Sentences with phrase «more reserve assets»

«Stated income loans require a higher down payment, more reserve assets in the bank, and, of course, the stated income must be reasonable,» points out Casey Fleming, author of The Loan Guide: How to Get the Best Possible Mortgage.

Not exact matches

The underlying determinants for these declines are related to the global supply and demand for funds, including shifting demographics, slower trend productivity and economic growth, emerging markets seeking large reserves of safe assets, and a more general global savings glut (Council of Economic Advisers 2015, International Monetary Fund 2014, Rachel and Smith 2015, Caballero, Farhi, and Gourinchas 2016).

Today, in contrast, the Fed presides over a vast portfolio, with assets consisting mainly of long - term Treasury securities and mortgage - backed securities, instead of the short - term Treasuries it once held; and that portfolio is funded more by banks» holdings of substantial excess reserves than by circulating Federal Reserve notes.

Now that Bitcoin has defined itself as the crypto - world's reserve asset, capital can be deployed in a much more rational manner.

By: Martin Creamer 15th January 2018 Investors should be prepared to value the reserves of metal that Glencore owns more highly to reward the proactive approach that the London - and Johannesburg - listed diversified mining company has towards managing its assets.

The increase in Fed liabilities caused by rising free reserves has been more than balanced out by the assets the Fed created through quantitative easing.

The past several years have featured little more than a gigantic asset swap, the short description being that massive volumes of government debt have been swapped by central banks for massive volumes of idle bank reserves, while massive volumes of low - yielding, covenant - lite debt have been issued into the hands of yield - seeking investors, in order to retire massive volumes of corporate equities at elevated valuations through buybacks.

North Carolina is the home of state - chartered State Employees» Credit Union (SECU), the second largest U.S. retail credit union, with more than $ 35 billion in assets, $ 20.1 billion is loans, $ 2.7 billion in capital reserves and 1.9 million members.

Whether we'll see a repeat in 2010 remains to be seen, but given the lower correlation to other traditional assets and inflation protection, there's something to be said for reserving a spot in your portfolio of one or more of these ETFs.

However, I would note the more recent revival of mercantilism & a new willingness of many countries to diversify into real assets (rather than currencies / bonds)-- this could pose a new and more substantial / elevated risk of decline for the dollar as a reserve currency (vs. the historical example of sterling).

The increase in Fed liabilities caused by rising free reserves has been more than balanced out by the assets the Fed created through quantitative easing.

What is considered to be «cash reserves» includes non-retirement liquid assets, such as: cash in any banking or checking accounts, stocks, mutual funds, money market funds, and more.

In its response, Exxon denied that global society possesses the will to keep temperatures from increasing by more than two degrees Celsius, and therefore none of the fossil fuel reserves currently counted as assets will be left unburned.

When it does, more than $ 20 trillion worth of fossil fuel reserves will become stranded assets and the companies» value will plummet.

London, 19th April 2013 — Today new research by Carbon Tracker Initiative and the Grantham Research Institute on Climate Change and the Environment at London School of Economics and Political Science reveals that despite fossil fuel reserves already far exceeding the carbon budget to avoid global warming of more than 2 °C, $ 674 billion was spent last year finding and developing new potentially stranded assets.

Even Brazil's potential reserves (those more speculative assets that have at least a 50 % chance of being proven) are quite small against this backdrop.

The analysis finds that expanding fossil fuel reserves does even more damage than putting the global climate in danger; exploration financing by the World Bank risks locking developing countries into loan commitments for resources that will likely become stranded assets if policies are implemented to meet agreed climate goals.

In any event, condominium corporations may need to include a warning, in paragraph 12 of their status certificates, if there are common element features, or assets, that won't require repair or replacement until after the period covered by the corporation's reserve fund study (whether the period is 30 years, 40 years, or more), and which have not otherwise been included as part of the analysis for the required funding contributions.

As of year - end 2015, the company has more than $ 34 billion in total assets under management and financial reserves that were well above the Canadian life insurer standard.

Baltimore Life has more than $ 1.1 billion in invested assets and greater than $ 87 million in reserves.

For Farm Bureau Life Insurance Company, year - end 2016 showed that the company had nearly $ 8.8 billion in total assets and more than $ 6.1 billion in total reserves.

Unfortunately, the manat, like many other reserve currencies in the world including the Nigerian naira are dependent on the performance of certain assets or industries such as oil, and will continue to become more volatile and unpredictable in the upcoming years.

At the moments of geopolitical turmoil, more and more people begin to appreciate BTC, and cryptocurrencies in general, as reserve assets that are also a more reliable instrument of saving.

Successfully managed annual operating and capital budgets in excess of $ 5 million, hard assets in excess of $ 33 million and capital reserve accounts in excess of $ 13 million never ending a fiscal year in the red; designed and implemented comprehensive plan to shift Town from a single taxpayer comprising more than 90 % of local tax base to equitable taxation assessments town - wide that resulted in stable tax revenues and eliminated economic volatility

management - intensive — Gilbert, for one, notes that the most complicated asset in the commercial real estate universe is the regional mall — student housing requires greater capital reserves than do traditional apartment buildings because the tenants are essentially teenagers who are more likely to damage property and are prone to move out on an annual basis.