The government is putting pressure on commissioners, and in turn general practitioners, to make
more diagnoses of dementia, but no analysis has been done to assess the harm that these targets could cause.
The biggest thing is making sure you can qualify for life insurance with SBLI, so lets cover (in general) what SBLI will and won't insure: SBLI Underwriting Uninsurable medical scenarios with SBLI: • Aids / HIV + status • ALS (Amyotrophic Lateral Sclerosis) • Alzheimer's disease or
dementia or significant cognitive impairments related to functionality • Cancer
diagnosis within last 2 years • Chronic pain treatment, severe, receiving disability, narcotic use • Cirrhosis
of the Liver • Congestive heart Failure • COPD / Emphysema or chronic bronchitis - Severe or with current nicotine use • Cystic Fibrosis • Defibrillator use • Depression, severe, recurrent or with multiple in - patient hospitalization history • Diabetes with co-morbidities that include significant cardiac disease, or impairment
of renal function or mobility • Heart / Cardiac Disease - multiple vessels diagnosed within 2 years or any past history with current nicotine use • Muscular Dystrophy • Multiple Sclerosis, if symptoms progressing • Organ Transplants, in most scenarios • Quadriplegia • Pulmonary hypertension • Renal failure, Renal insufficiency - severe • Stroke within 1 year • Suicide attempt within 5 years • Surgical repair
of heart valves, aneurysms, intracranial tumors, major organs within six months, including gastric bypass Uninsurable non-medical scenarios: • Marijuana use, 4 or
more times weekly • Substance abuse / misuse within last 5 years • Criminal activity - any history within the last 10 years • DUI,
more than 2 or under age 25 if within 1 year • Unemployed (other than homemakers or retired) with minimal household income or dependent on SSI / disability benefits • Bankruptcy filing within 2 years • Liens / Judgements - outstanding activity that exceeds $ 50K
The Journal covers the latest research on the
diagnosis and treatment
of mental illnesses, including depression, bipolar disorder, schizophrenia, anxiety, addiction, premenstrual dysphoric disorder, post-traumatic stress disorder,
dementia, Alzheimer's disease and
more.