Sentences with phrase «more substantial these costs»

Among the problems, TICAS says, is that the more substantial costs of college — living expenses, textbooks and transportation — are typically left out of the deal.

And unlike BMW and Mercedes, Volkswagen can tap the family's vast know - how, parts, and logistics reservoir to propel its luxury brand, Audi, to achieve even more substantial cost benefits.

Not exact matches

«There is no doubt these are real costs — often more substantial than the expense ratios that are more easy to discover — but fund companies certainly don't make it easy to discover, and one really has to subscribe to third party research to find these costs.»

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

The on - again, off - again deal has been in the works for years without having made progress, but the realities of needing to address the huge costs of upgrading to new 5G network standards poses a substantial competitive obstacle that could make a combination more rewarding.

More commonly, as the business became more profitable and the owner begins making more money, he will leave wages where they are, but try to find a way to cut down on overhead adn production costs (potentially at a loss of worker salary or through layoffs when outsourcing is utilized), and will pocket the increased profits until the business is positioned well enough to be sold to a larger conglomoration for a substantial payout that NONE of the workers will see a dimeMore commonly, as the business became more profitable and the owner begins making more money, he will leave wages where they are, but try to find a way to cut down on overhead adn production costs (potentially at a loss of worker salary or through layoffs when outsourcing is utilized), and will pocket the increased profits until the business is positioned well enough to be sold to a larger conglomoration for a substantial payout that NONE of the workers will see a dimemore profitable and the owner begins making more money, he will leave wages where they are, but try to find a way to cut down on overhead adn production costs (potentially at a loss of worker salary or through layoffs when outsourcing is utilized), and will pocket the increased profits until the business is positioned well enough to be sold to a larger conglomoration for a substantial payout that NONE of the workers will see a dimemore money, he will leave wages where they are, but try to find a way to cut down on overhead adn production costs (potentially at a loss of worker salary or through layoffs when outsourcing is utilized), and will pocket the increased profits until the business is positioned well enough to be sold to a larger conglomoration for a substantial payout that NONE of the workers will see a dime of.

These offer substantial costs benefits, are more environmentally friendly than traditional one - way transit packaging and are robust enough to withstand the rigorous demands of retail supply chain logistics for many years.

Perinatal events can result in associated longer term health and broader societal costs, as shown by the size of damages paid in obstetric litigation cases, which represent a substantial cost to the NHS.27 Follow - up over weeks or longer to monitor recovery, or a future assessment of the outcomes for mothers and babies at a later date, would act as a vehicle for estimating costs and consequences beyond the perinatal period and shed more light on long term cost effectiveness.

Partnership, if precisely planned and structured, can be a powerful tool not only to keep public company viable but also to address cost and investment challenges, improve efficiency and service quality, increase expertise, attract more rapid and substantial investments in infrastructure and new energy technologies.

For his part, Donahoe said cost reductions have been made in the past, but until real and substantial changes that will allow the Postal Service to act more like a business, issues like office closures will continue in the future.

More substantial increases come from a predicted 10 percent rise in contributions to retirement, totaling $ 15,000, and an almost 15 percent rise in health care costs, or $ 40,000.

The researchers caution that a more randomized and controlled clinical trial is needed before doctors can reliably use their cardiac imaging analysis routinely with patients, but if confirmed, they say the method should reduce ablation procedures unlikely to work, along with the procedures» substantial costs and complication risks.

«I'm pleased that the Federal Claims Court has found what Missouri families, farmers, and business owners have been saying for more than a decade: The Army Corps of Engineers» mismanagement of the Missouri River has resulted in widespread damages with substantial costs,» Blunt said in a statement.

Originally, Silverman and Baumann planned to use only male rats in their pilot studies because the cost of including both sexes would be substantial; housing and feeding a single adult rat runs to more than a dollar a day.

Although BioSwimmer is expected to cost slightly more than conventional remotely operated vehicles, the cost benefit will be substantial in terms of port and harbor security, reduction in volume of smuggled contraband entering the country, and apprehension of smugglers.

Mars 160 will help advance the prospects for MA365 by testing the candidate crew for a substantial fraction of the planned MA365 duration, as well as by potentially reducing its cost through exploring the likelihood of more economical desert field work to replace part or all of the long - duration Arctic mission.

If you decide to complete your dating profile, it costs a few minutes to fill in a substantial amount of information that the site requires, including what type of individual you're looking for, location, country, personal stats, income and more.

A glance down the first column shows substantial mobility costs in all six states, ranging from approximately $ 200,000 to more than $ 500,000.

The declining cost and easy availability of substantial computing power may enable us finally to unlock the black box of the classroom, giving scholars and teachers much more insight into what is and isn't working.

At first, the pricetag for these investments may seem substantial, but evidence suggests that these proposals would ultimately save far more in reduced costs for teacher turnover and student underachievement.

It may well be the case that these costs are justified by the achievement gains of having students spend more time in the school, but in the current fiscal environment substantial increases in educational spending are unlikely to be forthcoming.

Resources dedicated to teaching and learning Ultimate administrative and budget targets should include student loads that promote personalization, substantial time for collective planning by teachers, competitive salaries for staff, and an ultimate per - pupil cost not to exceed that at traditional schools by more than 10 percent.

And the interior, at this price level, aside from those wonderful Recaro seats, will be a disappointment for anyone looking for something more substantial than what comes in a Focus costing half as much.

Perhaps more pointedly for those who won't settle for anything less than an overtly coupe - like body shape to their SUV, the BMW X6 has a substantial edge on performance and efficiency, has even more incisive handling and costs roughly the same after you've added some extras that the GLE gets thrown in.

The Beetle R - Line uses a more robust 2.0 - liter turbo, but the step up in performance comes at a substantial cost (see Pricing Notes, below).

A decreased «fuel» supply that takes longer to refill may not sound too flattering for a $ 29,600 - $ 37,000 car (before substantial potential subsidies), but while we're imagining, imagine the Leaf's «fuel» costs maybe one - fifth what you'd pay for gas — an energy source that's getting comparatively more expensive as years go by.

I have two titles for free at the moment, purely as promotional loss leaders, and ironically, neither in KDP — the philosophy behind my free titles being that if you try my work, a substantial portion of you will not mind parting with the cost of a cup of coffee for more of it.

That's not all as the savings can be even more substantial if you pick up two of the Streak 7s that will cost just $ 524.98, a saving of about $ 125 considering individual prices.

By the way, I'd love to know more about the «professional editing» you mention — what it entailed, what it cost (roughly), and how substantial it was.

They will cover all the production costs, which can be substantial (more on that below).

More importantly, the unseen costs associated with such a strategy, the bid / offer spread for example, often increase management fees which can have a substantial detrimental impact on your overall returns, as shown in the chart on the right3.

The GSEs do take on the credit guarantee obligation of the securities they issue, but nobody sells loans to the GSEs just to offload credit risk — in fact, more than a few lenders work hard to negotiate contracts with the GSEs that leave quite a substantial part of the credit risk with the original lender: recourse agreements, indemnifications, servicing options that put a lot of the cost of default on the seller / servicer, not the GSE.

With the cost of college rising, more students than ever are graduating with substantial student loan debt.

If I had to attend part time, I would have to pay the opportunity cost for not having the job I have now (which would be substantial) AND I would have paid more for tuition.

, fund investors were entitled to share in the substantial economies of scale that accompany asset growth (i.e., that it cost little more to manage $ 200 million in assets than it did to manage $ 100 million).

For small investors, who face substantial trading frictions and commissions, rebalancing once a year is more practical due to the lower costs involved.

Conversely, I would look at things like gold and the Rogers Commodities index and think that as our purchasing power has stayed the same, our raw materials input costs have become much more expensive and are rising after a substantial dip that has improved margins drastically.

The average active mutual fund management team does not make a sufficiently great incremental performance contribution to overcome their more substantial added costs.

Having your pet impounded will cost you more substantial fines and fees in order to redeem your pet, especially if he / she is is unlicensed and unvaccinated, and unspayed or unneutered.

Having your pet impounded will cost you more substantial fines and fees in order to redeem your pet, especially if he / she is not licensed, not vaccinated, and not spayed or neutered.

Grants are made not only to families whose ability to pay veterinary costs is extremely limited, but also to those of somewhat more substantial means, up to 200 % of the Federal Poverty Guidelines, who may need only minor subsidy to meet the veterinary expenses.

Of course, a substantial remodel will probably still cost a few thousand dollars or more, but the store's appearance can be freshened up for just a fraction of that.

A substantial included breakfast (if it's not enough, you can ask for more at no additional cost) is served in the poolside open - air kitchen / dining room.

Despite the public focus on radiation risks, cost has long been the main obstacle to a substantial expansion of nuclear power generation, and will be even more as a result of Japan's still - unfolding effort to secure the wave - ravaged Fukushima Daiichi complex.

These damages can be significantly reduced with well - designed policies, but poorly designed ones, like the current Kyoto Protocol, are unlikely to make a dent in the damages, will have substantial costs, and may cool enthusiasms for more efficient approaches.

There is substantial room for improvement, and costs could be even lower: experts predict a 10 % chance that reductions will be more than 40 % by 2030 and more than 50 % by 2050 (Figure 3, «low cost» scenario).

Because natural gas is a considerably more expensive fuel than coal, it takes a substantial CO2 cost to overcome this fuel cost disadvantage — about $ 30 / ton, on current fuel price expectations in the U.S.. On the other hand, consider pending investments to add new generating capacity in the United States over the next few decades.

-- However, if in the absence of mitigation these events eventually rose to provide a substantial cooling, it could be highly variable year to year and thereby impose severely damaging global temperature fluctuations, and it could also be at the cost of a related scale of volcanoes, earthquakes and tsunamis destroying more of society's infrastructure.

President Barack Obama's auto task force last week said in an assessment of General Motors» viability that it was a full generation behind Toyota in «green powertrain development» and that «while the Volt holds promise, it is currently projected to be much more expensive than its gasoline - fueled peers and will likely need substantial reductions in manufacturing cost in order to become commercially viable.»

The thing is - until builders can actually include energy efficient features for those «wishful thinking» costs and until the average customer will actually pay more for an energy efficient house, it will be difficult to get builders to give up a substantial amount of margin.