Sentences with phrase «monthly expenses such»

If one of you makes markedly more each year than the other, you could also opt to let him or her take care of bill paying solo and let the spouse with the smaller income take care of his / her personal debts or more flexible monthly expenses such as groceries and entertainment.

Their expectation was that high occupancy and rental rates at the one - of - a-kind Trump International Hotel would provide healthy returns, even after deducting monthly expenses such as property tax, mortgage payments and housekeeping.

Your total monthly obligations include your housing expenses as estimated by the pre-qualification calculator, plus recurring monthly expenses such as car loans, student loans, and family support payments.

In general, though, you don't want to count any monthly expenses such as groceries, gas, utilities, entertainment or personal taxes in your DTI ratio.

Not exact matches

What are monthly expenses, such as food, utilities and rent?

For starters, there are many variables to consider when determining your earning potential, such as your location, family size, and monthly expenses.

The BLS» housing category includes an array of expenses (housekeeping, daycare, furniture, cell phone and internet plans), but the bulk of the money goes toward paying rent or costs related to owning a home, such as the monthly mortgage and property taxes.

If we terminate Mr. Drexler's employment without cause or he terminates his employment with good reason, Mr. Drexler will be entitled to receive (i) a payment of his earned but unpaid annual base salary through the termination date, any accrued vacation pay and any un-reimbursed expenses, and (ii) subject to Mr. Drexler's execution of a valid general release and waiver of claims against us, as well as his compliance with the non-competition, non-solicitation and confidential information restrictions described below, (a) a payment equal to his annual base salary and target cash incentive award, one - half of such payment to be paid on the first business day that is six (6) months and one (1) day following the termination date and the remaining one - half of such payment to be paid in six equal monthly installments commencing on the first business day of the seventh calendar month following the termination date, (b) a payment equal to the product of (x) the last annual cash incentive award Mr. Drexler received prior to the termination date and (y) a fraction, the numerator of which is the number of days of service completed by Mr. Drexler in the year of termination and the denominator of which is 365, such amount to be paid on the first business day that is six (6) months and one (1) day following the termination date, and (c) the immediate vesting of such portion of unvested restricted shares and stock options as provided and pursuant to the terms of the relevant grant agreements under our 2003 Equity Incentive Plan.

Additional loan expenses — such as origination fees or monthly service charges — can be factored into what's known as your effective annual percentage rate (APR).

This way of looking at debts can be advantageous for a borrower who has small or even zero recurring monthly expenses for such things as student loans, credit card bills, and auto payments.

Finally, be careful not to spend student loan money on expenses such as monthly bills or going out to eat.

Because of this, in October 2000 Germany's Associations for the Promotion of Highly Gifted Students (Begabtenförderungswerke) increased their scholarship rates to 1800 DM (920 euros) monthly, plus a lump sum of 200 DM (100 euros) for expenses such as research books.

The other parent then becomes «non-custodial,» and pays a certain amount of monthly support for expenses such as food and clothing for the child.

You'll also need to provide information on your employment and annual income, as well as major monthly expenses, such as mortgage or rent payments and other debts.

With $ 3,333 in monthly expenses, you follow the widely acknowledged personal finance advice of saving three months» worth of expenses (the same $ 10,000) in an online savings account (such as Ally Bank or Radius), which pays around 1 percent APY per year.

For one to feel secure in retirement, monthly cash incomes are needed to take care of both the core expenses and discretionary ones (such as for travel and entertainment).

Additional loan expenses — such as origination fees or monthly service charges — can be factored into what's known as your effective annual percentage rate (APR).

Have you figured out how much home you can afford, based not only on the monthly mortgage payments, but also on all of the other expenses, such as property taxes, insurance, homeowners association fees, and utilities?

Also, eliminate or reduce recurring expenses related to entertainment such as satellite TV, internet service and other monthly conveniences.

However, privately, I want these installments to be included on the monthly expense report, since from our family's perspective, they behave as such.

These are the monthly expenses your child has assumed responsibility for, such as bus fare, lunch money and, as she gets older and more responsible, her clothing, school supplies and extracurricular activities.

Calculate how much you have available to save Compare current monthly income with all household expenses, such as utility payments, food expenses, and so on.

If your debts are too high, either boost your monthly income, cut out unnecessary expenses — such as your cable bill or gym memberships — or both.

Add up all your fixed monthly expenses, such as your rent, utility bills, etc and subtract that from your net income.

To calculate DTI, add up the cost of housing expenses (monthly mortgages, taxes, insurance) plus all other monthly obligations such as minimum credit card payments, student loan payments, car payments, etc..

With such a large commitment hanging over our heads each month our other monthly expenses like cable, electricity, cellphones, heating oil and insurance weren't given much thought.

Click here for common sense tips on reducing your monthly variable and fixed expenses, such as disconnecting your cable service so you have an extra $ 60 each month to pay off your debt.

Medical loans can help you pay your monthly payments, such as your mortgage, utilities - including electricity, gas, water, and telephone, loan payments, credit card bills, and other living expenses you would ordinarily pay for with your paycheck (if you were able to work).

Whether you are looking at improving your savings rate — such as trimming an extra $ 100 or $ 1,000 off of your monthly expenses and investing it — or the power of a 1 % improvement in your portfolio's performance, small actions have a big impact.

In addition to your monthly expenses, be sure to factor in expenses that occur regularly but not every month, such as car maintenance.

Remember, when looking at the monthly cost of the loan, one must consider all costs such as private mortgage insurance, HOA fees, property taxes and any other expenses.

Don't include monthly living expenses such as groceries, utilities and insurance.

Next, identify your occasional short - term expenses such as school supplies, taxes and other bills that come around regularly, but not monthly.

Add up your monthly revenue and estimate your monthly expenses, including items that remain the same each month (such as your mortgage and car payments) and those that fluctuate (such as eating out or groceries).

If your financial situation is such that your monthly expenses far exceed your monthly income thus you are unable to make timely in - full payments each month then you are in financial distress.

Have you made a data - entry error in the spreadsheet, such as entering an annual expense number instead of a monthly expense number or vice versa?

Take a lump sum payment to retire other debt, such as an existing conventional mortgage, thus reducing your monthly living expenses.

This can help a great deal in minimizing monthly debt obligations especially at a time when many are taking on other new debt such as a mortgage or rent, new auto loan payments, and / or other household expenses.

Make an exhaustive list of all your monthly expenses, excluding your rent, and then add in the major costs that may only occur once or twice a year, such as insurance premiums, holiday and birthday gifts, and trips.

She worked on flexible monthly expenses, such as gas, grocery and entertainment.

They can help you establish a budget that includes your ongoing monthly expenses, as well as the occasional expenses, such as car repairs and clothing.

For purposes of the means test, the U.S. Bankruptcy Code defines current monthly income as including: «any amount paid by any entity other than the debtor (or in a joint case the debtor and the debtor's spouse), on a regular basis for the household expenses of the debtor or the debtor's dependents (and in a joint case the debtor's spouse if not otherwise a dependent)...» Benefits received under the Social Security Act, payments to victims of war crimes or crimes against humanity on account of their status as victims of such crimes, and payments to victims of international terrorism or domestic terrorism on account of their status as victims of such terrorism are excluded from the means test.

You should factor in your living expenses such as your food and energy bills and then take this away from your monthly income.

But you don't have to charge a lot to get the credit score benefit (in fact, it's better if you keep your credit utilization low), so you could still use cash for out - of - pocket expenses and charge one or two monthly expenses, such as your Internet and electricity bills, to your credit card.

While there are additional expenses that seniors must take into account when purchasing a manufactured home, such as higher homeowners insurance rates and land rental costs, other monthly expenses between the two home types are similar.

Then, list your current monthly expenses and those that are repetitive each month such as rent or home mortgage payments, automobile payments, and insurance policy owner premiums.

Taking a look at his sources of retirement income (such as Social Security and a rental income property), Matthew has a spending gap of $ 1,000 per month, i.e. his projected monthly expenses are $ 1,000 higher than his income.

Instead of paying for a monthly mortgage, those funds are freed up to use for almost anything the borrower wishes, such as paying for daily expenses.

Escrow Analysis — Once a year, AmeriCU and all mortgage lenders perform an «escrow analysis» on the mortgage loan to ensure that we are collecting the correct amount of money from the member's monthly payment to cover anticipated expenses, such as homeowner's insurance and taxes.

On top of monthly bills such as the mortgage and taxes, come unexpected expenses, such as the cost of replacing appliances should a fridge, stove, washer or dryer suddenly fail.