of interest, will pay all contractual obligations as they become due.
It's important to note that your annual premiums are not neccessarily the same as your insurance costs — money going into and out of the investment options can have an affect.
Rather, I would advise that all people work out exactly what they are paying as an insurance premium in their example and whether that is worth the money given their risk profile.
We prefer to have our premiums as low as possible and rather than build up money in our insurance accounts, we'd rather use the savings we get from the lower term life premiums to invest elsewhere ourselves.
Even though you must put enough money into the bucket to keep the policy in - force (otherwise it will lapse), there is complete discretion as to when premium payments will be made — annually, semiannually, quarterly, or monthly — and in what amounts — depending on how often payments are made and whether you have the option (as with some policies) to choose your payment amount based on a range provided by the insurance company.
On the bright side, being in the home more frequently as a retiree may allow you to save some money on your home insurance premium.
Money collected from the borrower by the lender (typically as part of the monthly mortgage payment) in order to pay property taxes and homeowners insurance premiums.
This is the start of a vicious cycle where credit scores drop significantly and as a result consumers find they not only have no resources for financial assistance such as a personal consolidation loan, they also have to pay even more money for their insurance premiums, utilities, and other services.
Better yet, do you need to learn the basics on how to protect your home and possessions against fire, theft, natural disasters, as well as how to save money on your home insurance premiums?
On the other hand, Lynch says, «the premium on a rental insurance policy might be as low as $ 100, so you don't really have a lot of room to give much money back to the consumer.»
Premiums are often much higher than a term life insurance policy with the same amount of coverage because you're paying for an insurance policy as well as putting money into the cash value portion of the policy.
When rates were high, this made a lot of sense — you pay lower premiums to get the same amount of cash value or slightly better.However, if the interest rate goes down, your premiums could go up as the life insurance company has to put more money in to maintain the policy's cash - value component.
Fixed annuities have other problems as well: They're not standardized, liquid, nor uniform; and they have expensive bells and whistles (AKA insurance riders) that hardly anyone understands, are seldom used, fail when needed (because they don't perform as advertised when executed, because of the «fine print»), and are rarely worth the money (premiums) paid for them.
No points are awarded for balance transfers, cash advance transactions, cash advance transactions designated as purchases, convenience checks, returned purchases, disputed or unauthorized purchases / fraudulent transactions, annual credit card membership fees, money orders, wire transfers, bets, lottery tickets, or casino gaming chips, credit insurance premiums, AccountCare fees, interest charges and credit card fees.
Although the article says that criminal lawyers are the most despised ones in the minds of the public, I think personal injury / tort lawyers have this label because they impose costs on society and business such as hefty insurance premiums (somebody has to pay for that award money), and reduce personal freedom due to the banning of certain activities due to fears of litigation.
I recently read a transcript of a High Court hearing when the eloquence and professionalism with which the substantive issue was disposed of sadly did not extend to the discussion as to whether and how a success fee and after - the - event insurance premium could or be dealt with as part of a summary assessment with a consequential frustrating waste of time and money.
The insurance company makes money by collecting premiums and paying out as little as possible.
After all insurance companies make money by taking in premiums and paying out as little as possible on claims.
With Driver Point Premiums and increased insurance premiums at ICBC, as well as fines and taxes on things like towing and storage of seized vehicles, the Government sees drivers as a way to makPremiums and increased insurance premiums at ICBC, as well as fines and taxes on things like towing and storage of seized vehicles, the Government sees drivers as a way to makpremiums at ICBC, as well as fines and taxes on things like towing and storage of seized vehicles, the Government sees drivers as a way to make money.
On the other hand, Lynch says, «the premium on a rental insurance policy might be as low as $ 100, so you don't really have a lot of room to give much money back to the consumer.»
With 100 % return of premium at any time during the life of the policy and long term care benefits to boot, the revolutionary, new Lincoln Money Guard Reserve is as exciting as it gets in the insurance world.
Overall, if you honestly avoid bad habits such as smoking, be a responsible driver, eat well, and be sure to exercise you will significantly decrease the amount of money you'll have to spend each month on life insurance premiums.
Compared to an traditional life insurance plans such as endowment plans, money - back plans, etc., a term life insurance plan provides far more cover at a far lower premium underlining the best benefit that life insurance products should ideally offer - protection in case of death!
The premiums for a return premium term life plan are usually higher than for a regular level term life insurance policy, since the insurer needs to make money by using your premiums as an interest free loan, rather than as a non-returnable premium.
If you need a high face amount otherwise known as your death benefit, Term life insurance will cost you the least amount of money so you can have a high face amount at a very affordable premium.
As consumers, we have a tremendous opportunity to significantly save money on our auto insurance premiums in the next couple of years.
The good part is if you need a high face amount otherwise known as your death benefit, Maine Term life insurance will cost you the least amount of money so you can have a high face amount at a very affordable premium which will not put your finances in jeopardy.
If you need a high «face amount» otherwise known as a death benefit, Term life insurance will cost you the least amount of money so you can have a high face amount at an affordable premium.
The good part is if you need a high face amount otherwise known as your death benefit, Minnesota Term life insurance will cost you the least amount of money so you can have a high face amount at a very affordable premium.
Also, consider that life insurance premiums generally increase as we get older, so buying sooner rather than later can save you money.
But compared with Term Insurance premiums, Whole Life premiums are relatively low because with Term Insurance your premiums grow as you get older and you have to pay substantial sums of money to renew your policy.
Sagicor's fixed indexed single premium whole life insurance policy can allow the policyholder to reposition certain low - interest producing assets such as CD's (certificates of deposit), or money markets — and possibly even a fixed annuity — and obtain the opportunity to earn a higher return on the cash value in the policy.
To get the maximum benefit, when you purchase a universal life insurance policy, you should pay higher premiums while young; that way the money can gain interest and which may allow your payments to go down as you get older.
There are many ways to save money on your premiums, such as bundling several of your policies together under one insurance company.
The premiums for a return premium term life plan are usually much higher than for a regular level term life insurance policy, since the insurer needs to make money by using the premiums as an interest free loan, rather than as a non-returnable premium.
Known as a return of premium rider, you will likely pay higher life insurance rates for this feature, but the promise of getting all your money back in the end may make the cost worth it.
The major insurance companies offer numerous ways to save money on your premiums, and as long as you qualify, these discounts are there for the asking.
Insurance companies are the trustee of the premium money collected from the customers and give back it as and when need arises, he added.
In exchange for a premium (the amount of money you will pay for your contract) the insurance policy forms an agreement that the insurance company will compensate you for losses as described and detailed in your home insurance policy.
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