Sentences with phrase «money lending as»

And two, treat any money you lend as a gift, rather than as a loan.

Not exact matches

At issue for the startup was the fact that it allows unaccredited investors to lend money, which could have qualified the company as a securities dealer.

When banks start to lend that money out as the U.S. economy improves, all of that new money could lift prices substantially.

The eurozone's central bankers, as well as some of the less charitable politicians in the region's lending countries, say Spain must first request that money from the central bailout funds and agree to stringent conditions in return for support.

P2P lending refers to the practice of investors lending money directly to borrowers without going through a financial intermediary such as a bank.

As it stands, Wanda will secure a three - year bank loan of 29.6 billion yuan ($ 4.36 billion) and lend that money to Sunac.

«In my prior experience as the co-founder of a lending company, one of the most basic errors made by loan applicants was not telling me why their company needs the money.

Still, the inclusion of dramatic actors such as Cruise and Kidman on the overpaid list does lend credence to the fact that paying an actor large amounts of money to star in a movie is pretty risky, if not foolish.

Meanwhile, the regulatory environment has stalled: banks aren't lending as much money, and the huge wave of venture capitalist and private - equity capital has died down.

The structure of these employee stock guarantee programs also suggests that the banks that have lent money against shares pledged as collateral are likely to take much larger losses than they expect.

Because if interest rates rise, banks are not going to lend as much money to buy stocks and they're not going to make as much money to lend real estate.

The lending standards on equipment financing can be less strict because your equipment will be used as collateral for the loan — in other words, if you default, the bank has the right to seize your equipment to cover the cost of their lost money.

For example, in the Philippines the growing population of overseas workers sending money back home has lead to the rise of financial technology (fintech) apps that offer a variety of new, low - cost services such as remittance payments, transfers, and lending that were otherwise expensive and dominated by a few groups.

Loan alternatives such as peer - to - peer lending, merchant advance loans, or microloans from non-profit organizations can get you the money you need.

The step represented a significant escalation of the E.C.B.'s efforts to get banks to lend more money, apply a jolt to the eurozone economy and head off the threat of a destructive decline in prices known as deflation.

If an individual or company deposits money in a bank or savings and loan association, a large portion of the deposit will be lent out as mortgage credit.

But mostly what we do is actually something called a repo, which is we lend or borrow money from the banking system against collateral (normally a government security), but also bank paper as well.

As a further stimulus step, the European Central Bank also said on Thursday that it was cutting the interest rate it charges on loans to commercial banks, as long as the banks commit to lending that money to companies or individualAs a further stimulus step, the European Central Bank also said on Thursday that it was cutting the interest rate it charges on loans to commercial banks, as long as the banks commit to lending that money to companies or individualas long as the banks commit to lending that money to companies or individualas the banks commit to lending that money to companies or individuals.

They advocate giving more money to the banks, hoping that somehow everything will be okay, as if the banks would lend out the money to fund new...

The reality was an enormous banking fraud, an orgy of insider dealing as bank managers lent the money to themselves, leaving an empty shell — and then saying that this was all how «free markets» operate.

Many websites now offer small investors the opportunity to earn interest from lending money either to individuals or small businesses, while others allow people to invest as little as 10 pounds ($ 15) in companies in return for an equity stake.

Prins writes that the largest Wall Street banks «that inhaled this cheap money were not required to increase their lending to the Main Street economy as a condition of the availability of that money... Wall Street used its easy access to cheap money to increase speculation in derivatives and other complex securities.

Lending Club / Prosper: Okay, now onto the money portion of this show... As I first did last month, I am combining my two peer to peer lending accounts in one summary for simplicity and brevity.

Billions of euros were withdrawn from accounts in Greece and Spain and banks in stable countries such as Germany put a cap on the amount of money they were willing to lend business partners in countries hit hardest by the euro crisis.

Crowdfunding also includes Peer to Peer Lending but some platforms have been re-labled as «Marketplace Lending» or simply «Online Lending» as a growing number of direct lending platforms are using institutional money or their own balance sheet to finance loans with a diminishing dependence on smaller investors.

He lent the money, reported to to amount to 6.4 billion yuan, to other businesses, such as property developers, charging super-high interest, the newspaper said.

Third and finally, the traditional story misses the real function of private banks, which is to solve an information problem in the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this post.

Without this backing guarantee, banks would see small business lending as too risky and elect not to loan the prospective entrepreneur money, stifling small business.

Other income will improve to roughly $ 30,000 from $ 19,876 mainly due to an investment in a new Venture Debt fund, slight growth in my severance negotiation book sales, investing more money into P2P lending with Prosper as well as my Motif Investing fund.

In effect, they lend the supplier money using the invoice as collateral.

The Financial Services Authority, Indonesia's financial services regulator known as the OJK, is preparing a regulation that would allow local financial technology companies to lend money directly to customers to provide more financing choices for the public, its senior officials said on Tuesday (14/02).

Venture capitalists have deep pockets and as such they can provide more money to grow a business, even more than can be provided by other lending companies.

Loans come from individuals or investors who lend money based mostly on the property you are using as collateral.

Margin lending to buy shares may well decline as humbled investors deleverage, but there is the danger that fresh liquidity will go into different speculative bets — money might again flow into real estate ventures, for example — thus holding out the possibility of fresh problems sometime ahead.

In particular, the Chinese central bank has been making headlines and disturbing the «easy money fan club» by daring to slow the growth of aggressive lending within the Chinese financial system by limiting liquidity growth to the financial system as a whole.

Peer - to - peer lending (also known as person - to - person lending, peer - to - peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lending money to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.

This means that banks are not doing what banks do, lending money as that is risky.

Hammurabi's laws (gap x [Roth 1998:98], sometimes referred to as § 94 and § 95) stipulates that merchants who lend grain or money by a small weight but demand payment using a larger measure should forfeit whatever they had lent.

Generally speaking, banks become more profitable in a rising interest rate environment as they lend out money to their customers.

More precisely, they do so in order to lend or invest most of the base money that comes their way, while keeping some on hand for the sake of either meeting their customers» requests for currency, or for settling accounts with other banks, as they must do at the end of each business day, if not more frequently.

When banks and other private - market intermediaries acquire base money, they do so, not for the sake of holding on to it, as they might were they mere warehouses, but in order to lend or otherwise invest it.

They include borrowing and lending through the secured and unsecured money markets, and the foreign exchange swap market, as well as managing short - term assets.

«If the U.S. housing market continues to fall apart, as I predict it will, the stock prices of major American banks that lend money to consumers to buy homes will come under pressure — these are the bank stocks I wouldn't own.»

Which lending option is right for you depends on a number of factors, such as how much equity you have, how long you plan to stay in your home and if you want to receive money back.

Of course those views were also wrong: the banking system can not immediately adjust to a large injection of reserves; even absent interest on excess reserves, it takes decades for new reserves to expand the money supply as lending opportunities are limited at a given point in time.

Whereas when you know that when banks — and this is where the Bank of England must deserve a big pat on the back from people like ourselves that they came out and publicly said, as a highly respected official organization, banks create money when they lend, and, therefore, as well as providing --

The established classification from Wikipedia is «the practice of lending money to unrelated individuals, or «peers», without going through a traditional financial intermediary such as a bank or other traditional financial institution.»

This is the short - term interest rate at which U.S financial institutions (such as banks, credit unions, and others in the Federal Reserve system) lend money to each other overnight in order to meet mandated reserve levels.

«The world is desperate to lend money to anybody that's credible at very low rates, so I don't see this as an issue at all,» said Michael Pettis, a finance professor at Peking University who says that foreign divestment — by China or other nations — poses little threat to the American economy.

Banks will have to show they can earn money from lending and other businesses, as opposed to releasing reserves, said Fitch Ratings analyst Justin Fuller.