If your other financial responsibilities in life are too demanding realistically you do not have the ability to take on
more financial debt even if it is income producing.
Not exact matches
The first part of the suggestion comprises of obliging the
financial sector to write off a certain (not huge) amount of their bad
debt, while also driving down the costs of doing business a little
more at the same time.
This buying and reselling of
debt is partly what got the banks into trouble during the recession, which is one reason regulators now force
financial institutions to keep
more capital on their balance sheets.
Of the nine winners who did report challenges building their startups because of student - loan
debt, only three left school owing
more than $ 35,000, the average amount for class of 2015 graduates (the highest in U.S. history), according to a report by
financial aid resource Edvisors.com.
It offers a rare light of hope for young people with
more debts than
financial assets.
For
more than 20 years she has helped consumers push the
financial reset button when
debt triggered by divorce, unemployment, or a costly illness or medical episode became too much to handle.
«When house prices declined, ushering in the global
financial crisis, many households saw their wealth shrink relative to their
debt,» its authors observed, «and with less income and
more unemployment, found it harder to meet mortgage payments.»
It's responsible for
more failed businesses, blown careers, and
financial debt than you can imagine.
More CLO funds hold Valeant loans than any other company that has issued
debt since the
financial crisis, according to S&P LCD.
As millennials build their
financial lives and pay down or retire outstanding student
debt, they'll likely embrace credit
more, Schulz said.
The 1Malaysia Development Berhad (1MDB) has been in the limelight for months, amid allegations of false auditing, huge
debt and,
more recently,
financial fraud, with alleged links to Najib himself.
The troubled drugmaker filed its 2015
financial report in late April, allaying concerns about a possible default on its
debt of
more than $ 30 billion.
Failure to agree on
debt relief to Greece would not only make Greece's return to the markets
more abrupt but also compromise the credibility of providing
financial assistance to European countries.
It has been in the limelight for months, amid allegations of false auditing, huge
debt and,
more recently,
financial fraud.
In January, the Company replaced its existing
debt with a $ 10.0 million credit agreement to strengthen its balance sheet, provide additional cash for operations and provide increased
financial and operating flexibility through a covenant package
more suitable to its business.
Failure to agree on
debt relief for Greece would not only make Greece's return to the markets
more abrupt but could also compromise the credibility of providing
financial assistance to European countries.
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The Federal Reserve's ultra-low interest - rate policy since the
financial crisis may have lent support to a listless economy and made the government's massive
debt a lot easier to finance, but it's been
more than hard on retirees and conservative savers.
If you're using your business plan as a document for
financial purposes, explain why the added equity or
debt money is going to make your business
more profitable.
The Malaysian fund has been in the spotlight for months, amid allegations of false auditing, huge
debt and,
more recently,
financial fraud.
Over the last few years, China's
debt - to - GDP has ballooned to
more than 300 percent from 160 percent a decade ago, causing many people, including Chinese officials, to warn of a
financial - sector
debt bubble that's waiting to burst.
«And even
more importantly, a failure to promptly raise the
debt ceiling, leading to a U.S. selective default, could seriously damage the global economy and
financial system.»
But analysts say
more still needs to be done on structural reforms to rein in ballooning corporate
debt, which has reached levels that the IMF and others have warned sharply raises the risks of a
financial crisis.
For the past seven years, growth has serially disappointed - sometimes spectacularly, as in the depths of the global
financial and euro crises;
more often than not grindingly as past
debts weigh on activity
His comments come after the IMF in October said that Canada's high
debt levels, and higher - than - average pressure on Canadian households» ability to pay down that
debt in the private non-
financial sector, leaves its economy
more sensitive to tighter
financial conditions and weaker economic activity.
Beyond then, we expect the company to sustain credit measures that are consistent with its intermediate
financial risk profile, characterized by fully adjusted
debt to EBITDA of 2.5x - 3.0 x, funds from operations to
debt of
more than 25 %, and EBITDA interest coverage of
more than 5.0 x.
Examination of data from the Federal Reserve's Survey of Consumer Finances — the central bank's effort to examine the
financial conditions of American families — by two Northeastern University scholars shows that households with
more student
debt are less likely to start businesses than other households.
Forbes also opposed the purchases of corporate
debt — something the BoE did briefly after the
financial crisis, but
more to aid market functioning than to boost growth.
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debt Here's what people would do with a $ 10,000 windfall
While the U.S. and Europe are currently grappling with huge
debts, a lot of the developing countries had their
financial crises
more than a decade ago and are now less vulnerable to shocks.
Not only did he erase his
debts from existence, he got so excited about his success that he wanted
more financial victories in his life.
Student loan holders also give a
more downbeat assessment of their personal
financial situation compared with their peers who don't have outstanding student
debt.
On the demand side it seems plausible that, as people get richer,
more of their income can be spent on
financial services, including
debt servicing, as proportionately less needs to be spent on necessities.
He was also forced to clean up other messes, including bad bets on U.S. subprime mortgages and structured
debt that cost the bank
more than $ 10.7 billion in writedowns from 2007 to 2009, the most of any Canadian lender during the
financial crisis.
But, at the same time,
more debt and higher asset prices may create vulnerabilities in the
financial system.
Those countries with less - developed institutions and
financial systems, limited policy credibility, greater foreign currency
debt and / or
more precarious economic situations are certainly
more exposed than others to external shocks.
On the flip side, if prolonged low interest rates encourage people to take on
more debt,
financial stability concerns grow.
I also know others who have broken marriages / relationships because of secret
debt,
financial infidelity, and
more.
The relationship between monetary policy and
financial stability may depend on the specific economic conditions in which we find ourselves.6 Moreover, the processes resulting in
financial cycles, with periods of unsustainable
debt buildup, occasional crises and periods of deleveraging, are not well captured by standard models.7 We have
more work to do before we can be fully confident about our conclusions.
Empirical research shows that a buildup of household
debt in the economy makes a
financial crisis
more probable, so we wanted to understand the costs and benefits of leaning against
financial imbalances through tighter monetary policy.
A company with negative working capital (
more liabilities than assets) is generally seen as being in
financial risk for increased
debt (which may lead to bankruptcy).
It did not disclose
financial details of that deal, though Reuters at the time reported that the company's previous majority owner, buyout firm Summit Partners, was seeking a valuation for the company of
more than $ 700 million, including
debt.
The
financial sector accordingly aims to shift taxes off its major customers (real estate and monopolies) so as to leave
more revenue «free» to be capitalized into bank loans and paid out as
debt service.
More than 40 million Americans currently owe nearly $ 1.5 trillion total in student loan
debt, and for many, the monthly payments on those loans create an insurmountable
financial burden.
«The reason this is so crucial is that excessive
debt will hold you back from virtually every other
financial goal you'd like to achieve, whether it's investing
more money, starting a business or just getting married without having so many bills hanging over your head,» said Khalfani - Cox.
Gradually, as the
financial system became
more «elastic,» each business recovery started from a larger
debt overhead relative to output.
Higher prices in the «real» economy may help maintain the circular
financial flow, by giving borrowers
more current income to pay their mortgages, student loans and other
debts.
That figure, which comes out to a combined 360 billion euros ($ 401 billion) in bad
debt, is
more than three times the bank loans that were bad in the U.S. on a percentage basis at the height of the
financial crisis.
In other words, people have to pay either so much
debt or they have to have forced saving, like pension fund saving, that the economy is shrunk for
financial reasons, for putting
more and
more of its money out of the real economy of goods and services into the
financial sector.
Some interesting stuff to note: watch how REITs (VNQ) become
more closely correlated with equities during the
financial crisis, how distant emerging market
debt (EMB) is from everything else, and the changing relationship between silver (SLV) and gold (GLD).