Sentences with phrase «more life insurance than»

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That way, you won't be paying for more life insurance than you actually need.

They fit the mold for middle income America and never had any more life insurance than they did when he died.

Only 62 percent of adults say they have life insurance, and 80 percent believe they should have more life insurance than they currently carry.

That way, you won't pay for more life insurance than you need, and you'll get as much as is necessary to properly protect your family.

Don't Buy More Life Insurance Than You Need — Use a life insurance calculator to determine your actual life needs.

Second, you'll need to disclose your existing life insurance policy when you apply so the insurer can make sure you aren't buying more life insurance than you need (or is legally allowed).

You may need more life insurance than someone in a two - parent household, even if you receive child support.

For instance, a father with a young family and a mortgage may need more life insurance than a single individual.

If you have more life insurance than you need, you'll be paying higher premiums than necessary.

I'm basically buying more life insurance than I need.»

If you need more life insurance than that, you'll have to purchase two plans or apply for a traditional plan.

If you need more life insurance than most companies offer, Principal is going to be one of the few available options for you.

On the other hand, if you need more life insurance than is provided as basic group coverage and have had trouble being approved for an individual policy, you should purchase supplemental life insurance.

As such, many people buy a little more life insurance than they need.

As a general rule stay at home parents may not be permitted to buy MORE life insurance than the working spouse.

In other words the working Mom needs to have more life insurance than the non working Dad.

Now, we are not suggesting that you purchase more life insurance than you need.

If you need more life insurance than that, you'll have to buy more than one plan.

Don't buy any more life insurance than you have to, and by the same token make sure you buy as much as you need!

We recommend you not invest in any more life insurance than you need for student loan debts; you can always add more life insurance later as your financial needs grow.

If you're one of them — or think you may be — it may require more life insurance than -LSB-...]

Not exact matches

Those with assets worth more than $ 50,000 might find that long - term care insurance allows them to afford assisted living or nursing - home care, should they need it.

Through employer plans, employees can access group discounts on life and disability insurance that can make it more affordable than if they'd pursued these options on their own.

More from Investor Toolkit: More investors like passive investments Buy life insurance sooner rather than later

I had a steady paycheck (even if it was small), free health insurance, dental, housing (single Marine barracks life), and chow... yet I was convinced that the grass on the other side was greener and more well - manicured than the base general's lawn.

-- Stephen P. Stahr, CEO of The Million Dollar Round Table, a global, independent association of more than 43,000 life insurance and financial services professionals from more than 500 companies in 67 countries.

I work in the insurance industry and I've seen hard living in properties and the stories I hear definitely turn me off to owning more than just where I will live.

A primary reason whole life insurance is more expensive than term is because of its cash value.

While guaranteed universal policies are still much more expensive than term policies, they're usually the cheapest way to buy permanent life insurance.

Mutual life insurance companies are owned by their policyholders so, if the insurer brings in more money than is spent, the profits are distributed as dividends.

Joel Baker, president and CEO of MSA Research Inc., which closely monitors the property, life and health insurance industries, has estimated the additional GST bill for 2012 alone could be up to $ 200 million, or more than $ 1 billion in total once retroactivity to November 2005 is counted.

Today, through a range of services that include life insurance, annuities, and retirement plans, Transamerica and its parent company operate in more than 20 markets worldwide, continuing to help clients secure their financial futures.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

If you're moderately healthy, no medical exam life insurance quotes will consistently be more expensive than fully underwritten quotes for the same amount of coverage.

The company grew to more than 30,000 employees with 35 million clients and diversified into life insurance, banking, asset management, leasing and brokerage services.

Permanent life insurance is generally more expensive than term life insurance because it is intended to provide coverage for your lifetime.

Permanent life insurance is an option that could help meet all of these needs; however, fewer than half of those with a financial professional have permanent life insurance and one - quarter don't currently have it, but would like to learn more about it.

And if the fiscal problem becomes unstable — more deficit to finance than security markets will allow, the Fed will obey its political masters and finance the deficit by a hyper - inflation, or hyper - tax, as a burgeoning inflation simply taxes all fixed dollar wealth — bonds, dollars, life insurance values, etc. — by the rate of price level increase.

While you may be paying mortgage insurance for the life of your FHA loan, borrowers who have established more than 20 % equity in their new mortgage are eligible to remove mortgage insurance with a conventional loan.

LOS ANGELES (AP)-- A California grandmother who lost her life savings in a real estate investment scam offered by an insurance agent was awarded more than $ 15 million Wednesday in a lawsuit against MetLife and two subsidiaries, attorneys said.

Designed to provide a survivorship life insurance solution for clients seeking strong protection and accumulation guarantees, this new second - to - die whole life product can cover two lives more cost effectively than two comparable individual policies.

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.

One of the key differences to understand is that while you can purchase much more term life insurance than permanent insurance for your money, if you don't die during the term, your favorite charity won't receive any death benefit.

As additional evidence that freelancers aren't living on the margins without extra resources or benefits, the researchers discovered that more than half of this group (54 %) set aside money for savings, and more than 60 % have life insurance.

Potential buyers need to perceive the value of permanent life insurance as providing more than just a death benefit, he added.

Allianz Life paid out more than $ 2.7 billion in benefits to its policyholders and contract owners via life insurance and annuity payments, up 4 percent from the prior yLife paid out more than $ 2.7 billion in benefits to its policyholders and contract owners via life insurance and annuity payments, up 4 percent from the prior ylife insurance and annuity payments, up 4 percent from the prior year.

The AIFA conference attracts more than 300 insurance investors, analysts and companies in the property - casualty, life and annuity and reinsurance segments every year.

These policies all generally have a cash value component, which is essentially the surrender value of the policy (if you give it up before its maturity or your death), and is the primary reason permanent life insurance policies are more expensive than term policies.

Founded in 1927, the Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals ®, is a global, independent association of more than 62,000 of the world's leading life insurance and financial services professionals from more than 500 companies in 69 countries.