Sentences with phrase «more flexible loan»

You may also get better interest rates and more flexible loan terms because the banker knows you're a viable loan prospect based on past deals.
These small balance lenders offer the same competitive rates as banks and are generally more borrower - friendly, with more flexible loan terms and a willingness to negotiate — all of which is critically important for commercial real estate entrepreneurs.
That's good news for borrowers in search of more flexible loan terms and lower fees, but loan approval committees have their hands full these days trying to balance flexibility with prudence.
Because small businesses are considered higher risk than their larger cousins, the SBA loan guarantee helps banks offer more flexible loan terms, meaning borrowers can be approved even if they have fewer assets than what would be required with a traditional term loan at the bank.
A subsidiary of Goldman Sachs, Marcus is a better choice for fee - conscious borrowers or those looking for more flexible loan terms.
FHA - approved lenders impose fewer bad credit «add - ons», and they offer more flexible loan to value ratios and smaller down payment requirements.
There is also legislation pending that will allow the FHA to adapt its loan ceilings and develop more flexible loan products for today's market.
Financial institutions continue to compete aggressively for housing loans and there is a steady stream of innovative and more flexible loan products being introduced to the market.
Because small businesses are considered higher risk than their larger cousins, the SBA loan guarantee helps banks offer more flexible loan terms, meaning borrowers can be approved even if they have fewer assets than what would be required with a traditional term loan at the bank.
One of those loans is the Direct Stafford Loan, one of the more flexible loans offered by the Department of Education, and also the most popular, according to our student debt statistics.

Not exact matches

Online lenders may offer flexible loan amounts that are more suited to the needs of startups, rather than the large, long - term loans preferred by banks these days.
To date, the company has borrowed more than $ 35,000, taking advantage of the flexible terms and the fast loan distribution.
There may be subsidized microlenders in your state that offer more flexible terms; since they're small, they may not have a website or web - based loan application form, however, and may be hard to find.
For borrowers, this can mean lower and more flexible credit requirements to qualify for student loan refinancing.
Avant's unsecured loans are comparatively more expensive and less flexible, starting at 9.95 % and maxing out at $ 35,000.
And while federal loans come with their own set of challenges and risks, all 1.37 million private loan borrowers are often subject to fewer protections and less flexible repayment plans than those offered under federal loan agreements.Less accommodating repayment options and more rigid terms can quickly lead to private student loan defaults, which is a dangerous financial place to be.
The federal loans have more flexible repayment options and harsher penalties for default.
Some families turn to private education loans when the federal loans don't provide enough money or when they need more flexible repayment options.
Still, repayment terms are usually a bit more flexible than with a payday loan.
Many home equity loans and HELOCs have flexible loan terms (agreed on with lenders), so lenders are reluctant to let you borrow more than they think you can handle.
Becoming a business loan broker is more flexible than becoming a traditional bank loan broker, which is a very rigid job role that is restricted to only a few lending products.
But, as compared to other loan programs, VA loan guidelines tend to be more flexible.
For example, federal student loans typically offer more borrower protections and flexible repayment options compared to private loans, said Mark Kantrowitz, publisher of PrivateStudentLoans.guru.
Many times, credit unions are more flexible than banks when it comes to qualifying for personal loans, especially if your credit is poor.
These government - backed loans allow qualified buyers refinance a home with more flexible credit requirements.
FHA loans are a good option for first - time borrowers who don't have a lot of funds available for a down payment or who need a loan with more flexible income requirements.
These mortgages are insured by the government and offer more flexible lending guidelines than conventional loans.
Income requirements are more flexible than for conventional loans, so many new grads just starting out in their careers can benefit.
Transferring balances to a new card with a 0 % APR introductory rate could be a cheaper and more flexible option than a personal loan.
Individual lenders might be able to take on a little more risk, so credit requirements for peer - to - peer loans are usually more flexible.
Regional banks may be more flexible than large banks on small loan requests.
A better bet than Solyndra with CIGS technology may not be cylinders but rather more flexible arrangements, like a solar carpet being developed by Solopower with another DoE loan guarantee or PV shingles, such as those developed by Dow.
The Bureau Credit Program's secured (direct) loans, loan guarantees, and standby lines of credit [16] may offer more flexible repayment terms and more favorable interest rates compared to other lenders.
On sale now at Mercedes - Benz van dealerships, the Sprinter Worker offers multiple loan and flexible lease options to make it more accessible to the plumbers, electricians, and other contractors that this value - oriented van is targeted toward.
What Are Government Student Loans?Government student loans are loans offered to those who are pursuing a college education.These loans typically have lower interest rates and more flexible... [Read more...] about Don't Miss These Posts On US Student Loan Center...
Federal loans are preferable because they usually come with lower interest rates and more flexible repayment programs.
Unlike some other home equity loans that only let you borrow a fixed amount of money for a fixed term, a HELOC offers more flexible spending options and you may be able to «renew» it for future needs.
The FHA loan program is designed to help middle - and low - income borrowers buy a home by allowing lower down - payments and more flexible qualification requirements.
Although this type of loan mostly depends on one's credit ratings, it is far more flexible as compared to a federal loan.
Instead, if you seek your loan first, you can close on the motorcycle loan deal that offers more benefits in terms of low rate, high loan amount and flexible repayment and then, with your loan already approved, you can contact dealerships to find a motorcycle within your reach at a better price because with the money at hand you can negotiate better terms on the purchase too.
Federal loans are also more flexible, such that you can get away with delays in payment much more easily than with other types of loans.
Learn more about the people who are taking advantage of our simple business model and flexible ownership opportunities to take charge of their futures with an American Title Loan franchise.
VA loans also tend to have more flexible and forgiving requirements.
SBA loans have more flexible criteria than conventional loans offering easier qualification and lower down payments for new asset purchases, start - ups or expansion, even export.
Federal loans will have to be paid back, with interest, but usually offer borrowers lower interest rates and more flexible terms.
HomeReady loans reduce the typical down payment and mortgage insurance requirements, but they're also more flexible about allowing contributions from other people.
With a HARP loan this 45 % number is basically thrown out the window and the Automated Underwriting Systems are much more flexible with their approvals.
Rather, it is a matter of clearing debts quickly by buying out the balances with a more affordable loan at a more flexible repayment structure.
While student loans have advantages over other types of debt, such as lower interest rates, longer deferment periods and more flexible repayment policies, they can be tough to pay off while you're making the transition to the work force, buying a house and building a family.
Between the poor profits, the greater risk, the apparent public preference for more flexible products and the general lack of enthusiasm means that loans that are unsecured come some way down the pecking order.
a b c d e f g h i j k l m n o p q r s t u v w x y z