Sentences with phrase «monthly expenses if»

Now your credit score sucks, and you need to cut your monthly expenses if you want to improve it.
It also can put you in a better position to manage monthly expenses if you're planning to buy a car, lease an apartment or even buy a small house or condo.
But a low score can add a lot to your monthly expense if you go with a conventional loan.
Yet, our favorite pastimes can amount to a big monthly expense if a person fails to choose wisely.
Rent payments don't normally count towards your credit, but asking your landlord or property manager to report them for you can show timely, responsible payment of a major monthly expense if you have no other credit or loan accounts in your name.
Rent payments don't normally count towards your credit, but asking your landlord or property manager to report them for you can show timely, responsible payment of a major monthly expense if you have no other credit or loan accounts in your name.

Not exact matches

They're all large expenses, and you won't be able to do any of them if you don't have the extra cash — even if you are otherwise able to pay your regular monthly bills.
If you can rent in your desired area for much cheaper than a mortgage and other housing costs would set you back, you may benefit from renting a while longer and saving or investing the difference in monthly expenses.
So If your monthly expenses were $ 2,000, for example, and you wanted to save three months» worth of expenses for your emergency fund, you would need to invest $ 6,000 plus 30 percent more — another $ 1,800 — under Betterment's advice for a grand total of $ 7,800.
Rather than making his investment all up front, Mr. Cuban suggests he would stop his monthly funding if sales / expense projections are not met; certainly a penalty.
Repaying your fast cash loan can be difficult, especially if you're facing a myriad of financial troubles on top of monthly expenses.
If we terminate Mr. Drexler's employment without cause or he terminates his employment with good reason, Mr. Drexler will be entitled to receive (i) a payment of his earned but unpaid annual base salary through the termination date, any accrued vacation pay and any un-reimbursed expenses, and (ii) subject to Mr. Drexler's execution of a valid general release and waiver of claims against us, as well as his compliance with the non-competition, non-solicitation and confidential information restrictions described below, (a) a payment equal to his annual base salary and target cash incentive award, one - half of such payment to be paid on the first business day that is six (6) months and one (1) day following the termination date and the remaining one - half of such payment to be paid in six equal monthly installments commencing on the first business day of the seventh calendar month following the termination date, (b) a payment equal to the product of (x) the last annual cash incentive award Mr. Drexler received prior to the termination date and (y) a fraction, the numerator of which is the number of days of service completed by Mr. Drexler in the year of termination and the denominator of which is 365, such amount to be paid on the first business day that is six (6) months and one (1) day following the termination date, and (c) the immediate vesting of such portion of unvested restricted shares and stock options as provided and pursuant to the terms of the relevant grant agreements under our 2003 Equity Incentive Plan.
If you can't afford the initial monthly payment amount described above, you can ask your loan holder to calculate an alternative monthly payment based on the amount of your monthly income that remains after reasonable amounts for your monthly expenses have been subtracted.
If you require details on my monthly income and expenses, I have attached a worksheet which you can use to make an evaluation.
If you don't budget for any monthly payment increases, you're at risk of not being able to afford not only your loan, but your everyday expenses, too.
For example, if you earn $ 100,000 per year, your maximum monthly debt expenses should not exceed $ 3,000.
To determine if you are currently suffering from monthly financial deficiencies, simply add up your monthly expenses and compare that number to your monthly income.
If your monthly income is $ 10,000, there's a big difference between spending $ 3,600 on your mandatory expenses and a 50 percent DTI of $ 5,000.
If you have that without passive income then I would recommend having your house and cars fully paid for, so monthly expenses are low.
If you purchase this equipment, the amount of Additional Funds for the 3 months operating expenses would also be adjusted to reflect that you will not make 3 monthly equipment lease payments, but your total initial investment will be substantially higher than we have estimated.
For example: if you currently average $ 5,000 in monthly expenses, you could save $ 75 a month with the Plum Card simply by paying early.
«I personally and several of my colleagues will not vote on this budget until there is a plan in place that we are notified monthly of where we are in revenues and expenses and what the administration plans to do if either of those are out of line,» said Pridgen.
Sure, it's a monthly expense but if you imagine the financial impact that not working for 6 months or longer might do to your life, it may be worth it.
A bar expense on a monthly budget may seem a little out of place, but if you limit your visit to happy hour and / or events with an open bar then you can have your drink and drink it too.
If you are looking for monthly or weekly allowance like thousands of money, covers your living expenses, full - time sugar baby would get more chance to find a proper sugar daddy.
In theory, if the actuarial assumptions hold true going forward and no new benefits are enacted, the amortization costs will eventually disappear (after 30 years, under a typical funding schedule), in much the same way that a homeowner's monthly expenses decline when the mortgage gets paid off.
If you don't already have a monthly budget for all expenses, that's the first step.
Even if working on some part time job, still that income is hardly sufficient to meet monthly expenses.
Once you know how much you need to dedicate to those expenses, inquire with your bank to see if you can link those bills to your savings account so you know that they are being paid, but not pulling from the fixed monthly bills.
Adoptive parents may be able to borrow up to $ 35,000 of these expenses if they have a pristine credit history and sufficient income to make the monthly payments.
If you apply a lump sum toward your principal balance, you may qualify to reduce your future monthly principal and interest payments for the remainder of your loan's original term without the expense of refinancing.
It is your responsibility to take into account all your monthly expenses and any projected expenses, and to add these to the estimated monthly mortgage payment, if you want to ensure that you will be comfortable paying the mortgage you are being offered.
If your family remains relatively healthy throughout the year (and your out of pocket expenses are low), there is a good chance you'll come out ahead than if you had paid higher monthly premiums for a traditional health insurance plaIf your family remains relatively healthy throughout the year (and your out of pocket expenses are low), there is a good chance you'll come out ahead than if you had paid higher monthly premiums for a traditional health insurance plaif you had paid higher monthly premiums for a traditional health insurance plan.
If, after existing monthly expenses, the applicant has $ 600 or $ 700 to spare each month, then it is likely to get a $ 2,000 personal loan approved without security.
If you find out that your monthly income is less than the monthly expenses, try to find expenses that you can put off or cut out entirely.
If you're struggling to begin saving for retirement one of the first areas you should look at is your monthly expenses for things like subscriptions and memberships.
Lenders consider mortgages to be riskier if the borrower's down payment is smaller, with conventional loans requiring at least 20 % down to avoid the added monthly expense of private mortgage insurance.
If you can't make the payment they designate, you may be able to set up an alternative monthly payment based on your income that's left over after reasonable monthly expenses.
If you were laid off from your job and are worried about having enough money to pay your monthly expenses, one option potentially available to you is filing for unemployment.
You will be saddled with monthly repayments for several years and if you have no firm reason for needing one, you don't need the hassle or expense.
If you believe in the 4 % rule, even a $ 10,000 portfolio could theoretically sustain a $ 33 monthly expense, like a cell phone bill, forever.
If you are in the second group, you will need to determine what your monthly child care expenses are and make sure your loan officer is aware of this expense at the time you get prequalified.
Housing is, by far, one's biggest monthly expense and if I can grow my dividend income to meet and exceed my mortgage expense then that will put me in very good financial position indeed.
When you deduct insurance, taxes, maintenance, etc from that $ 800, you may find you are still throwing away most of your monthly payment on interest and expenses you wouldn't have if you rented.
If you can see on a monthly and yearly basis where all of your money was spent, you have the information to make decisions about the small expenses that add up as well as the obvious large expenses.
I've read at least 3 times your monthly expenses or, if married, 6 times.
I don't hold to a strict monthly budget, but I know I make more than I need based on my expenses and am uncomfortable if I have less than $ 500 in my chequing account.
For example, if a mortgage product has a housing expense ratio of 33 percent, the borrower's monthly housing expenses should not exceed 33 percent of his or her gross monthly income.
This is especially true if you can not afford minimum monthly credit card payments, fall behind in payments and experience financial hardships like loss of income or medical expenses.
For example, if a mortgage product has a total debt - to - income ratio of 38 percent, the borrower's housing expenses plus other debts should not exceed 38 percent of his or her gross monthly income.
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