Sentences with phrase «more life insurance if»

In addition to that, you can acquire more life insurance if you owe money to creditors for a mortgage, student or business loans.

Not exact matches

Through employer plans, employees can access group discounts on life and disability insurance that can make it more affordable than if they'd pursued these options on their own.

If you need life insurance, the longer you delay, the more you'll pay — essentially, because your risk of dying increases with age.

I had a steady paycheck (even if it was small), free health insurance, dental, housing (single Marine barracks life), and chow... yet I was convinced that the grass on the other side was greener and more well - manicured than the base general's lawn.

You will also need the more costly cash value policy if you purchase life insurance for the purpose of leaving a charitable legacy, Simmonds said.

They if anything, the insurance policy for the secondary home might be cheaper with a family member living there instead of sitting empty (which is considered more high risk).

Mutual life insurance companies are owned by their policyholders so, if the insurer brings in more money than is spent, the profits are distributed as dividends.

If you're moderately healthy, no medical exam life insurance quotes will consistently be more expensive than fully underwritten quotes for the same amount of coverage.

And if the fiscal problem becomes unstable — more deficit to finance than security markets will allow, the Fed will obey its political masters and finance the deficit by a hyper - inflation, or hyper - tax, as a burgeoning inflation simply taxes all fixed dollar wealth — bonds, dollars, life insurance values, etc. — by the rate of price level increase.

One of the key differences to understand is that while you can purchase much more term life insurance than permanent insurance for your money, if you don't die during the term, your favorite charity won't receive any death benefit.

But, if you look at insurance more as an investment option and you can afford to the pay the long term premiums, whole life insurance is ideal for you.

If this is indeed the case, permanent life insurance could be more affordable for the individual.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

These policies all generally have a cash value component, which is essentially the surrender value of the policy (if you give it up before its maturity or your death), and is the primary reason permanent life insurance policies are more expensive than term policies.

If you're feeling unsure about making an annuity selection on your own or if you need more information and personal guidance, speak with a qualified financial advisor or life insurance representativIf you're feeling unsure about making an annuity selection on your own or if you need more information and personal guidance, speak with a qualified financial advisor or life insurance representativif you need more information and personal guidance, speak with a qualified financial advisor or life insurance representative.

However, because the premiums for term insurance become more expensive as you get older, cash value insurance, which has level premiums, may be the more economical option if you want coverage throughout your life.

I don't think it's so much about the levites being paid for their service it's about us doing what's right toward Pastors that must feed and tend to the flock of GOD if GOD has called them.JESUS even said in luke 10:7 that the laborers are worthy of their wages.In luke 8 1 - 4 it's says even JESUS HIMSELF recieved financial support from the women who ministered to him with their possessions.Now most people today would say he should have been ashamed of taking money from those poor women but JESUS accepted their support and they was blessed for sowing onto the LORD»S work.1 Corinthains 9:1 - 15 says dint muzzle the ox while it tread out the grain was GOD talking about oxes no he was talking about those who labor in the ministry.Who goes to war at their own expense.Or who goes to war but pay for their clothes, guns, etc.No one because the goverment if that country provide these things because of the soilders service.Who plants a vineyard and don't eat from it.Who tends a flock and don't drink the milk of it.I think it's just spiritual sense to support a pastor that's teaching you the word, casting out devils, laying hands and healing is manifesting in people lived, going to hospitails, prisons, and house calls to pray for the sick and shut in, going to graduations and funnerals, praying and fasting for himself and the flock.I think a person who think a pastor shouldn't be paid for their service either don't know they need to be paid and need to be taught or they are demonic in their thinking and either hate GOD, PASTORS, AND GOD»S PEOPLE.Why do nt you hear people saying anything against the dope dealers, strip clubs, dope houses, liquor stores, etc.It's only when people give into the LORD»S work that evil minded or misinformed people have a problem with it.No sir we don't have to use the old testament to show that we should support out pastors.You don't use the law, love tells me to support the pastor.Under the new testament LOVE is the greatest of all.Love for GOD and man.If GOD asked for 10 percent under the law to support the levites who didn't have all the responsibilities of Pastor today.Church rent, gas for vans of thd church, insurance fir the church and church vehicles, feeding and clothing the poor, light, gas, and water bill, mantience on the church or vehicles, not to mention the Pastor own house, cars, children, insurance, etc.If would be foolish for one to think that a pastor should take care if his house and GODS HOUSE without people supporting the work of the KINGDOM OF GOD.If we love GOD we are going to support HIS KINGDOM and HIS PASTOR.If under the law GOD asked for 10 percent how much should we give under the LOVE COVENANT?Example I love my wife and if I had 300 dollars I would surley give her more that 10 percent which would be 30 dollars because I love her.The law says you must give LOVE says I chose to give because I love GOD and man.Again we don't have to use the law just love and spiritual sense because hate and a carnal senses will not understand.Now I have given you scriptures please do the same when you respond not your opinion.Please respond right away I await your answer.GOD BLESS.

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

You won't pay more if you live in a high - insurance - rate state or city, but you also won't get a discount for living in a low - insurance - cost area.

No medical exam life insurance policies are always much more expensive than fully underwritten coverage, so we don't recommend them if you have pre-existing medical conditions that would preclude you from passing a medical exam.

Decreasing term life insurance may be more appropriate if you're in the process of paying back loans and want coverage to make sure these wouldn't be transferred to your dependents.

If you're moderately healthy, no medical exam life insurance quotes will consistently be more expensive than fully underwritten quotes for the same amount of coverage.

If your general health is good, you're more likely to find affordable life insurance options.

If you surrender a life insurance policy for cash, you must include in income any proceeds that are more than the cost of the life insurance policy.

More frequently available options include additional protection for valuables, such as jewelry and furs, umbrella insurance, coverage for living expenses if your home is uninhabitable, and insurance for natural disasters, such as earthquakes.

If your death will result in financial consequences to one or more people (i.e. spouse, children, business partners, etc) that you consider unacceptable, then you should probably purchase life insurance.

Find out if term or permanent life insurance suits your needs for more optimal financial security.

If you're healthy, have a good job or business and still expect decades more of life, the best insurance against unexpected financial setbacks is my three - word mantra of «just keep working.»

You can't be denied a mortgage if you refuse mortgage insurance, and in most cases, getting term life or regular life insurance is cheaper, easier and more flexible.

And you will pay more interest over the life of your loan if you finance your FHA mortgage insurance premium and / or refinance costs than if you pay them in cash.

If you've ever done a quick search on Google to compare life insurance quotes, you'll know that many of the top results may render more marketing copy than informative results.

If you're very healthy, and there's little risk that the life insurance company will have to pay the death benefit, you'll get more affordable rates.

If you regularly engage in dangerous activities, an insurance company could charge you more for your term life insurance policy.

What is much more common, is when people come across a wonderful new annuity or permanent life insurance product, and then says «I wonder if I could replace my existing life insurance policy with a new one?»

Thus, term insurance may actually cost you more if you want long - term coverage, since you will need to purchase a series of increasingly expensive policies to maintain coverage throughout your life.

If you aren't sure if guaranteed issue life insurance is the best choice for you or want more information, contact us here at Quotacy and we can help yoIf you aren't sure if guaranteed issue life insurance is the best choice for you or want more information, contact us here at Quotacy and we can help yoif guaranteed issue life insurance is the best choice for you or want more information, contact us here at Quotacy and we can help you.

People often wonder if it makes sense to get cash value life insurance because it costs more than term life.

If you can afford to pay a little more for your coverage, you can lock in a rate on a permanent life insurance policy, such as whole life or universal life.

But if Mr. Fisher wants to write about life insurance products more, maybe he would like to get a life actuary on staff, or at least someone with the LOMA credential.

If you are more comfortable having access to live people when dealing with an insurance agency, Haven Life is a great choice.

For that reason, you are much more likely to be accepted for a debt consolidation loan if you've put up a significant asset, such as a retirement fund, a vehicle, life insurance policy, or your home.

If you are a savvy investor and comfortable with risk, it may make more sense to buy the term policy and invest the difference that you would pay for return of premium life insurance on your own.

If you are over 50 and looking for life insurance, it may be best to research whether a term or whole policy is more economical and more practical for you as a senior.

But, if you didn't have any income, you would still want to have health insurance, so I find that including health insurance under living expenses is more convenient for calculating the «Total Living Expenses» used by the BLR living expenses is more convenient for calculating the «Total Living Expenses» used by the BLR Living Expenses» used by the BLR ratio.

If you went the life insurance route and you paid for all of your family members» premiums it would add up to more than either of these amounts anyhow.

It is important to remember though that even if you live in a more expensive neighborhood, you can still find a great deal by comparing car insurance quotes.

You may never need another drop of help from creditor or a bank but if you maintain a low credit score, you can expect to pay more for insurance, you may find it difficult to get a job offer, and you may even be refused a place to live if you rent.

Windstorm insurance is a good consideration in Texas if you live near the coast, as most homeowners insurance policies exclude coverage... Read More

This means that if Northwestern Mutual collects more money in a particular year than is spent, the company issues a dividend to this with permanent life insurance policies.

If you fund the contract with more premium than is necessary to keep the policy in force over any seven - year period, the life insurance policy fails the seven - pay test.