Sentences with phrase «more financial security in»

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Its backers are financial markets insiders who have become frustrated by the state of affairs today and want to see more competition in securities trading.

Leading RegTech specialist Harry Toukalas will be revealing how his firm's AI tool can predict misconduct in financial services.This ground - breaking technology developed in conjunction with MIT analyses email communication patterns and psycholinguistic analysis of email content to flag up issues such as mis - selling, cyber security and fraud.The Blackhall & Pearl tool already being used around the world by more than 40 organisations is eight times faster than other methods.

The survey, comprising 1,000 Americans aged 40 to 59, concluded that having more financial security was the No. 1 life change that respondents said would increase their overall happiness — exceeding, by far, alternative options like building stronger relationships, cultivating more meaning and purpose, and having more time in the day.

More from Investor Toolkit: Advisors turn to life coaches and counselors Retirees leave $ 100B in Social Security benefits on table Ring in 2018 with a new financial game plan

China is reportedly moving to avert a trade war, by speeding up the finalization of new rules that would let foreign financial groups take majority stakes in Chinese securities companies, and by offering to buy more semiconductors from the U.S. as opposed to South Korea and Taiwan.

Despite acrimonious relations between Russia and the United States in recent years, experts on cyber security in both countries say their law enforcement agencies and private firms had been working together more closely behind the scenes to fight financial fraud and other crimes committed online.

Financial Engines, a defined - contribution managed - account provider, estimates the average single retiree leaves more than $ 100,000 in lifetime benefits on the table by fumbling his or her Social Security choices.

Achieving financial security was more important to respondents than building stronger relationships, cultivating meaning and purpose, and having more time in the day.

A typical couple will receive more than $ 1 million in Social Security benefits over their lifetime, according to Christopher Jones, chief investment officer at Financial Engines, a provider of financial advice and asset maFinancial Engines, a provider of financial advice and asset mafinancial advice and asset management.

These developments in the pricing of bank securities suggest a risk of a more disorderly period ahead, given the critical role financials play both in the economy and in the historical experience with credit cycles.

With more retirees around the world responsible for their own financial security, the countries that ranked the best had policies in place to ensure access to individual or work - based savings programs, according to David Goodsell, who directs investor research for Natixis.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

More sophisticated — and more costly, at $ 13,000 and up for a software license — security tools such as Cloakware, Cyber-Ark, and e-DMZ Security can bar an employee from using the same password for, say, logging in to e-mail as for checking the company financiMore sophisticated — and more costly, at $ 13,000 and up for a software license — security tools such as Cloakware, Cyber-Ark, and e-DMZ Security can bar an employee from using the same password for, say, logging in to e-mail as for checking the company financimore costly, at $ 13,000 and up for a software license — security tools such as Cloakware, Cyber-Ark, and e-DMZ Security can bar an employee from using the same password for, say, logging in to e-mail as for checking the company finsecurity tools such as Cloakware, Cyber-Ark, and e-DMZ Security can bar an employee from using the same password for, say, logging in to e-mail as for checking the company finSecurity can bar an employee from using the same password for, say, logging in to e-mail as for checking the company financials.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

When people see banks browbeating the bond rating agencies and accounting firms to whitewash the quality of what they're pawning off on their customers, when they see bank lobbyists getting Washington to block state prosecutions of financial fraud so as to clear the way for more predatory lending and false packaging of the junk securities they're selling and to win the right not to reveal their true financial position, there's a good reason not to buy what's in these black boxes.

«Over half of all Americans are now invested in the securities markets, and that means financial knowledge is more important than ever if we are to help consumers understand the variety and complexity of their investment options.

According to Financial Engines research, seven out of ten current retirees say Social Security benefits are a major source of their retirement income, while the Social Security Administration says about one in four married couples — and nearly half of unmarried individuals — rely on Social Security for 90 % or more of their income.

The Financial Industry Regulation Authority («FINRA») and U.S. Securities and Exchange Commission («SEC») define day traders as traders that buy and sell a particular security in the same trading day four or more times in any consecutive five business day period.

There are a lot of fantastic reasons to start investing in real estate: financial freedom, family security, supplemental income, fulfilling the entrepreneurial spirit, escaping the nine to five and more.

It does not discuss all aspects of U.S. federal income taxation that may be relevant to particular holders in light of their particular circumstances or to holders subject to special rules under the Code (including, but not limited to, insurance companies, tax - exempt organizations, financial institutions, broker - dealers, partners in partnerships (or entities or arrangements treated as partnerships for U.S. federal income tax purposes) that hold HP Co. common stock, pass - through entities (or investors therein), traders in securities who elect to apply a mark - to - market method of accounting, stockholders who hold HP Co. common stock as part of a «hedge,» «straddle,» «conversion,» «synthetic security,» «integrated investment» or «constructive sale transaction,» individuals who receive HP Co. or Hewlett Packard Enterprise common stock upon the exercise of employee stock options or otherwise as compensation, holders who are liable for the alternative minimum tax or any holders who actually or constructively own 5 % or more of HP Co. common stock).

In October and November, venture capitalists concentrated more investments on financial services and infrastructure related initiatives such as tools for addressing price volatility, power efficiency and security.

You get analysts more interested in justifying higher price targets than in managing risk and preserving the long - term financial security of their clients.

«Boards that authorise share - repurchase initiatives at market prices below what the businesses are intrinsically worth per share (without foregoing investment in even more compelling growth opportunities and with due regard for the financial security of the remaining shareholders) are clearly putting the shareholder's interest high on the priority list» Frank Martin

Over the last six months, financial authorities in the US, Singapore, China, Switzerland and Germany have tightened their policies towards ICOs or issued warnings as tokens are more and more frequently categorized as securities.

In recent months, the yield on US corporate bonds, especially investment - grade securities, is a little more than 100 basis points compared to the yield on government debt, dropping within striking distance of the lows seen post the 2008 financial crisis.

More than one third of the future Social Security beneficiaries (ages 45 - 64) questioned in a recent AARP ® / Financial Planning Association ® (FPA ®) survey * expect their benefit to make up more than half of their retirement incMore than one third of the future Social Security beneficiaries (ages 45 - 64) questioned in a recent AARP ® / Financial Planning Association ® (FPA ®) survey * expect their benefit to make up more than half of their retirement incmore than half of their retirement income.

This incident, now one of the biggest cybercrimes the world has seen, highlighted vulnerabilities in the payment network within the global financial system, and led to more rigorous security measures and guidelines from central banks worldwide.

The following securities mentioned in the article were held by one or more accounts managed by U.S. Global Investors as of 12/31/2015: American Airlines Group Inc., Apple Inc., Ford Motor Co., MasterCard Inc., Microsoft Corp, Regions Financial Corp., Southwest Airlines Co., Tyson Foods Inc., Visa Inc., Vulcan Materials Co., Zions Bancorporation.

The Committee's sizable and still - increasing holdings of longer - term securities should maintain downward pressure on longer - term interest rates, support mortgage markets, and help to make broader financial conditions more accommodative, which in turn should promote a stronger economic recovery and help to ensure that inflation, over time, is at the rate most consistent with the Committee's dual mandate.

«The unit at the centre of JP Morgan Chase's $ 2 billion trading loss has built up positions totalling more than $ 100 billion in asset - backed securities and structured products - the complex, risky bonds at the centre of the financial crisis in 2008.

The common assumption is that some savings, in addition to Social Security and a less expensive lifestyle (no more kids in the house, no more commuting costs) will all add up to financial security in our sunseSecurity and a less expensive lifestyle (no more kids in the house, no more commuting costs) will all add up to financial security in our sunsesecurity in our sunset years.

Sumitomo Mitsui Financial Group and Daiwa Securities are studying a merger of their respective asset management units in a bid to become more competitive.

Read more in: General News, Opinion, Politics, Legal & Regulation Tagged kenneth bentsen, Securities Industry and Financial Markets Association, sifma

In his first year as LPL Financial's CEO, Dan Arnold earned $ 7.4 million, substantially more than the $ 5.4 million his predecessor earned in his last year in that position, according to the firm's proxy statement filed with the Securities and.In his first year as LPL Financial's CEO, Dan Arnold earned $ 7.4 million, substantially more than the $ 5.4 million his predecessor earned in his last year in that position, according to the firm's proxy statement filed with the Securities and.in his last year in that position, according to the firm's proxy statement filed with the Securities and.in that position, according to the firm's proxy statement filed with the Securities and...

Another proposal is to require the divorcing spouses and their children to share the wealth that has been accumulated during the marriage in accordance with predetermined guidelines, primarily in order to give the children more financial security.

Rather, both participate in a culture in which security, independence and financial success for the individual and the institution are more highly prized than the common good — both in its collective aspect and in the emphasis on nonmaterial goods.

Its not hard to understand my family's intentions that all they want for their kids is financial security and with the increasingly unserviceable costs of property in Sydney — being comfortable with your fiscal position has never been more important.

A wealthy woman gives you a sense of financial security in life... [Read More]

A young man is interested in an old lady because she has more experiences and financial security.

Information about the doctors surgery opening hours, appointments, online prescriptions, health information and much more Provides online business, financial and competitive information contained in corporate filings made by public companies with the United States Securities

Although corporations have far more financial resources to use against phishing and other cyberattacks, «it's the same threat that we face here in education,» says Eric Hoth, data security chief for North Carolina's Wake County Public School System.

In addition to the above, I am intrigued by looking at a combination of guaranteed issue whole - life insurance products, social security, and defined contribution plans to meet more of the financial needs of teachers while potentially taking some of the financial risk off of the state.

More information about factors that potentially could affect Amazon.com's financial results is included in Amazon.com's filings with the Securities and Exchange Commission, including its Annual Report on Form 10 - K for the year ended December 31, 2006, and all subsequent filings.

More information about factors that potentially could affect Amazon.com's financial results is included in Amazon.com's filings with the Securities and Exchange Commission, including its most recent Annual Report on Form 10 - K and subsequent filings.

In addition, while theoretically my sixty years have brought me wisdom, experience and the financial security that would give me an edge over younger authors, what I felt was just old as I read blogs by twenty - somethings who, with the boundless energy of youth, could put in longer days, were more comfortable with new technology, and didn't have to spend so darn much time keeping the body moving smoothlIn addition, while theoretically my sixty years have brought me wisdom, experience and the financial security that would give me an edge over younger authors, what I felt was just old as I read blogs by twenty - somethings who, with the boundless energy of youth, could put in longer days, were more comfortable with new technology, and didn't have to spend so darn much time keeping the body moving smoothlin longer days, were more comfortable with new technology, and didn't have to spend so darn much time keeping the body moving smoothly.

However, there's more freedom in financial security than in spending every penny for current gratification.

It also provides a financial security benefit that is generally tax - free for your children, so more of your money will stay in your family, instead of going toward taxes.

At the end of the day, working a bit harder in the name of financial security and relational bliss isn't a bad thing: your relationships with the people in your life will bring you far more joy than money.

And more and more of those with unpaid federal student debt are losing a portion of their Social Security benefits to the government, nearly 119,000 through September, compared with 60,000 for all of 2007 and 23,996 in 2001, according to the Treasury Department's Financial Management Service.