However, buying used adds a few
more factors into the equation, like maintenance and the vehicle's history.
Banks take a few
more factors into account than just your credit score: your credit history, the number of cards that you currently carry, and the number of cards you've applied for recently can all impact your application.
So try to find the place with the lowest electricity charges but you need to take
some more factors into consideration as well.
Not exact matches
To find the wealthiest people in the world, Wealth - X looked at its database of dossiers on
more than 110,000 ultra-high net - worth people and used a proprietary valuation model that takes
into account each person's assets, then adjusts estimated net worth to account for currency - exchange rates, local taxes, savings rates, investment performance, and other
factors.
Even
more so, the WOW
factor is so important for small businesses that it needs to be incorporated
into your customer relationship and marketing plans.
In his opinion, the Carnegie courses, which are offered in
more locations, are a better deal when you
factor travel
into the hourly cost: $ 50 to $ 60 an hour for Carnegie's versus $ 70 to $ 80 for the others, by Harmon's calculation.
As per the EU's purportedly
more democratic rules, they must
factor into their decisions the results of May's parliamentary election.
And there's this interesting tidbit too: One quarter of business executives surveyed said they are simply
more effective communicating in their businesses than in their personal lives, which may
factor into why so many have trouble communicating plans for passing on their businesses to family members.
All these
factors further constrict the number of mortgage - worthy homebuyers; as banks scramble to court them, cutting
into their profit margins looks ever
more likely.
Increased CPU performance as well as cloud security all
factor into making mobility
more viable option for businesses.
I also scored a $ 5,000 raise in December 2014 that we never
factored into our spending in order to save
more in 2015.
Though credit agencies have made recent changes to the way they
factor medical debt
into a credit score,
more than half of all the debt that appears on credit reports in the United States stems from medical expenses.
And as smart devices become
more incorporated
into our homes and workplaces via gadgets like smart speakers, TVs, and even doorbells, that congruence is going be a huge deciding
factor for consumers in the years to come.
Economic
factors like consumer confidence, financial obligations, and delinquencies are all improving and the consumer may be
more insulated than investors think from a back - up in yields, given 75 % of their financial obligations are in the form of a mortgage, close to 90 % of all mortgages are 30 - year fixed, and the average mortgage is termed out at the lowest rate ever... Taking these
factors into account, we generally think it pays to remain sanguine.»
However, incorporating a
more prudent «risk adjustment
factor»
into the forecast would result in deficits throughout the entire period.
Fifty percent of the latter amount came in the month of December, suggesting a
more recent shift
into the
factor.4
As Mueller digs
into CA's political ties, and Facebook promises to restructure itself to better handle the maelstrom of problems that formed through its platform and
factored into the election results, both companies are experiencing an intense amount of scrutiny, from
more eyes than ever before.
The
factors that we have found to make
more sense are value and quality, especially when they are combined
into a single strategy.
After the analyst asked a question about whether the company could reach its 25 - per - cent gross margin target on the Model 3, chief financial officer Deepak Ahuja said recently imposed tariffs,
more expensive commodities and higher labour costs
factored into the company's guidance.
He also downplayed the importance of links, insisting that the ranking algorithm takes many
factors into consideration, and building links might ultimately do
more harm than good for your site.
As I said there are many
more factors that can be taken
into account before you decide to add a certain stock to your portfolio.
We take a number of
factors into account to determine our credit decisions, and you can find
more detail in this blog post.
Their wealth managers or taxation advisers can inform them of the most tax - efficient locations, but they rarely take
into account the lifestyle
factors that will make the move a successful one for
more than simply fiscal reasons.
While a certain amount of planning is an important
factor in planning sales presentations, overthinking details and putting hours
into a digital presentation may hinder
more than it helps.
In other words, notable public discontent away from coastal regions need to be
factored into investors» macro outlook, and if significant number of individuals consider a $ 400 emergency expenditure «
more challenging to handle,» then investors should be biased to position portfolios
more defensively (i.e. in curve steepeners).
But a combination of
factors — including a
more dovish - than - expected update from the ECB, perceptions that Fed Chair Yellen's dovish tilt to Fed policy would likely be maintained by Jerome Powell and the absence of any sign of pricing pressures — saw them dip once
more back
into the trading range that has held for much of 2017.
Factors working against coffee value include
more suppliers coming
into the market — such as the emergence of Vietnam in the 1990's as a major player — and innovations in developing and producing coffee that made it cheaper.
Before late January injected a surge of volatility
into equities, driven by investor fears over a handful of
factors including rising rates, tightening monetary policy,
more regulation on big tech and rising global trade tensions, investors were smooth sailing on the nine - year bull market.
He identified a «cocktail of
factors» that led to unconstrained growth of Toronto and Vancouver home prices, including a growing population, land constraints, lack of supply and highly stimulative interest rates that caused people to funnel
more disposable income
into their homes in addition to foreign money.
A careful look
into these and
more factors will help you avoid being scammed or investing in a project that's a sleeping ant.
The 2016 study, whose rankings of issuers relied on input from
more than 20,000 credit card customers, takes six
factors into account, such as customer interaction and problem resolution.
It is not known if he took
into account such
factors as the decline in prices for equipment and increased cost of production, which annually requires
more power and capacity.
These and other
factors are bringing
more buyers
into the market, boosting demand for housing.
A small but growing number of countries now have legal requirements for institutional investors to report on how their investment policies and performance are affected by environmental
factors, including South Africa and, prospectively, the EU.36 Concern about the risks of a «carbon bubble» — that highly valued fossil fuel assets and investments could be devalued or «stranded» under future,
more stringent climate policies — prompted G20 Finance Ministers and Central Bank Governors in April 2015 to ask the Financial Stability Board in Basel to convene an inquiry
into how the financial sector can take account of climate - related issues.37
«A study in the United States, published in the Social Forces journal and conducted by Sociology researcher Lisa A. Keister while she was at the Ohio State University, found that adherents of Judaism attained the most wealth, believers of Catholicism and mainline Protestants were in the middle, while conservative Protestants accu - mulated the least wealth, while in general people who attend religious services achieved
more wealth than those who do not (taking
into account variations of education and other
factors).
If you tend to read
more liberal - leaning news, Google
factors that
into your searches, and Facebook actively prefers that information for you.
More recently another wise man, the American trendspotter George Barna, writing in «Transforming Children
into Spiritual Champions» (Regal), identified the spiritual upbringing of children as the most critical
factor in the church's survival.
But it does not fulfill the demand, because even free planning simultaneously creates
more and
more unforeseen
factors, brings about situations with which the planner had not reckoned, simply because even the subtlest planning must always and will always have to reckon with an unplanned and not wholly intelligible material and because the planning itself even in the future will never originate from a single planner but will perpetually come
into ever greater conflict with the plans of others which have not been taken
into account.
This
factor must introduce
into the occasion of experience the possibility of responding to the inflowing world in
more that one way.
Here, perhaps due
more than to any other single
factor, to the doctrine set forth in their scriptures, of the «Gathering of the Saints,» they tended to draw together
into a compact social body, building their own communities as they did at Kirtland, Ohio; in Jackson County, Missouri; at Far West, Missouri; at Nauvoo, Illinois; and finally in Utah.
Sorry, a lot
more investigation
into the sensitivity
factor may have been necessary here, especially from our politicians who should have forseen this terrible conflict.
But recent studies do indicate the importance of modifying standard theories to take international
factors more explicitly
into account.
You do nt think after all this time it's time to be a bit
more objective in including «outside
factors»
into the equation to see how they work?
As we move
into the nineteenth century we shall see the same contrast, but heightened, between forces which threatened Christianity in the geographic center of its strength and movements which made that faith
more a
factor in mankind as a whole than in any earlier century.
Our bodies are so much
more complicated then that and there are so many
factors that go
into it.
If you want some very detailed and
more scientific info about making pie crust and the various
factors that come
into play, check out this post on Serious Eats called The Food Lab: The Science of Pie Dough.
The white beans are also a base for the sauce, which involves orange juice and zest to get
more of the sunny
factor into the dish.
Of these two
factors, the farming conditions is much
more likely to contribute to contaminants making it
into your protein powder.
There were a few
factors going
into it - some of the items are so limited (or vintage) that there was no way to stock
more, we have some physical space limitations, that sort of thing.
These yield advantages have been attributed to
more efficient use of nutrients, water and light and a combination of other
factors such as the introduction of new regenerative elements
into the farm (e.g. legumes) and fewer losses resulting from pests and diseases.