Sentences with phrase «more debt using»

That would theoretically drop your credit score provided that you do not use your increased credit limit to take on more debt using credit cards.

Not exact matches

These firms use debt to fund acquisitions, and if borrowing becomes more costly that could disrupt their business models.

But debts that carry a high interest rate (typically over 8 %) and weren't used to strategically help you afford a big purchase, are more problematic.

The study involving about 1000 Facebook users in the US found that those who spent relatively more time on Facebook and had a strong network on social media were more likely to have lower credit scores and more credit card debt compared to those who used it less and had a comparatively weaker network.

Many consumers use HELOCs to refinance higher - rate debt, or simply to help them spend more.

To grow, King says, «you have to take on more risk, like taking on more debt or using more of your own money.

«You may be eating out way more than you thought, and you may want to use that money instead on debt reduction.»

One in 5 consumers plans to use the cash to pay down debt, yet some strategies will be more effective than others.

If you're using your business plan as a document for financial purposes, explain why the added equity or debt money is going to make your business more profitable.

/ Nah, it's just a bunch of debt collectors — before the verses shift to outlining more responsible ways to use a credit card and explaining why it's important to build a good credit score.

GolfTEC's Assell used a lesser - known option, subordinated debt, which enables business owners to retain more ownership of their company while still receiving the capital they need.

Caesars Entertainment was taken private in one of the largest and ill - timed leveraged buyouts in history, and the company has struggled under the weight of the debt used to finance the move along with increased competition as more jurisdictions legalize gambling.

If Bain used a more conservative deal structure with $ 400 million in equity and $ 400 million in debt and paid down the debt upon exit, they'd have $ 800 million from the equity, or a 2x return.

In addition, lower - and middle - income groups are relying more and more on their credit cards, with these groups reporting a higher use of credit - card debt.

The more debt AT&T uses, the less new stock it has to issue and the easier it will be for the deal to quickly add to AT&T's earnings per share.

The so - called «debt - resource - hypothesis» suggests that high indebtedness leads to increased natural resource exploitation as well as more unsustainable patterns of resource use (Neumayer 2012).

You can increase competition with anti-trust enforcement, and regulate natural monopolies and both (in the case of the newly merged Time Warner Cable), create greater transparency of prices, use government purchasing power, restore previous price controls (and please a federal usury law at no more than 15 %, to prevent debt bubbles of higher inflation).

More expensive debt and outright borrowing constraints hamper households» ability to use credit to smooth their consumption.

With that in mind, avoiding credit card debt should be more about minimising the need to use your credit card.

It is a calculation that lenders use when considering if you can handle taking on more debt.

The tactics are similar to those used by larger, more prominent firms like Elliott Management, run by the billionaire investor Paul E. Singer, who has sued Argentina over debt repayment.

So if you need a way to finance your child's college education or your own retirement, using the equity in your house to get a home equity loan could be a better alternative in the long run to taking on more credit card debt.

The $ 1.2 trillion high - yield debt market could face a double whammy as spreads tighten and investors use the corporate earnings season starting in the second week of October as an excuse to take even more profits.

While some school administrators may frown on the practice of using borrowed cash for non-school expenses — and taking out student loans for risky investments seems like a great way to graduate with even more debt — per Student Loan Report there aren't any rules against it.

You'd think that corporate debt would grow in proportion to total sales, as this additional debt is used to fund investments in productive activities that create more sales and contribute to the economy, and that higher sales, and presumably higher earnings would create a proportionate increase in the value of the company, and thus in its stock price, and that they all go up together, not in lockstep but over time more or less at the same rate.

If you do not immediately recognize the debt a collector has identified or if you want to find out more about the debt before you pay it, you may use this sample letter text to request more information.

And while that's true to some extent, it's really more about showing a history of using and regularly paying off debts.

This means that if your total monthly debt — including the mortgage payment — uses up more than 43 % of your monthly income, you could have trouble qualifying for a 30 - year fixed - rate mortgage.

Either way, the killer with 30 year mortgages is not necessarily the interest paid to the banks, it's the relatively huge amount of debt that someone carries if they use the 30 year mortgage to buy more of a home than they actually desire.

That's well behind not only the top - ranking «get out of debt» resolution but also behind such goals as «improve credit score,» «be financially independent,» and «use cash or debit more often instead of credit cards.»

The proceeds from the sale will be used to repay debt and its more attractive international operations are now the focus.

Those barometers are much more impactful than just using a debt - to - GDP barometer.

The long - term trend of earnings per share for American businesses is up because large corporations retain earnings that they can use to pay down debt, buy back stock, or grow operations, and this allows us to have the reasonable certainty that Coca - Cola, Procter & Gamble, Johnson & Johnson, PepsiCo, and the rest of the usual suspects will be worth more ten years from now.

QE is misused true, it should be used to pay down debts more and companies less, and the interest rate should be raised half a percent straight away, maybe more to avoid a long - term bear market soon, but the US Dollar is strong right now because the US economy is fairly productive.

This policy is more often used in estate planning as it can help heirs to pay inheritance taxes or any debts that would be passed to them.

Assuming you don't continue using your credit card and you make the minimum payment each month, it will take you more than six and a half years to pay off your debt.

If your situation is more simple, use a prepayment calculator to see how extra payments can help you pay off your debt faster.

The cost of protecting the company's subordinated debt from default for five years using credit - default swaps has more than doubled since the end of 2015, rising to 438 basis points, a four - year high, from 187.

The more debt financing you use, the higher the risk of bankruptcy.

Given a surplus, you may be able to use a balance transfer card that allows you to incorporate all your credit card debts into that card and use the introductory interest - free period (usually 12 - 21 months) to pay down the debt more efficiently.

However, this still enables them to use the card and incur more debt.

That reinvestment may be used to fund acquisitions, build new factories, increase inventory levels, establish larger cash reserves, reduce long - term debt, hire more employees, start a new division, research and develop new products, buy common stock in other businesses, purchase equipment to increase productivity, or a host of other potential uses.

As a result, customers have been able to use Onemain to consolidate their debts and make repayment both simpler and more affordable.

Since Congress has, so far, not acted we are now on the precipice of a much more uncertain and chaotic situation in which Puerto Rico will attempt to selectively cancel debts and bondholders will seek to use the federal courts to block the Puerto Rican government from operating until it pays up.

Because the Fed is holding interest rates very low, corporations can borrow very cheaply and use the money to buy back stock or redeem older, more expensive debt.

Since your mortgage is typically a low - rate debt, and tax - deductible in some cases, the contention is that there are other ways to use that money to earn more interest over time.

This means that your total monthly debts (including the mortgage payment) should use up no more than 43 % of your gross monthly income.

Getting rid of your high interest debt will help you live a richer life and invest more in the future regardless of which method you decide to use to pay of your debt.

Several studies show using natural experiments that the willingness of homeowners to take on debt is sensitive to the tax benefits they receive, so the mortgage interest deduction causes homeowners to overleverage rather than using their funds for more economically productive purposes.

They're then using those francs to purchase more Swiss debt, forcing yields into negative territory.