Sentences with phrase «more flexible income»

Home Ready is a conventional 3 % down mortgage loan with even more flexible income qualification guidelines.
The Federal Housing Administration insures home loans so banks can be more flexible in making loans with lower down payments and more flexible income requirements.
Pensions provide a guaranteed income, but good investors should have a higher & more flexible income in their RRSPs.
These loans usually have more flexible income and down payment requirements.
The Federal Housing Administration insures home loans so banks can be more flexible in making loans with lower down payments and more flexible income requirements.
A non-traditional refinance or a loan modification offered by the federal government or a lender has more flexible income and equity guidelines.
FHA loans are a good option for first - time borrowers who don't have a lot of funds available for a down payment or who need a loan with more flexible income requirements.

Not exact matches

Businesses in low - income communities are receiving cheaper, more flexible financing, thanks to a special tax credit program.
Self - employment is on a rapid rise in America as people look for more flexible working conditions, more control over their careers and supplemental income opportunities to weather economic uncertainty.
Qualification guidelines are less restrictive, so a VA - approved lender can be more flexible in evaluating criteria such as credit scores, bankruptcy or foreclosure waiting periods, and debt - to - income ratios
More flexible approaches to fixed income investing can make more sense, offering higher yield potential and meaningful diversification while at the same time seeking to reduce overall volatilMore flexible approaches to fixed income investing can make more sense, offering higher yield potential and meaningful diversification while at the same time seeking to reduce overall volatilmore sense, offering higher yield potential and meaningful diversification while at the same time seeking to reduce overall volatility.
Income requirements are more flexible than for conventional loans, so many new grads just starting out in their careers can benefit.
The lending industry has become more flexible in recent years, with regard to income and other criteria.
More mothers are going back to paid work, many more homes are dual - income households, and the increase in lone - parent families, rising divorce rates, the introduction of flexible working hours and greater awareness of fathers» rights brought about by the high - profile stunts of groups such as Fathers4Justice have contributed to a tectonic shift in attitudes towards family responsibilitMore mothers are going back to paid work, many more homes are dual - income households, and the increase in lone - parent families, rising divorce rates, the introduction of flexible working hours and greater awareness of fathers» rights brought about by the high - profile stunts of groups such as Fathers4Justice have contributed to a tectonic shift in attitudes towards family responsibilitmore homes are dual - income households, and the increase in lone - parent families, rising divorce rates, the introduction of flexible working hours and greater awareness of fathers» rights brought about by the high - profile stunts of groups such as Fathers4Justice have contributed to a tectonic shift in attitudes towards family responsibilities.
On the other hand any restrictions which are introduced will result in the relief being less flexible, more complex, and result in those providing short term accommodation at times of peak demand (e.g. during the Edinburgh Festival, Wimbledon etc) being more likely to have to declare taxable income.
Parents in low - poverty schools also tend to have a more flexible work schedule, which allows them greater time to give to the school community than low - income parents.
Improved assessment of incoming students and finer - tuned, more flexible pedagogy is already making a difference.
More flexible approaches to fixed income investing can make more sense, offering higher yield potential and meaningful diversification while at the same time seeking to reduce overall volatilMore flexible approaches to fixed income investing can make more sense, offering higher yield potential and meaningful diversification while at the same time seeking to reduce overall volatilmore sense, offering higher yield potential and meaningful diversification while at the same time seeking to reduce overall volatility.
The FHA loan program is designed to help middle - and low - income borrowers buy a home by allowing lower down - payments and more flexible qualification requirements.
More satisfying, flexible and less demanding positions provide a chance to get used to a new lifestyle and living on a fixed income.
This relatively high percentage helps close the gap that often exists between the federal poverty line and HUD's more flexible and location - sensitive income limits.
The latter generally have more flexible repayment options, such as state - based loan forgiveness programs and income - based repayment options.
Offering low down payment, flexible underwriting, and more lenient credit requirements, FHA loans assist first time and moderate income buyers with affordable home financing options.
These mortgage loans have more flexible lending requirements and allow you to use more of your monthly income toward housing costs.
FHA mortgages have flexible payment schedules and more inclusive definitions of monthly income, allowing more borrowers to thus qualify for an FHA loan.
And so this lengthening of maturities and lengthening of duration has caused these indices to be more interest rate sensitive and some cases, more interest rate sensitive than they've historically ever been, and so by being flexible and not using that as the basis for thinking about the risk of one's investments, what you can do is reduce the interest rate sensitivity of your fixed income portfolio.
Borrower's must show sufficient income to repay the loan and shouldn't have excessive debt, but the guidelines are usually more flexible than for conventional loans.
tax implication is tax free if it is more than one year.now i have parked tata treasury manager fund direct growth option and icici flexible income Direct growth.if investing in balanced funds (will fetch better tax free return) is better can i go far this balanced fund.
VA loans feature more flexible and forgiving credit and debt - to - income requirements than conventional and FHA financing.
It is available at banks and credit unions, but consumers with low incomes and credit scores, might have more luck through online firms that have more flexible qualifying standards.
«Active, flexible management of fixed income portfolios with the ability to adjust maturities and sector exposures to avoid taking risk, unless well - compensated for those risks in the form of more attractive yields, is most important for investors right now.»
Additionally, Roth IRAs have income limitations in order to qualify, but are more flexible regarding distribution and certain types of early withdrawal than Traditional IRAs.
While FHA is more flexible with its credit and income standards, HomeStyle ® is lenient on how you can use it.
Instead, consider investing on a more conservative basis (perhaps using a balanced portfolio — or even investing in a bond portfolio, like our Flexible Income portfolio).
«Fair and flexible premium pricing is a common sense solution to helping more lower - income American families stay in their homes and protecting the solvency of FHA.
PPF is some less income but more flexible.
Because top performing funds may also be more volatile, the Flexible Income also carefully considers a fund's potential risks.
I've built up the dividend income to a sizable passive cash flow stream, which allows me to be a bit more flexible in terms of what I take on.
With the FHA One - Time Close Loan, homebuyers can also take advantage of the agency's lenient qualifications, such as easy credit qualifying for scores, more flexible guidelines for homebuyers» work histories, small escrow reserve requirements, and debt - to - income ratios up to 50 percent.
If you have a low income, it is well worth your while to research these loan programs, which can be more flexible on sources of income requirements.
These smaller institutions tend to have more flexible credit and income requirements for new and small businesses, particularly local businesses.
Most importantly, 100 % of the money raised will go directly towards providing flexible workspaces, stipends for incoming residents, honoraria for visiting curators, and support for resident exhibitions, talks and open studios, and much more!
If one of you makes markedly more each year than the other, you could also opt to let him or her take care of bill paying solo and let the spouse with the smaller income take care of his / her personal debts or more flexible monthly expenses such as groceries and entertainment.
The value of the policy If you choose universal life, you may want to focus on using the flexible premium option to pay more than the amount of the monthly policy charges so the policy grows — this is particularly true as you receive additional income.
However HDFC Click 2 Protect 3D Plus comes with 9 different options on features like extra life income option, income option, income replacement option etc., which makes it as more flexible feature plan compared to SBI Life Poorna Suraksha Insurance Plan.
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If you can take the financial hit from losing a portion of the parents» combined income and still be a viable bill - paying team, then your options about primary care - givers are much more flexible.
Expect to be earning $ 40,000 to $ 45,000 in year 1, $ 50,000 to 60,000 in year two and $ 80,000 to $ 120,000 in year three * Training plan includes Induction training, 12 - month development pathway, mentoring scheme, Leadership development, internal and external qualifications * Career progression: Recruitment Consultant > Senior > Principal > Team Lead > Manager > Director * Incentives - bottles of fizz, team nights out, additional annual leave, experience days, social events, award ceremonies, holidays abroad (Rome, USA, South Africa, Amsterdam, Barcelona), Michelin Star lunches with MD & Directors and much more * Flexible benefits scheme with components including car allowance, life assurance, share option scheme, income protection, contributory pension, private medical and dental cover * An adult and enjoyable working environment & culture where you will work with likeminded people and make true friendships * A market leading platform & prestigious brand with huge financial backing * Work with the best clients in the UK.
Expect to be earning # 35,000 to # 45,000 in year 1, # 45,000 to # 55,000 in year two and # 75,000 + in year three * # 5000 end of year bonus for being on target * Training plan includes Induction training, 12 - month development pathway, mentoring scheme, Leadership development, internal and external qualifications * Career progression: Recruitment Consultant > Senior > Principal > Team Lead > Manager > Director * Incentives - bottles of fizz, team nights out, additional annual leave, experience days, social events, award ceremonies, holidays abroad (Rome, USA, South Africa, Amsterdam, Barcelona), Michelin Star lunches with MD & Directors and much more * Flexible benefits scheme with components including car allowance, life assurance, share option scheme, income protection, contributory pension, private medical and dental cover * An adult and enjoyable working environment & culture where you will work with likeminded people and make true friendships * A market leading platform & prestigious brand with huge financial backing * Work with the best clients in the UK.
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