Sentences with phrase «money called a premium»

You pay a fixed sum of money called a premium, to a life insurer and avail a term life insurance plan.

To avail a term life plan you have to pay money called the premium.

Not exact matches

You can call it whatever you want whether it is a toll road, a user fee, a private insurance premium but stuff still costs money, roads cost money, schools cost money, hospitals cost money.

Economists have long been baffled by what they call the equity - premium puzzle: Long term, on average, stocks outperform bonds by a decent margin, yet people tend to put more money into bonds than they do into stocks.

While the subscription rates for becoming a premium user of this site aren't anywhere close to being called affordable, it still provides great value for money.

Mr O'Regan, headteacher at Alder High for three - and - a-half years, has been using some of the pupil premium money on a programme called Food for Thought.

Assuming the Reddit investment club wants to sell at - the - money or slightly out of the money options, the way to maximize time premium capture with this portfolio is to sell the following June call options (note we aren't covering ORAN or TLK because the June options don't pay enough to make it worthwhile; one could make the same argument for MCD but we decided to leave it in since it's 3.5 % out of the money):

For in the money (ITM) options, time premium is call strike plus the call bid minus the current stock price.

Investors who buy stock for the purpose of selling deep in the money calls against it are trying to earn the time premium portion of the option price as income.

In addition to collecting time premium, you may also make or lose money on the underlying stock, but that's called capital gain (upside potential) or, if negative, capital loss.

In doing so they usually increase the call premiums to where they're just too juicy to not try a deep in the money buy - write (eg.

It has always been the sign of «options noobs» to buy cheap out - of - the - money calls that have a large amount of time left, only to see their option values decay as time passes, while the market simply doesn't «shake up» enough to affect premiums to their advantage in any way.

With the price of oil dropping to new 5 - year lows today, and new concerns about Greece / Euro, now would be a good time to consider some in - the - money covered calls (where the strike price is below the current stock price) so that you can earn some premium but also have a bit more downside protection working for you.

You buy 100 shares and sell a 30 - strike call option for $ 3 (which is $ 2 of intrinsic value and $ 1 of time premium, since the option is 2 points in the money at the time you sold it).

You would do this because if prices did fall, the value of the call to the owner (the person you sold the call to, and who paid you the premium) would drop, because the option is less likely to become in - the - money.

Or you could choose to write at - the - money calls for even higher call premiums.

We've added two columns below: the first assumes you write an option that is at least 5 % out - of - the - money each month, and the second is the sum of the annualized dividend and call premium (the annualized call premiums in these examples are 12x the September cycle time premium for options that are between 5 % and 9 % out - of - the - money):

By selling a deep in the money call against it you can get a little extra time premium for stock you were going to sell anyway.

In doing so they usually increase the call premiums to the point where they're just too juicy to not try a deep in the money buy - write.

The tradeoff is that this costs money — it's called an insurance premium.

During the accumulation phase of a variable annuity, money paid into the contract (called a premium) is allocated to investment portfolios (called subaccounts) where earnings have the potential to grow tax - deferred.

I started off by looking at the cost of just buying puts for protection and then saw that the call premiums were still pretty good even far out of the money.

These strategies will use in - the - money weekly covered calls to achieve the time premium goals.

You receive money for selling the options (called the option premium).

With a little experience, writing calls can be a way to make money right away via the premiums.

The quickest way to lose a lot of money with covered calls is to use a screener to identify fat premiums and then blindly start doing buy - writes without having first done any homework to find out why the premiums are so fat.

My suggestions: 1) Give us better information, and FACTS; we are grown - ups and can make our own assessments, 2) Stop thinking out loud on conference calls, unless it's a done deal, 3) If you have nothing to invest in, then give us back our money, 3) Don't think for a minute that we are not watching you closely, and 4) If you want a premium to book value, then EARN it.

Out - of - the - money calls often trade for much lower premiums.

For in - the - money call (ITM) call options (where the call's strike is below the stock's current price), time premium is the option price minus the intrinsic value, where the intrinsic value is the difference between the call option's strike price and the stock's current price.

An income annuity allows you to convert part of your retirement funds into a stream of guaranteed lifetime income payments using a single lump - sum of money called a «premium,» or through flexible premium payments over time, depending on the type of product selected.

For one thing, they are are all in - the - money, so you are banking on the time premium portion of the call option for your profit, not any capital appreciation of the stock.

If the market expects interest rates at the time the option becomes active to be such that the issuer will exercise its option and call the bond, the option is said to be «in the money,» which can cause the security to trade at a premium to par, or a price higher than the bond's face value.

it's possible to earn the same premiums by writing calls farther out of the money plus a few otm puts.

To get crates, you can either play matches to earn a generic currency called «credits» you can spend real world money for a premium currency called crystals.

The game also has these so - called «premium ships», and yes these ships are only purchasable with real money.

The federation called for an overhaul of the current EI program under which, workers would keep the money deducted for EI premiums in a personal unemployment account, instead of going into government coffers.

The tradeoff is that this costs money — it's called an insurance premium.

Under the first strategy called the Self - Managed Strategy, the policyholder has the choice to invest his premiums in any of the available seven funds namely Classic Opportunities Fund, Frontline Equity Fund, Balanced Fund, Dynamic Bond Fund, and Money Market Fund

All life insurance policies work on the same basic premise; make payments, called premiums, to the insurance company, which guarantees to pay chosen beneficiaries a sum of money upon the death of the insured.

Money's worth is also called the expected loss ratio, or the expected present value of the benefits as a percentage of the expected present value of the premiums.

An income annuity allows you to convert part of your retirement funds into a stream of guaranteed lifetime income payments using a single lump - sum of money called a «premium,» or through flexible premium payments over time, depending on the type of product selected.

The money you pay to buy health insurance is called the health insurance premium.

If you die Your spouse and children get money called the sum assured based on the premium you pay.

This is called premium, and if during this time the insured dies, the insurance company pays a guaranteed amount of money, known as sum assured, to the nominee of the insured.

Call up your insurance agent today to discuss ways in which they can help you save more money on your insurance premiums.

At Driver Training Associates we offer a simple and easy state approved defensive driving course (sometimes called a driver safety course) for Texas drivers to meet court requirements or to save money on their auto insurance premiums.

Usually there is a provision that is called the Automatic Premium Loan that takes money out of the cash value to pay premiums if you stop.

Insurance is a contract by which one party (the insurer) in consideration of the price paid to him (called premium) agrees to indemnify or pay a certain sum of money to the other (called the insured) on the happening of perils specified in the policy.

In return for the insurance company's promise to pay, the purchaserof the policy pays a periodic sum of money called a «premium».

Through a practice called price optimization, insurance companies can weigh how much money you're comfortably spending in other areas of your life to calculate how much your premiums should cost.