Sentences with phrase «more in certain years»

Premiums are flexible, as you can pay more in certain years to drive up the cash value, and pay less in other years using the cash value to meet the minimums.

Not exact matches

One thing's certain: many more of this year's CEOs plan to delegate than their counterparts in years past.
«With a record year of mega-cap deals in 2015, certain sectors have become meaningfully more concentrated,» the Goldman note said.
After testing thousands of products in the last 16 years as a journalist, it has become more about asking certain questions: Does this really change how I work?
«American business — and consequently a basket of stocks — is virtually certain to be worth far more in the years ahead.»
Mr. Pruitt's office has apparently acknowledged 3,000 emails and other documents reflecting communications with certain oil and gas companies, but has yet to make any of these available in response to a Freedom of Information Act request filed more than two years ago.
In talks with fund officials over the past year, Goldman executives presented an analysis of the fund's allocations based on publicly available data and suggested areas it could improve, such as where to spend the risk budget and whether to be more active or passive in certain portfolios, said the comptroller staffers, who spoke on the condition they not be nameIn talks with fund officials over the past year, Goldman executives presented an analysis of the fund's allocations based on publicly available data and suggested areas it could improve, such as where to spend the risk budget and whether to be more active or passive in certain portfolios, said the comptroller staffers, who spoke on the condition they not be namein certain portfolios, said the comptroller staffers, who spoke on the condition they not be named.
In the past year, content marketing has become a race to post more content, often in order to up the chances that customers find a certain brand firsIn the past year, content marketing has become a race to post more content, often in order to up the chances that customers find a certain brand firsin order to up the chances that customers find a certain brand first.
The passive language used here is all the more disingenuous given that Google made a conscious choice in recent years to start endorsing certain search results over others.
Subject to certain anti-dilution and other adjustments, no participant may be granted in any calendar year (i) stock options or stock appreciation rights covering more than 14,000,000 shares; or (ii) awards other than stock options or stock appreciation rights covering more than 4,000,000 shares.
Provided, however, that an incentive stock option held by a participant who owns more than 10 % of the total combined voting power of all classes of our stock, or of certain of our parent or subsidiary corporations, may not have a term in excess of five years and must have an exercise price of at least 110 % of the fair market value of our common stock on the grant date.
In the past three years, the US steel industry has brought more than a dozen such cases to the Commerce Department and the US Trade Commission — some leading to tariffs of more than 500 percent on certain Chinese steel products used to make cars and appliances.
In our new Apartment List analysis, we concluded that Amazon will increase rents in any metro it chooses for its HQ2, but certain metros are more sensitive to its impacts than others, with rents expected to rise an additional 0.3 percent to 2 percent a year in cities across the countrIn our new Apartment List analysis, we concluded that Amazon will increase rents in any metro it chooses for its HQ2, but certain metros are more sensitive to its impacts than others, with rents expected to rise an additional 0.3 percent to 2 percent a year in cities across the countrin any metro it chooses for its HQ2, but certain metros are more sensitive to its impacts than others, with rents expected to rise an additional 0.3 percent to 2 percent a year in cities across the countrin cities across the country.
You could target your existing customers who work in a specific job function, make XX amount of money per year, and live in a certain ZIP code with a higher value product offer, if those insights told you these people are more apt to be your affluent customers.
In general terms, an ownership change results from a cumulative change in the equity ownership of certain stockholders by more than 50 percentage points over a three - year perioIn general terms, an ownership change results from a cumulative change in the equity ownership of certain stockholders by more than 50 percentage points over a three - year perioin the equity ownership of certain stockholders by more than 50 percentage points over a three - year period.
For example, an investor that ponders the probability that a company will report a certain earnings growth rate over a five - or ten - year period is much more apt to ride out short - term fluctuations in the share price.
You'll need to have the stomach to tough out bear markets, where your shares may halve in value or more — over the average 25 - year life of a mortgage, you're certain to see two or three stock market scares.
Buffett adds that, «American business — and consequently a basket of stocks — is virtually certain to be worth far more in the years ahead.
The top executive hinted that in a few years, certain cities are more likely to see the vehicle on their streets.
Although the federal government approved QLACs for sale in certain qualified plans only one year ago, there are already more than 10 carriers offering the products.
When it comes down to it, in a stock market that is feeling more uncertain and volatile than it has in several years, and when income vehicles are priced at a premium, there's a certain wisdom (or at least well - studied prudence) in considering a slightly lower dividend in exchange for the potential for greater stability and long - term return.
One thing is certain and proven... no matter what creed we utter, create, or claim to believe... more people over the centuries (including the 200 years of NT historians and theologians studies you lean upon) will remember... seek, find, and trust in a risen Jesus (the illiterate peasant carpenter) than will ever know you and I... let alone sing our praises.
Attempts to «green» industrial societies are now more than two hundred years old, many at a certain scale successful, but the environmentalist politics in which we are immersed today have their origins in the 1960s.
In more recent years under the stimulus of Whitehead's thought and the constructive work of Charles Hartshorne, certain theologians have been developing «process theology» as a systematic theological outlook.
I would try to gently point out that I had 32 more years of experience in the word than she, & shed a tear for the trials I knew she soon would face... beginning the journey to become less certain of WHAT I know & fare more certain of WHO I know.
The reason children require a number of years to develop mastery of certain basic concepts, according to some child psychologists, is not that they are slow in learning the words — they actually know the words quite early — but that they have to start experiencing the world in a new, more simplified way that corresponds with the classifications suggested by these words.4 For example, young children may know the words spoon, teaspoon, silver, knife, and metal but find it difficult for several years to apply them appropriately to objects in their environment, the reason being partly that these words form multiple and overlapping classifications.
This... improved condition, which true enough has come about with the years, he now in despair regards as a good, he readily assures himself (and in a certain satirical sense there is nothing more sure) that it now never could occur to him to despair — no, he has assured himself against this, yet he is in despair, spiritually in despair.
When I examine my own feelings of self - worth and self - acceptance I attribute them to a variety of factors: family and friends, times of success, times of suffering (which have probably been more important than times of success in this regard), introspection, and simply living through a certain number of years and experiences.
The arguments against evolution have been so explicitly and thoroughly expounded in the Catholic theology of the last eighty years, that it is not to be expected that later on they will become even more evident, in relation to the Church's awareness of what she believes, than they are now, and so become capable of providing new and certain grounds for rejecting the theory of evolution of a kind that have been declared to be not yet at present available.
It was not until somewhere between eight to five thousand years ago that this tribal existence gradually gave way in certain regions to broader and more complex social arrangements that eventually led to the great civilizations, nations and cultures of more recent times.
Certain things in the teen years have even more of a mind of their own than they do when they... make grown men make foolish choices...
Although one could argue that we are wrong in subtracting certain things or in using the values we do at various points, and so claim that economic welfare has in fact not declined in recent years, it would be equally possible to reintroduce leisure into our calculations and end up with figures indicating a more drastic decline.
The issue has only become more urgent since then, with groups such as the Southern Baptist Convention's Ethics and Religious Liberty Commission (ERLC) lobbying this year for the First Amendment Defense Act, which «prevents the federal government from punishing an individual or faith - based business because they can not in good conscience accommodate same - sex marriage in certain situations.»
For though there is more to be learned about origins, which may do much to fill in the great gaps in our knowledge, and which may necessitate further radical revision in understanding, one thing is certain, and that is that the popular and simple view of origins which obtained among Christians until a hundred years ago has gone for ever.
Anticlerical demonstrations were not unknown and a certain anticlerical rhetoric was common to the more radical liberal politicians.22 A heritage of ill will was created in the first fifty years of the new nation whose full effects would not be evident until the Fascist period when the church, which on every conceivable ideological ground was antithetical to fascism, nonetheless found in it, at least at first, an ally, on the principle that an enemy of my enemy is my friend.
You know that I am descended from the most Christian emperors of the German nation, from the Catholic kings of Spain, the Archdukes of Austria and the dukes of Burgundy... After death they left us by natural right and heritage these holy Catholic observances, to live according to them and to die according to their example... I am determined to support everything that these predecessors and I myself have kept... It is certain that a single friar errs in his opinion which is against all of Christendom and according to which all of Christianity will be and will always have been in error both in the past thousand years and even more in the present... I am absolutely determined to stake on this cause my kingdoms and seignories, my friends, my body and blood, my life and soul.
Take note of three that are growing in recognition and popularity: Greek tzatziki, Chinese plum sauce and Indian chutney have all moved up for certain entrées, indicating that they are more common today than they were a few years ago.
For the last few years, I've become more engrossed in studying my body and how it reacts to certain foods.
Beyond the still present impact of the Great Recession and the related drop in overall spending, certain food categories are struggling to maintain sales, with some seeing year - over-year declines of 3 percent to 5 percent or more.
At Dr Pepper Snapple Group, our unmatched portfolio is a flavor powerhouse packed with well - loved brands that have been in people's lives for hundreds of years, and we are certain they will have a place for many more.
These stills have been in place since the distillery was built more than 100 years ago, and they bring a certain amount of «magic» to the process.
this club, under his tutelage, has ruffled a lot of feathers over the years and now it's coming home to roost... his arrogance has rubbed many the wrong way, but winning provided the perfect tonic to cure all ills... whether largely self - created or a byproduct of all the media attention, Wenger seemed to embrace his cult - like status, which would eventually be his downfall... he claimed that his club was different... more of an extended family than a footballing club and only those with what he deemed as «special» qualities could even hope to join such an exclusive club... these «qualities» were hailed by most, especially as the wins kept rolling in... but with exclusivity comes a certain amount of cockiness, which can be somewhat healthy in a highly competitive environment if it comes from a honest place... it wouldn't take long for the fans to embrace their bespectacled former economics professor, going so far as to suggest he could do no wrong... but this fairy tale couldn't last forever
There is one more year on Wenger's contract at the end of this season, so it is certain that he will complete the 20 years in charge at least (barring an act of God).
I think only barca real or Bayern can tempt those players away from leicester, they would give at least a year to the club, but season after that they will move onto other club depending on their form next season.As for arsenal transfer i wouldn't want to listen to rumours as most of the times these rumours are just utter garbage.i want a certain rumour about Wolfsburg signing giroud to be true.Anyways if our idiotic manager has some sense left in him after an embarrassing season he should get a premium striker which the club needed for past 4 years.He need to put his ego aside and his old philosophy of waiting for players to develop.We need already established players in every department of our team.Penny pinching has cost us just pay the damn money get the players.I get the feeling next season is going to be harder and we have less chance of winning cause man city have had 2 seasons without premier league and guardiola is gonna bring more quality and hunger to that team.
There appears to be a certain amount of realism to these targets which may seem more likely to occur than any «big - name» signings who may wait to see how the club progresses over the next six months to a year before taking the perceived gamble of a move to a club who is very much now in a period of transition.
i have stop thinking about who will be selected as the new forward or CB, i am more pissed off on some players who have took arsenal for granted, a manager who had put too much fate in them over the last years, a manager who have left the team short of quality in certain areas, in the hope that his prodigies will fill in nicely, which on the contrary does not happen and leave us wanting in the last months of the season.
Let's face it goalkeepers tend to march to the beat of a different drum and Szczesny certainly fell into that category, but most of his antics were relatively harmless and simply reflected a certain level of immaturity that isn't uncommon for someone thrust into the limelight at such a young age... lord knows we've seen that happen with numerous players throughout the years and very few were ever banished for such behaviour... the only on - field action that drove me crazy was his inability to take a deep breath and not try to rush the play with an ill - timed throw at certain points in the game when common sense suggested holding the ball and slowing things down... the fact that he continued to do this probably had a lot to do with the glaring lack of coaching time spent with the goalkeepers... ultimately he made the fateful decision to take his frustrations out into the public sphere and paid dearly for it... in the end, his services were wanted by several of the best Italian squads, which is significant considering the historical importance placed on the defensive side of the ball in Serie A... all I know is that if someone asked me to pick the most athletically gifted goalkeeper we have had in our squad since the arrival of Wenger, without hesitation, he would be my pick and for that reason his departure is more than a little disappointing... what else is new though
but it wont be to long before we are over the # 200 million mark in cash reserves net wise (not gross) with the new t.v deal coming in and our gross debt is around the # 220 million mark so not far off at all in fact, so maybe two more years then we will defo have more cash than debt for certain.
Football like life is uncertain... What is certain however is that following the same failed strategy year after year and expecting a different result is a sign of ineptitude if not madness... Our best 11 ain't up to it largely because it doesn't threaten and unthreatened teams also mean there is more pressure on our defence as well... So a bit of tinkering in the middle of park ain't going to deliver titles that is for sure... Draxler plus a mobile striker is needed... So unless the idiote grenouille is willing to shelve out 80m can kiss titles goodbye now... He can recover 30 - 40m with obvious sales of mediocre attacking options so not too onerous but at this rate it's déjà vu all over again
there is no doubting that Arsene has helped to provide us with some incredible footballing moments in the formative years of his managerial career at Arsenal, but that certainly doesn't and shouldn't mean that he has earned the right to decide when and how he should leave this club... there have been numerous managers at each of the biggest clubs in Europe throughout the last decade who have waged far more successful campaigns than ours yet somehow and someway each were given their walking papers because they failed to meet the standards laid out by the hierarchy of their respective clubs... of course that doesn't mean that clubs should simply follow the lead of others, especially if clubs of note have become too reactionary when it comes to issues of termination, for whatever reasons, but there should be some logical discourse when it comes to the setting of parameters for a changing of the guard... in the case of Arsenal, this sort of discourse was largely stifled when the higher - ups devised their sinister plan on the eve of our move to the Emirates... by giving Wenger a free pass due to supposed financial constraints he, unwittingly or not, set the bar too low... it reminds me of a landlord who says he will only rent to «professional people» to maintain a certain standard then does a complete about face when the market is lean and vacancies are up... for those who rented under the original mandate they of course feel cheated but there is little they can do, except move on, especially if the landlord clearly cares more about profitability than keeping their word... unfortunately for the lifelong fans of a football club it's not so easy to switch allegiances and frankly why should they, in most cases we have been around far longer than them... so how does one deal with such an untenable situation... do you simply shut - up and hope for the best, do you place the best interests of those with only self - serving agendas above the collective and pray that karma eventually catches up with them, do you run away with your tail between your legs and only return when things have ultimately changed, do you keep trying to find silver linings to justify your very existence, do you lower your expectations by convincing yourself it could be worse or do you stand up for what you believe in by holding people accountable for their actions, especially when every fiber of your being tells you that something is rotten in the state of Denmark
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