Sentences with phrase «more on cash value»

The other is focused more on cash value growth.

For more on cash value and an example of a policy illustration, read about cash value in life insurance: What's it worth to you?.

The Elite Index ll is another indexed universal life insurance plan that focuses more on cash value build up as versus the death benefit.

The other is focused more on cash value growth.

Not exact matches

Over the last three months, Apple grew its revenues by 33 %, saw its profits increase by 38 % to $ 10.7 billion, put away more than $ 202 billion in cash for a rainy day — and yet lost more than $ 60 billion in market value in just three minutes on Tuesday.

CEO Kotick said in a statement, «We should emerge even stronger — an independent company with a best - in - class franchise portfolio and the focus and flexibility to drive long - term shareholder value and expand our leadership position as one of the world's most important entertainment companies... The transactions announced today will allow us to take advantage of attractive financing markets while still retaining more than US$ 3 billion cash on hand to preserve financial stability.»

Most agree that banks need to have more cash, or capital, available to ensure they do not default on their obligations when the value of their other assets plunge, as happened during the recent mortgage crisis.

The performance goals upon which the payment or vesting of any Incentive Award (other than Options and stock appreciation rights) that is intended to qualify as Performance - Based Compensation depends shall relate to one or more of the following Performance Measures: market price of Capital Stock, earnings per share of Capital Stock, income, net income or profit (before or after taxes), economic profit, operating income, operating margin, profit margin, gross margins, return on equity or stockholder equity, total shareholder return, market capitalization, enterprise value, cash flow (including but not limited to operating cash flow and free cash flow), cash position, return on assets or net assets, return on capital, return on invested

The net value of his cash investments is included as a liability and includes more than 250 million yuan ($ 40 million) in dividends collected through December 2017, based on company filings and an analysis of Bloomberg data.

What worries me more about Arcelor is the fact that, while its stock looks cheap when valued on GAAP earnings, S&P Global Market Intelligence figures show that only about 20 % of the company's net income is backed up by real free cash flow, which amounted to only $ 661 million over the past 12 months.

Ultimate Rewards (earned from the Sapphire Reserve / Preferred) can be used at a fixed - value when booking through UltimateRewards.com but can also be worth more when transferring to travel partners like Hyatt or United where you pay a fixed number of points in those programs which are not dependent on the cash cost of that room / flight otherwise.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the Rewards Points, you may pay more in fees and interest than the value of the Rewards Points you earn if you do not pay your bill in full each month.

(Reuters)- German healthcare conglomerate Fresenius SE & Co KGaA (FREG.DE) is close to acquiring generic drugmaker Akorn Inc (AKRX.O) in an all - cash deal valuing the company at more than $ 4 billion, people familiar with the matter said on Monday.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

Cash will again be king as the market will more narrowly focus on awarding value only to the stocks that can generate cash flows in excess of what their current stock valuation implCash will again be king as the market will more narrowly focus on awarding value only to the stocks that can generate cash flows in excess of what their current stock valuation implcash flows in excess of what their current stock valuation implies.

Additionally, qualifying for a cash - out refinance will be more difficult because the larger loan amount will raise your loan - to - value ratio and put increased pressure on your debt - to - income ratio.

On April 12, Gannett, publisher of USA Today and more than 100 other newspapers, made an offer to buy Tribune Publishing for $ 12.25 per share, an all - cash deal valued at $ 815 million, including the assumption of $ 390 million in debt.

No less a value conscious investor than Warren Buffett commented on this shift at the most recent Berkshire Hathaway annual meeting, where he pointed to the fact that the largest companies in the S&P 500; Apple, Microsoft, Amazon, Facebook, and Google generate far more cash per dollar of earnings than companies of the past.

Silicon Valley's obsession with cryptocurrencies requires no more evidence than the incredible rise of bitcoin, the alternative currency that crossed $ 10,000 in value on Tuesday in what is a watershed moment for the nine - year - old cash substitute.

Bega shares rose 30 cents to $ 4.75 on Friday, valuing its 1.5 share and $ 2 cash bid at $ 9.13, more than the $ 9 cash per share on offer by the nation's biggest processor, Murray Goulburn.

I also love owning bags which have a decent resale value; because you never know when you might need to turn your collection into cash; especially when you spend a couple thousand dollars, or more, on a bag!

While free dating apps like all of the above are obviously easier on the pocket than paid dating platforms, there's often much more added value and ease of use on platforms that require you to front up a modest amount of cash.

Great on diesel it gives me 18 - 20 mpg highway its lariat all leather interior I'm asking 20k obo or I'm willing to trade for something the same value or trade plus cash for more info call or text Trade...

Cash - out refinancing can be risky; if home values drop, you could owe more on your mortgage than your home is worth.

In setting your initial withdrawal rate, you'll also want to consider how much of your expenses you can cover from Social Security and any pensions, what other resources you have to draw on (home equity, income from an annuity, cash value life insurance, income from a part - time job) and how much of your retirement spending goes to essential expenses that you would have a hard time trimming vs. discretionary items that leave you with a lot more leeway cutting back should you need to in the future.

If you understand that bond prices are present values of future cash flows, then you know that forecasts of future growth and inflation are more important than historical data reports on what has already occurred.

Even if the return on that portfolio was 5 percent, the expected terminal value after 30 years would be $ 353,000, more than 65 percent higher than the cash - heavy portfolio.

But by paying more money early on, you can actually get the benefit of building a larger cash value, since the value is bigger at the start and has longer to grow with interest.

To value commercial investment properties it requires more detailed understandings of things like cash flow, cash on cash return, net operating income and return on equity.

«If investors would realize that what they are paying for is someone to have the expertise to know when to buy a call option called cash, and move in and out of that, then perhaps there might be more value placed on that service.»

On the opposite end are variable annuities which carry more risk of investment loss AND also may offer the opportunity for higher returns and cash value growth.

For long term saving, the Chase Freedom ® offers more value through its cash back structure — 5 % returns on rotating categories, and 1 % back on everything else.

A cash - out refinance will set you back on the road towards final repayment, and if your home depreciates in value, you might end up owing more than what your property will sell for.

Another option is to borrow from a local bank using your cash value as collateral that might provide more favorable terms on your loan, increasing your potential for positive arbitrage.

To give a sense of that, we recently did a global screen of nearly 5,800 non-financial companies with market values greater than $ 300 million, positive free cash flow over the past 12 months, at least an 8 % return on equity over the past 12 months, net debt to EBITDA of no more than 2.5 x and a trailing EV / EBIT multiple of no more than 8x.

The Department of the Treasury and FinCEN defines a Money Services Business (MSB) as a business that conducts more than $ 1,000 in business with one person in one or more transactions on the same day in one or more of the following services: Money Orders, Traveler's Checks, Money Transmission, Check Cashing, Currency Exchange, Currency Dealing and Stored Value.

The value of the rewards you can earn depends on your categorical spending as well as the reward types that are acceptable to you (e.g. points may be worth more when redeemed for travel than when redeemed for cash back).

As a result, you may find a mutual company's pursuit of more stable, consistent, low risk returns a better option for housing your cash value, then a company that is focused on producing shareholder returns.

Horizon Guarantee focuses more on permanent death benefit protection, rather than early cash value growth.

Universal life insurance is similar to whole life insurance, but the premiums can be paid on a more flexible basis (overpay when you have money on hand, pay less when you don't) and cash value growth is not always guaranteed, as it may be tied to an index or simply the insurer's investment performance.

I bought that with cash, got it rented, and I went to my local bank and they gave me a loan on it for 70 % of the appraised value, which happened to be more than I had in it.

That means if you save your points for hotels that cost $ 200 or more a night in cash, you can get over 1.3 cents per point in value, but if you use them on cheaper hotels you'll get much less value.

If you are specifically looking for getting the most value on gas purchases, you should consider whether you frequently use Walmart Gas stations, and, if it costs you $ 50 to fill up, whether discount of 5 cents per gallon is worth more than 3 % cash back.

With property values on the rise nationally, we anticipate new 2nd mortgage programs to become available soon with more aggressive guidelines for cash back and bad credit.

As you continue to pay premiums on the policy and earn more interest, the cash value grows over the years.

Whole life insurance is much more expensive than term life insurance — often 4 times as expensive for the same death benefit — because the premiums are going toward: the accumulating cash value, fees and charges (more on this later), and the death benefit (i.e., the life insurance).

Indexed universal life (IUL) policies offer a permanent death benefit with more emphasis on cash value accumulation.

These high cash value life insurance policies are an asset and can be used as tools for acquiring even more assets, through strategic private banking, where you focus on the velocity of money.

This type of universal life insurance focuses LESS than other types of permanent life insurance on cash value accumulation and MORE on securing a permanent death benefit.

Check out or Top 10 Best No Exam Life Insurance Companies article for more on permanent cash value policies that don't require medical tests or blood work.