Presented
monthly financial results to executive management in the areas of sales, contribution margin, actual to standard variance analysis, flex schedules, cost reductions, and inventory trends.
I join or lead internal meetings to review
the monthly financial results by department, obtain status on projects with financial impacts or provide updates on systems overhauls I am driving.
However,
monthly financial results to date do not point to a larger improvement in 2013 - 14.
Certainly,
the monthly financial results, as reported in the Fiscal Monitor, do not suggest any significant improvement, if any improvement at all, in the deficit outlook for 2013 - 14, that might lead to a lower deficit in 2014 - 15 and a larger surplus in 2015 - 16.
Not exact matches
Any future interest rate increase will
result in higher
monthly payments and therefore less disposable income and less
financial satisfaction.»
08-28-2003 Caledonia completes private placement, announces second quarter
results, and launches it's redesigned website 06-06-2003 Restatement of US GAAP reconciliation in the 2002 financial results 05-16-2003 2002 Financial Results and General Update 03-20-2003 Caledonia Declines Acquisition of Mogale Gold And Updates Its South African Activities 03-07-2003 2003 Kikerk Lake Program Approved 03-03-2003 Caledonia Extends Mogale Gold Mou and Monthly Production Increases Under Caledonia Management 02-26-2003 CALEDONIA featured on MacReport.Net 02-04-2003 Caledonia Signs Mou To Acquire Mogale Gold, Completes A Financing And Updates Activities At B
results, and launches it's redesigned website 06-06-2003 Restatement of US GAAP reconciliation in the 2002
financial results 05-16-2003 2002 Financial Results and General Update 03-20-2003 Caledonia Declines Acquisition of Mogale Gold And Updates Its South African Activities 03-07-2003 2003 Kikerk Lake Program Approved 03-03-2003 Caledonia Extends Mogale Gold Mou and Monthly Production Increases Under Caledonia Management 02-26-2003 CALEDONIA featured on MacReport.Net 02-04-2003 Caledonia Signs Mou To Acquire Mogale Gold, Completes A Financing And Updates Activities At
financial results 05-16-2003 2002 Financial Results and General Update 03-20-2003 Caledonia Declines Acquisition of Mogale Gold And Updates Its South African Activities 03-07-2003 2003 Kikerk Lake Program Approved 03-03-2003 Caledonia Extends Mogale Gold Mou and Monthly Production Increases Under Caledonia Management 02-26-2003 CALEDONIA featured on MacReport.Net 02-04-2003 Caledonia Signs Mou To Acquire Mogale Gold, Completes A Financing And Updates Activities At B
results 05-16-2003 2002
Financial Results and General Update 03-20-2003 Caledonia Declines Acquisition of Mogale Gold And Updates Its South African Activities 03-07-2003 2003 Kikerk Lake Program Approved 03-03-2003 Caledonia Extends Mogale Gold Mou and Monthly Production Increases Under Caledonia Management 02-26-2003 CALEDONIA featured on MacReport.Net 02-04-2003 Caledonia Signs Mou To Acquire Mogale Gold, Completes A Financing And Updates Activities At
Financial Results and General Update 03-20-2003 Caledonia Declines Acquisition of Mogale Gold And Updates Its South African Activities 03-07-2003 2003 Kikerk Lake Program Approved 03-03-2003 Caledonia Extends Mogale Gold Mou and Monthly Production Increases Under Caledonia Management 02-26-2003 CALEDONIA featured on MacReport.Net 02-04-2003 Caledonia Signs Mou To Acquire Mogale Gold, Completes A Financing And Updates Activities At B
Results and General Update 03-20-2003 Caledonia Declines Acquisition of Mogale Gold And Updates Its South African Activities 03-07-2003 2003 Kikerk Lake Program Approved 03-03-2003 Caledonia Extends Mogale Gold Mou and
Monthly Production Increases Under Caledonia Management 02-26-2003 CALEDONIA featured on MacReport.Net 02-04-2003 Caledonia Signs Mou To Acquire Mogale Gold, Completes A Financing And Updates Activities At Barbrook
In some cases, the
monthly payments rise beyond the borrower's ability to repay,
resulting in
financial hardship or even foreclosure.
As a
result, members don't have to worry about a
monthly membership fee or the security of their
financial data.
In some cases, the
monthly payments rise beyond the borrower's ability to repay,
resulting in
financial hardship or even foreclosure.
As a
result, after age 65 the woman's net worth and
monthly cash flow flatline, while the man's relative
financial situation steadily improves.
The last point is important — borrowers who refinance credit cards are typically improving their
financial standing almost immediately as a
result of lowering their interest rates, reducing their
monthly payment, and converting revolving debt into an installment loan.
It is important to keep in mind the rate adjusts based on market rates, and fluctuates periodically based on
financial market conditions, which may
result in a higher
monthly payment.
We don't lend to people whose
financial position we think will worsen as a
result of the
monthly loan repayments.
«Credit cards are a popular payment tool for Canadians; however, unchecked spending habits can
result in getting stuck in continuous
monthly debt cycles that can hamper near and long - term
financial goals,» said Nick Mastromarco, managing director of North American retail payments at BMO.
Your
financial hardship must be severe enough to
result in your inability to pay your creditor's
monthly minimum payment.
Cleaning up your credit will be the
result of improved
financial habits like paying your
monthly bills in a timely manner and making more than the minimum payments.
As you can see, most of the other plans are for those with
financial hardship and end up
resulting in paying more over the life of the loan with smaller
monthly payments.
This would
result in a modest increase in
monthly common expenses for the owners, instead of the large
financial hit ensuing from a special assessment.
Following an accidental injury to the Insured / Insured Person, which
results in Death or Permanent Total Disability, We will pay the Equated
Monthly Installment (EMI) of the loan obtained through a
Financial Institution or the Sum as specified in the schedule to the Policy
Handled the tasks of preparing and presenting
financial results to the higher management team on a
monthly basis
Ensure the
monthly actual
financial results reflect the performance of the business through general ledger account review and comparisons to latest estimates.
Involved in many closures of new business
resulting in
monthly revenues in excess of target, while maintaining excellent customer service and support for customer in all aspects of
financial services and support.
The resume format of VP Finance includes major tasks as developing, promoting and administering a culture of efficient,
results and client oriented corporate services; directing and coordinating LOB
financial planning and budget management functions; suggesting benchmarks for measuring the
financial and operating performance; supersizing
monthly operating
results against budget; administering daily operations of the finance and accounting department and managing the preparation of
financial reports.
Prepared
monthly operating
results, as well as the
monthly, quarterly, and annual
financial statement schedules for utilization by senior management and external clients including the SEC.
Created and implemented
financial models to increase accuracy and efficiency of accounting and reporting,
resulting in a cost management accounting system reporting
monthly discrepancy decrease of $ 1M
Also provided and presented to management with various
financial models,
monthly financial and profitability reporting, cost methodology analysis, assignment of revenue and expenses and translated profitability
results into actionable items for finance and businesses.
Provide quarterly,
monthly and annual
financial information to management — Perform tasks of preparing and presenting company
financial results to the Board
Provided variance analysis,
financial results, risks, key performance indicators,
monthly and quarterly performance reviews, and other information required by the Asset and Strategic Performance Unit management and reviewed with asset leadership team on a quarterly basis.
Start your list with your most recent employment and go backwards from there.For further assistance, read these examples of bank teller work history sections.Bank Teller — NBAC Bank of New Jersey — Trenton, NJ — 4/2014 to Present • Exceed all sales goals, becoming top product and service seller for five consecutive quarters, and boosting
monthly profits by 15 percent • Multi-task customer service interactions and processing and counting duties on a daily basis • Process deposits, withdrawals, and payments quickly and accurately • Assist customers with inquiries concerning
financial specialists, specific services, and account informationBank Teller — Trenton First Bank — Trenton, NJ — 6/2010 to 4/2014 • Resolved account discrepancies and customer complaints in a professional and timely manner,
resulting in a 15 percent increase in customer satisfaction ratings, the highest in branch history • Prepared daily branch reports concerning cash amounts and daily transaction for the branch manager • Tested and immediately reported counterfeit currency to the head manager in accordance with safety protocol and procedures • Helped customers open and close accounts, make payments, and deposit and withdraw money into their accounts on a daily basis
Since your advertisement summaries that you are looking to hire someone who is a wizard at preparing account reconciliations and handling
monthly close procedures to provide timely
financial results, you can bet dollars that I am your man.
Administrative Technician III for Texas Department of Transportation: - Implement improved and time saving procedures; consistently reduce overhead costs, improve workflow and increase office efficiency - Create and maintain a database of public assistance complaints; assign an internal investigator to each case and follow - up once closed - Developed and monitor a calendar system using PowerPoint where accurate records of vacation / sick leave / comp time used and accrued are tracked month - to - month for comparison with
monthly time sheets - Answer inquiries from the general public, vehicle storage facility operators, motor carriers, the trucking industry and other state / federal agencies regarding rules, laws and regulations governing the issuance of motor carrier credentials - Prepare correspondence (email and written) and review for completeness and correctness - Field calls and manage administration, resolve a wide - range of staff dilemmas and challenging situations on a daily basisPrincipal Administrative Assistant for Solar Turbines, Inc.: - Provided support to Directors, Department Managers, Project Managers and Project Engineers as well as international personnel - Maintained detailed calendars of appointment schedules for business meetings, conferences, domestic / international travel arrangements and special events - Expertly ran this fast - paced, large office encompassing office and structure maintenance, scheduling of machine / equipment service and repairs, and ordering and stocking office supplies; updated and maintained department web pages - Compiled, created and distributed
financial reports and PowerPoint presentations - Edited and formatted technical documentation and maintained filing systems - Coordinated extensive domestic and international travel arrangements, including air, hotel, car and meeting locations - Planned departmental meetings, special events and office movesSenior Administrative Assistant for Solar Turbines, Inc.: - Supported Department Manager and Supervisors, Manufacturing Engineers and shop personnel - Tracked and monitored pending and confidential correspondence and
financial information - Prepared apprenticeship packets for distribution; received applications, recorded data, and set - up and coordinated Differential Aptitude Tests; notified applicants of test
results and set - up initial interviews - Coordinated special events; managed information systems and maintained web pages; oversee special projects - Resolved office obstacles, communication barriers and complicationsSenior Program Assistant for Solar Turbines, Inc.: - Photographed, downloaded and printed digital pictures of parts, processes and people involved in Rotor CAM area - Created and produced departmental newsletter; initiated Receiving Inspection Records Retention process (scanned records onto CD for easy and accessible retrieval and storage)- Set - up and coordinated meetings and special events; created slide show presentations and maintained web pagesPage 2
✔ Predetermined inventory control levels based on evaluation of historical sales data and future
financial forecast,
resulting in increasing
monthly turnover almost by double
CA 1993 to 1995 Senior Accountant, Payroll Department Led the conversion of computerized payroll and accounting system of 28 hospitals and rehabilitation centers Administered the payroll of all 28 health centers Produced and evaluated
monthly and quarterly payroll reports for budget and
financial forecasts Consolidated quarterly and year - end payroll tax reports for tax filing and
financial reporting Managed employee benefits Corrected procedural flaws by streamlining the payroll processing procedure, which
resulted in the boosting of the department's confidence.
Financially evaluated portfolio companies (including Torrent) through
financial analysis and interaction with the company's management; presented
results at
monthly partner meetings.
Senior finance professional offering an established strategy for leading a company and its subsidiaries in the planning, forecasting, and reporting of consolidated
monthly / quarterly / annual
financial results.
AREAS OF EXPERTISE Ad - hoc analysis Consolidation and reporting of
financial results Cross-functional programs and projects Execution of finance integration Mentoring others
Monthly processing Quarterly liability reporting Revenue and expense analysis CHIEF
FINANCIAL OFFICER Colorado Springs, CO Colorado Casa PMI 2014 - 2017 Spearhead and direct all accounting and human resource processes for local real estate company.
Improved
financial controls in cash, payables, receivables and reporting processes which
resulted in
monthly closing timeline shortened from 12 to 7 business days.
Oversaw the review and analysis of
monthly, quarterly and annual
financial performance of revenue and Sales & Marketing expenses to determine key drivers impacting company's P&L s. Directed the timely comparisons of actual
results to plans and prior year
results for the purpose of identifying problem areas that may require corrective action.
ING US
Financial Services (Atlanta, GA) 9/2004 — 5/2006 Senior Cost Accounting Analyst • Provided cost analysis and reporting for the Corporate Cost & Budget Shared Services group • Directed the
monthly / quarterly expense close, cost analysis reporting, budgeting, and forecasting • Oversaw project accounting, reporting, and expense target setting • Coordinated support for expenses and
results, monitored / tracked expenses, and created reports • Generated
monthly journal entries, expense reports, forecasts, and budgets
Professional Experience JPMorgan Chase (Chicago, IL) 2010 — Present Business Banker • Responsible for cross selling bank products and services to potential and existing customers • Partnered with Retail Lending, Investments, and Treasury staff for holistic client service • Routinely exceeded
monthly sales goals increasing YTD branch business revenue by 20 % • Built profitable business relationships
resulting in 38 % increase in new business deposits • Ranked in top 10 % in Chicago City market in overall sales production • Secured $ 4 million in business and $ 10 million in consumer loans YTD through 10/2010 • Analyzed business»
financial statements and tax returns to recommend appropriate products • Developed sales presentations to secure new clients and deepen existing client relationships
• Advise staff of any changes in policy and procedures, allocate resources, plan work schedule and assign work • Train current and new staff members, conduct performance reviews and make recommendations regarding corrective actions and dismissals • Proactively assist departmental manager with scheduling for entire department for various training courses to ensure service level is met • Create and distribute various reports to staff and peers Collector III (September 2007 to present) • Assisted non prime borrowers in bringing their loan current using one of the variety of programs offered customized for individual
financial needs • Assisted team manager with maintaining and distributing month end numbers to peers needed for individuals to achieve individual as well as team monthly goal • Proactively created and facilitated various training classes to assist peers with negotiation skills, creating a sense of urgency as well as curing past due mortgage loans • Peer coached Prime and HAD agents on negotiation skills, overcoming objections and handle time Financial Service Advisor / Relief Team Manager (March 2006 to September 2007) • Proactively contacted Card members that were deemed likely to attrite, educated them on their current terms and offered competitive balance transfer rates based on their individual credit history • Assisted with new hire training and development • Created reports assisting peers with agent availability which increased team results by 20 % • Provided feedback to marginally performing associates to improve both individual and department performance in percentage of contacts to attempts, phone availability and s
financial needs • Assisted team manager with maintaining and distributing month end numbers to peers needed for individuals to achieve individual as well as team
monthly goal • Proactively created and facilitated various training classes to assist peers with negotiation skills, creating a sense of urgency as well as curing past due mortgage loans • Peer coached Prime and HAD agents on negotiation skills, overcoming objections and handle time
Financial Service Advisor / Relief Team Manager (March 2006 to September 2007) • Proactively contacted Card members that were deemed likely to attrite, educated them on their current terms and offered competitive balance transfer rates based on their individual credit history • Assisted with new hire training and development • Created reports assisting peers with agent availability which increased team results by 20 % • Provided feedback to marginally performing associates to improve both individual and department performance in percentage of contacts to attempts, phone availability and s
Financial Service Advisor / Relief Team Manager (March 2006 to September 2007) • Proactively contacted Card members that were deemed likely to attrite, educated them on their current terms and offered competitive balance transfer rates based on their individual credit history • Assisted with new hire training and development • Created reports assisting peers with agent availability which increased team
results by 20 % • Provided feedback to marginally performing associates to improve both individual and department performance in percentage of contacts to attempts, phone availability and sales rate
Professional Duties & Responsibilities Directed sales and purchasing activities for industrial mining and automotive supply companies Managed junior team members and administrative staff ensuring effective operations Researched products and companies to deliver highest quality items at the lowest price Handled negotiations with supply and distribution partners Consistently exceeded
monthly sales goals of $ 300,000 and annual goal of $ 3.7 million Authored and presented reports regarding sales, purchasing, and company
financial health Created and implemented comprehensive marketing / advertising campaigns and collateral materials Set and implemented
monthly and annual budgets for companies and departments Designed and launched corporate promotional and informational events Built and strengthened relationships with key industry figures, clients, and community leaders Generated significant new business through networking, cold calling, and other tactics Provided exceptional customer support
resulting in repeat business and referrals
Professional Experience CHARTIS (New York, NY) 2004 — 2010 Manager,
Financial Analysis • Utilize experience in accounts receivable / payable, expense control / reduction, budgeting and forecasting • Create, prepare, and analyze weekly and
monthly GOE expense and account reports of over $ 12M • Provide Senior Executive and CFO with critical information needed to manage divisional expenses • Generate and implement new procedures to reduce expenses over budget • Conduct analysis of significant expense and account receivable items • Manage the premium and expense
results for the profit centers • Provide comptrollers with
monthly divisional account receivable cash forecast of over $ 86M per month • Reduce cash forecast variance to less than 5 % per month • Resolve and reduce receivables over a 12 month period from $ 12M to less than $ 3M per month • Establish and maintain strong relationships with vendors, underwriters, and senior executives • Control and maintain expenses to stay within budgets and forecasts • Review and verify the validity and accuracy of accounts payable prior to approving disbursements
In some cases, the
monthly payments rise beyond the borrower's ability to repay,
resulting in
financial hardship or even foreclosure.