If you already have problems with derogatory information appearing on your credit reports, then adding one
more medical collection account to the mix may not have much additional negative impact on your credit scores.
Not exact matches
A late
medical account that is in
collections hurts your credit score, whether or not it has added fees, since payments make up
more than one - third of your score.
We help with
more than just credit cards; we also enroll
medical,
collection and legal
accounts.
I myself have about $ 48,000 in student loan debt, and about $ 30,000 in
collection fees, my loans was the Alaska state student loans, I get harassing calls all the time, I have my Alaska PFD garnished, they took away my state pharmacy tech license so I could not work, they said if I brought my
account up to par (several thousand dollars paid asap) I could get it re-instated with requests and appeals, they send me letters saying they are going to garnish my wages, seize bank
accounts, and basically put me on the street, one of the representatives on the phone told me after I asked her what people do when they cant afford a $ 1500 monthly payment or
more, she said «you need to get 2 - 3 jobs then now don't you» my credit is ruined, if I get a job I face garnishments and bank
account seizures, I also have been in the process of filing for disability due to my
medical issues, and just simply cant pay the debt, what can I do?
The move by VantageScore is arguably
more sweeping than the legislation, because it dispenses with considering any paid
collections accounts,
medical or otherwise.
If you wait until an illness has escalated, treatment grows
more costly; and if you can not afford the
medical bills, your
account will likely end up in
collections.
• Assess all insurance claims against patient services rendered and make a to do list • Assist patients in filling our insurance claim forms and verify form data • Ask questions to assist in determining out any ambiguous information • Verify completeness of information on
medical insurance forms • Post insurance billing information data into predefined database systems • Make list of insurance companies to contact for billing purposes • Determine how to approach each insurance company on the list, based on its reputation • Contact insurance companies to determine status of claims • Follow up on unpaid claims, including denial, exceptions and exclusions • Ask why claims have been denied and provide relevant correlating information • Resubmit denied claims with additional information to prove denial is inappropriate • Provide information to
collection agencies regarding delinquent or past due
accounts • Prepare and submit secondary claims for patients with
more than one insurance coverage • Maintain understanding of managed care authorizations and limit coverage to a certain number • Verify patients» benefits eligibility and coverage expanse • Maintain knowledge of ICD9 and CPT treatments to be able to handle data entry and claim check duties appropriately • Gather and maintain patient data including
medical histories, insurance identification and diagnosis