Sentences with phrase «more of their insurance products»

✓ Social Security and / or pension benefits won't cover your regular expenses ✓ You're over 45 but not too far into retirement ✓ You've accumulated between $ 250,000 and $ 5 million in retirement savings ✓ You have average or above - average health ✓ You're seeking greater certainty in retirement and more of an insurance product ✓ You'd like to reduce your Required Minimum Distributions and defer associated taxes

✓ Social Security and / or pension benefits won't cover your regular expenses ✓ You're a pre-retiree or early in retirement ✓ You've accumulated between $ 250,000 and $ 5 million in retirement savings ✓ You have average or above - average health ✓ You're seeking greater certainty in retirement and more of an insurance product ✓ You don't need access to the money immediately

✓ Social Security and / or pension benefits won't cover your regular expenses ✓ You're about to retire or are already in retirement ✓ You've accumulated between $ 250,000 and $ 5 million in retirement savings ✓ You have average or above - average health ✓ You're seeking greater certainty in retirement and more of an insurance product

Policies are available from an agent, but more and more of their insurance products are also available for purchase online.

Not exact matches

The Department of Health and Human Services this week announced a new proposal that would expand the use of short - term health insurance plans, opening the door for more people to use the «skinny» coverage products while taking another swipe at the law known as Obamacare.

Our financial products are offered / underwritten by one or more of the following: Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation; Genworth Financial Mortgage Insurance Pty Limited; Genworth Financial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance Corporation.

Overall, Munich Re has thus far been a more active investor and partner of tech startups engaging customers digitally and developing new approaches to insurance products than its rival.

Commission - based insurance and annuity products will remain, but RIAs should have a lot more to choose from in terms of fee - based choices since there is plenty of opportunity for growth in the RIA channel, Lau said.

«Our Value Whole Life product is one of the most competitive products on the market and provides access to all the benefits of whole life insurance, including the guarantees * it provides, at a more affordable cost,» said Alex Cook, senior vice president, New York Life.

If you decide to insure, EDC offers a full suite of insurance products that can protect you against non-payment, contract cancellation, breach of contract, expropriation, currency restrictions, political violence and more.

Further rollover options include financial vehicles that combine features of two or more of these products like retirement packages with insurance guarantees, systematic drawdowns, etc...

You argue that the securities industry would provide more effective regulation of certain insurance products, ignoring the financial incentive that industry has for limiting access to competing products.

It requires more training for salespeople, and holds the insurance companies responsible for seeing that the product suits the needs of the people buying it.

For instance, they offer an interest rate of seven per cent on investments, making it more like an insurance and wealth management product.

more likely to purchase different types of insurance products from the same provider than actively disengaged policy owners.

the insurance is a product on which you pay for if that product does not meet what they promised it is false advertising and a crime if such violation is with intent to defraud or mislead, be guilty of a misdemeanor, and upon conviction shall be punished by a fine of not more than $ 5,000 or by imprisonment for not more than six month.

If you view healthcare as a product similar to other types of insurance, then the restrictions of 1) being forced to buy something, 2) being more - or-less forced to buy it from one place, and 3) having limited buying options creates for a really unpleasant experience.

In addition to the above, I am intrigued by looking at a combination of guaranteed issue whole - life insurance products, social security, and defined contribution plans to meet more of the financial needs of teachers while potentially taking some of the financial risk off of the state.

A trio of model - year 2016 Honda products have earned the Insurance Institute for Highway Safety's highest crashworthiness rating, Top Safety Pick Plus, the institute announced... Read more

The manufacturers themselves also sometimes intentionally underrated engines for a variety of motives, notably avoiding provoking the insurance companies and federal regulators into enacting undesirable policies, but also sometimes to prevent lower priced models from stacking up too well on paper against their own more profitable high - end products.

A few years ago, a study by the Federal Trade Commission found that «Five percent of consumers had errors on one of their three major credit reports that could lead to them paying more for products such as auto loans and insurance.»

Product complexity: Insurance liabilities are typically more complex than bank liabilities; there are more factors that can affect the overall cost of the promises that an insurer makes to a policyholder, than a bank makes to a depositor.

If you have more than one insurance product then they just need to be different types of insurances to stack — eg home insurance and pet insurance.

Say you have already maxed out your tax - deferred options or are putting together a more complicated end - of - life strategy, permanent life insurance can be a good product.

The benefit of this structure is that you get all the benefits of a LIRP without paying the more typical higher cost of insurance associated with the product.

The thing is, most insurance agents scammers financial planners will probably try to push the more expensive, frills - laden product on you, simply because of the way their incentives are structured.

If the Insured Person told us that he / she was a smoker and it has been 12 months or more since he / she last smoked or used any substance or product containing tobacco, nicotine or marijuana, he / she can apply for non-smoker rates by completing a Business Credit Life Insurance Notification of Change Form.

Critical Illness Insurance: This is somewhat different and more expensive, I suggest checking a few different types of products to find a good one.

Participating whole life is a more hands - off product, with the investment decision in the hands of the insurance company.

In this day and age, trust is becoming more and more of a consideration as FDIC insurance does not have enough wherewithal to backstop the entire banking industry without destroying the dollar and Everbank's product offerings of precious metals and alternative currencies reflects this most critical understanding of the systemic banking risk we face.

The Contract contains a more detailed description of the limited relationship MSCI has with Jackson National Life Insurance Company and any related Products.

Based in Wilmington, Delaware, TD Bank provides personal banking, business banking, insurance and investment products at more than 1,100 retail locations in 13 states and the District of Columbia.

Independent agents, on the other hand, will represent a number of different insurance companies so they have much more flexibility in the products they can offer you to fill your Arizona insurance needs.

Insurance companies design the products this way to encourage homeowners to assume more of their own risk and to reduce administrative costs for small claims.

Using these tools and educating yourself on the workings of life insurance and other financial products can help you feel more comfortable when discussing your needs with such professionals as your New York Life agent.

Dealers can mark up these products by 50 % or more and typically charge the full insurance amount up front, says George Iny of the Automobile Protection Association.

The bank has more than 500 branches and provides nearly every type of financial service available, from savings accounts to auto and home loans, insurance and investment products, and online and mobile capabilities.

The firm has grown to serve more than 8 million members and offers a wide variety of banking and insurance products.

HDFC Life has a more balanced product mix HDFC Life has a higher proportion of term insurance and annuities which are considered as safe and low - risk products.

It began as a fraternal benefit society, with the name Mystic Workers of the World, and with the primary mission of offering a more reasonable type of life insurance product to workers in the Northern states and in the Midwest who had traditionally been offered insurance through more traditional Eastern life insurers.

Peter: We looked at seven general insurers, that make up more than 90 % of this market - the market for add - on insurance products sold through car dealerships.

These annuity products Prospectuses contain a more detailed description of the limited relationship MSCI has with affiliates of Brighthouse Financial, Inc. including Brighthouse Services, LLC, Brighthouse Life Insurance Company, and Brighthouse Life Insurance Company of NY (collectively, «Brighthouse Financial») and any related products.

Our financial products are offered / underwritten by one or more of the following: Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation; Genworth Financial Mortgage Insurance Pty Limited; Genworth Financial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance Corporation.

Life insurance agents like to say Variable Universal Life insurance products will allow you to retire earlier with more money, because you can take tax - free loans instead of withdrawals, and almost never pay any taxes.

You're also able to eliminate mutual fund and life insurance company wholesalers that call all the time and / or just show up at random trying to get you to use more of their products.

For whole life insurance products: On the insurance ledger, there will usually be more than one column with (estimated) end - of - year market values.

Higher rates equals higher margins for banking and insurance stocks which are able to invest at higher rates of return and charge more for their products since most are based off of the 10 - year treasury yield.

So over the past couple of decades the insurance industry has been more creative, coming up with an alternative product that offers greater growth potential: variable annuities.

If you want to learn more about permanent life insurance, we have staff with years of experience putting permanent products inforce as well.

Permanent life insurance is a bit more complicated than term life insurance and is offered through a variety of life insurance products.