IOR Option 1 (available only at issue) If the 10 - year Treasury rate increases by 0.50 % (50bps) or
more on your policy's 1st semi-anniversary or 1st anniversary, your guaranteed interest rate will automatically increase by 0.50 % (50bps).
IOR Option 2 (available only at issue) If the 10 - year Treasury rate increases by 1.00 % (100bps) or
more on your policy's 1st semi-anniversary, 1st anniversary, 2nd semi-anniversary, or 2nd anniversary, your guaranteed interest rate will automatically increase by 1.00 % (100bps).