Someone who has a long commute to work may pay more for insurance than someone who only uses their vehicle to run errands on weekends — since more miles behind the wheel mean
more exposure to risk.
On the other hand, if you own a house, a lake cabin, along with a ski boat and a snowmobile, you'll pay for having considerably
more exposure to risk.
Because motorcycle riders have
more exposure to the risks of the highway than drivers enclosed in cars do, motorcycle insurance rates can sometimes run higher than the typical auto insurance policy.
Not exact matches
In addition
to reducing third party
exposures,
risk rating is a useful exercise that can provide
more operational clarity.
Exposure to different tasks «allows them
to take
risks and be
more independent than they otherwise would be,» says Roses for Autism managing director Michelle Ouimette.
Investors without private market
exposure are also running meaningful concentration
risk, not just in terms of the number of public companies (less than 4,000) relative
to private companies (
more than 6 million), but because publicly traded companies are now
more highly concentrated within certain industries as a result of strategic M&A.
«What we're doing is reducing
exposure to more cyclical industrial corporate credit
risk around the globe — high yield bonds, bank loans, investment - grade corporate bonds,» said Collins.
The space agency doesn't want their
exposure to boost their lifetime
risk for cancer
more than an additional 3 %.
Investors with taxable account balances of $ 100,000 or
more can expect up
to 20 % of those balances
to be invested in the fund, which offers greater
exposure to asset classes with higher
risk - adjusted returns.
Most individual investors, whether using active or ETF strategies, tend
to get their EM
exposure via
more diversified portfolios
to help mitigate
risk.
The lessons from that period, perhaps
more than any previous one, taught the
risk industry that expert judgment and economic insight may help investors anticipate and avoid
exposure to major financial downturns by using forward - looking models
Still, even in an environment where the market trades in a range of high valuation, it is appropriate
to hedge
exposure to risk at points where conditions are overvalued, overbought, and overbullish, and
to establish
more constructive
exposure when conditions are overvalued, but oversold on a short - term basis (provided that the broad tone of market action still indicates a general willingness of investors
to speculate).
«For the most sophisticated investors and traders, inverse ETFs, put options or shorting individual stocks could be an appropriate strategy, while for the
more conservative investor, positions in the defensive sectors could be a good choice, allowing overall
exposure to equities while striving
to limit potential downside
risk,» he says.
And while some cities are taking measures
to resist rising seas and make buildings withstand stronger winds,
more residents are moving in, increasing
risk exposure.
The fund can invest in securities that may have a leveraging effect (such as derivatives and forward - settling securities) that may increase market
exposure, magnify investment
risks, and cause losses
to be realized
more quickly.
As we grow operations, our
exposure to foreign currency
risk will likely become
more significant.
As we grow our operations, our
exposure to foreign currency
risk could become
more significant.
By: Kimberley Smuts 6th May 2016 The use of multiparametric block models, which contain
more than just geological data,
to analyse the
risks associated with the mining process, allow
more informed business decisions
to be made on the basis of
risk and
exposure to that
risk.
International bonds give
more diversification obviously but also a lot of
exposure to currency
risk.
«Bitcoin's price volatility presents particular
risk management challenges for CCPs, making it
more difficult
to close out a defaulting clearing member's
exposures,» the firm wrote.
With an increase in volatility of volatility,
risk management became
more critical, especially if you are net short volatility and / or you have a lot of
exposure to the skew (dGamma / dSpot).
You can expand your profit potential even
more while concurrently minimizing your
risk exposure if you devote your time
to learning and mastering binary option trading strategies such as the following:
You therefore require a
more perfected money management plan
to provide increased protection for your account balance from the higher
risk exposure associated with trading commodities.
This helps corporate treasurers
to understand their global FX
exposures more quickly and
to hedge FX
risks more effectively.
A peanut butter sandwich has about 25 times
more risk of
exposure to carcinogens than the water.
On paper, Bilic has the luxury of three fit strikers
to choose from but with a fragile and sluggish central midfield and defence it is difficult
to see how
more than one can be accommodated at any one time, without the
risk of further
exposure.
By monitoring head impact
exposure in real time, sensors give sideline personnel an additional tool
to alert them
to high -
risk impacts so they can consider performing a concussion assessment, or, alerted
to the fact that an athlete has sustained a heavy hit, can watch them
more closely for concussion signs.
Talk
to your child's doctor
to learn
more about lead
exposure prevention and how
to evaluate your child's
risk.
We can't say what it is about
exposure that makes one divorced person
more likely
to communicate that
risk to others, although we can speculate about some of those reasons.
Although the health effects of these chemicals
to babies are not yet known, it's still an important safety
risk to consider, because as the study pointed out, babies actually inhale
more air per surface than adults, putting them at greater
risk for inhalation
exposure.
Daylight Saving Time marks the beginning of reduced visibility on the roads and increased
exposure to traffic safety
risks due
to the days getting darker earlier, so what better time
to talk about how
to feel
more comfortable when night driving than now?
If there were
more midwife - led birthing centers, out - of - hospital and home birthing for the low
risk healthy population, according
to evidence based NICES recommendations, this would decrease the rates of invasive procedures and hospital
exposure to pathogens - especially resistant ones, that all increase
risk of infection.
The worry comes in
more with hot tubs, which are typically programmed
to be 104 ° F.
Exposure to temperatures over 102 ° F during the first trimester of pregnancy is linked
to increased
risk of birth defects.
This well - known theory proposed
more than 2 decades ago postulates that early
exposure to LPS (or endotoxin) decreases the
risk of developing allergic disease (7 — 10).
Not only does spacing out vaccines leave kids vulnerable
to infections for longer than necessary — putting them at
risk of
exposure to diseases like measles and whooping cough while they wait
to be vaccinated — but they also require
more frequent visits
to a doctor's office where they could catch other diseases as well.
In addition
to being
more highly exposed
to As, children appear
to be far
more sensitive
to the potential carcinogenic effects of As49, 50 and have a heightened
risk for adverse growth, adverse immune response, and adverse neurodevelopmental outcomes,25,51 - 53 even at relatively low levels of
exposure.24, 54 Our results indicate that consumption of rice and rice products increases infants»
exposure to As and that regulation could reduce As
exposure during this critical phase of development.
«Lead poisoning is preventable and I encourage homeowners who live in at -
risk homes
to have their homes and their children tested for
exposure, and
to learn
more about eradicating lead poisoning in our community.
The
risk of unprotected
exposure to vaccine - preventable diseases is far higher: for example,
more than 90 percent of unvaccinated people exposed
to measles will become infected.
A National Cancer Institute long - termstudy, involving25, 619 industrial workers in 10 factories that produced or used formaldehyde, found an increased
risk of death due
to leukemia, particularly myeloid leukemia, and higher rates of nasal - pharynx cancer.Further examination of the same workers, with ten
more years of data, continued
to show a possible link
to leukemia, as well as lymphoma and multiple myeloma, amongthosewiththe highest
exposures.
And, CT imaging comes with a radiation
exposure that itself carries
risks, while MRI scans are
more costly and have a higher chance of finding things that turn out
to be of no concern.
But
exposure to the parasite does appear
to «raise the
risk for aggressive behavior,» and
more research is needed
to determine whether the link is causal, and what, if any, the underlying biological mechanism may be, he said.
Itchy eyes and runny noses are rarely fatal, but the
risk of allergen
exposure is increasing as insects migrate north
to newly hospitable land while oak, birch and ragweed disperse pollen
more intensely and for longer stretches of the year.
«One likely cause of
more skin cancer among gay and bisexual men is greater
exposure to ultraviolet radiation caused by indoor tanning,» said Arron, who also directs the UCSF High
Risk Cancer Program.
In a large population - based study of randomly selected participants in Germany, researchers found that mild cognitive impairment (MCI) occurred significantly
more often in individuals diagnosed with a lower ankle brachial index (ABI), which is a marker of generalized atherosclerosis and thus cumulative
exposure to cardiovascular
risk factors during lifetime.
«Questionnaires show that responders do not know they were exposed
to smoke, but cotinine blood levels are
more accurate in determining their
exposure and subsequent
risk of lung cancer and other smoking - related disease.»
But the cat - owning women were no
more likely
to develop brain cancer than their cat - free counterparts, despite their presumably greater
risk of
exposure to T. gondii, the team reports online today in Biology Letters.
More recent studies have linked heart attack and stroke
risks to long - term pollution
exposures as well, including PM 2.5
exposures.
This research team notes that although healthcare
exposure to infection was the most important
risk factor for the development of MERS - CoV infection, in the ICU setting, where
more strict infection control measures were applied (single rooms, dedicated 1:1 nurses, and better compliance with hand hygiene and isolation precautions), only one healthcare worker acquired the infection and no patient -
to - patient transmission occurred.
There were several factors contributing
to the increased
risk, including not only the desert and
more equatorial latitudes, but also the length of sunlight
exposure day
to day, and, among many service members, a lack of training regarding the dangers of sun
exposure and limited access
to sunscreen.
New research indicates that this gender difference may be the result of girls» greater
exposure to stressful interpersonal events, making them
more likely
to ruminate, and contributing
to their
risk of depression.