Of course an increasing coverage policy will cost
more than a decreasing coverage policy which starts at the same death benefit level, but an increasing coverage policy may be less expensive than adding additional insurance coverage later in life.
Unfortunately, contemporary social studies practice runs the risk of increasing,
more than decreasing, the likelihood that students leave schools as mere children.
More than the decrease in couples choosing marriage, Sawhill's big concern is the rise in single parenting (because let's face it — society doesn't care too much about what childfree couples are doing; it cares about the kids).
Neither Mr. Bedrick nor I can know if he's correct in the statement, «Well - designed STC programs such as those in Arizona, Florida, and Pennsylvania actually save states money by decreasing state expenditures
more than they decrease state tax revenue.»
One year from the final determination of the amended federal return or federal change, whichever is later, provided that the allowable refund is not
more than the decrease in Virginia tax attributable to the federal change or correction;
Antioxidant - rich foods may do
more than decrease your dog's risk of cancer.
But MIECHV programs have done
more than decrease costs.
Not exact matches
In fact, according to the researchers, the health risk of having few friends was similar to smoking 15 cigarettes a day, and
more dangerous
than being obese or not exercising in terms of
decreasing your lifespan.
We know that
more than 90 percent of small business owners still believe that banks are a first stop for business financing, despite
more than a 30 - year history of banks
decreasing the amount of their loans going to small businesses.
«Their negative emotions
decreased more than those in the other groups, and they also felt less depressed and
more emotionally balanced
than when they started,» reports the UC Berkeley Greater Good Science Center's write - up of the research.
Rather
than offering a promotion on a wide array of products or services, the paradox of choice suggests that narrowing down to one or two options will be drive
more sales in the long - term and
decrease return rates.
More than one third of business owners said they expect to
decrease capital spending in the year ahead, an increase of about 10 percentage points from the previous quarter.
I expect, however, that there will be three first - order effects that will be very similar to those that followed the BP spill: 1) increased public consciousness of the dangers inherent in transporting oil and oil products and
more aversion to having these products moved nearby; 2) increased calls for alternatives to oil rather
than alternative means of transporting oil; and 3)
decreased trust in regulators» and firms» abilities to sufficiently mitigate risks from transporting oil.
A number of other embarrassing debacles followed — including reports that Uber had used a software tool to try to deceive authorities by «hiding» rides — and ultimately resulted in a
more than 20 %
decrease to the once high - flying company's valuation, from around $ 70 billion to an estimated $ 54 billion.»
The number of camera stores
decreased from
more than 10,000 to a few hundred, and almost none were still profitable.
Trump: «Since I was elected, illegal border crossings — and this is without the wall, before the wall — have
decreased by
more than 75 %, a historic and unprecedented achievement.»
Ticket sales for the upcoming NHL season have
decreased by roughly 72 % on the resale market compared with last season, based on estimates from SeatGeek, a ticket search engine that compiles data from
more than 100 resale sites.
McKinsey & Co. found a price increase generated significantly
more profit
than the same increase in volume or a similar
decrease in variable or fixed costs.
Medicare spent
more than $ 15,700 per beneficiary with diabetes in 2014, but effective intervention strategies could
decrease federal spending on diabetes treatment by $ 1.3 billion in the first decade, according to analysis by Avalere Health.
Payments are the holy grail, allowing users to make payments natively with a swipe of a finger rather
than checking out over the web
decreases friction and creates a
more seamless experience.
By eliminating the «cart» page and shortening the process, we
decreased our «abandoned carts» rate by
more than 10 percent — which means we're closing
more sales.
Over the last two years, Chili's traffic has
decreased by
more than 10 % as casual dining chains have struggled to stay relevant.
More than one million people die from AIDS each year — an enormous number, but one that has
decreased steadily throughout the past decade thanks in large part to anti-retroviral medicines that can slow its spread within the body.
Nevada posted a roughly 22 percent
decrease in solar jobs compared to 2016, although it still employed
more than 6,500 people in the solar industry in 2017.
Inventories
decreased more than 6 percent during the period, while selling, general and administrative expenses also dropped from a year earlier.
In the second quarter, the number of closed transactions
decreased more than 50 percent year - over-year.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger
than anticipated shift in payer mix to
more highly discounted payer segments and geographic regions and
decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
The company has
decreased its headcount by 14 % over the last year in a steady drip of layoffs, according to its most recent quarterly report, but it still employs
more than 10,000 people.
«This often means a slightly higher premium in airfare but typically
decreases the amount of time spent disconnected from work — and that might easily be worth
more than the difference,» he says.
Once your rankings begin to improve, upkeep will
more than likely
decrease, but businesses should track search volume trends that could affect their visibility positively or negatively.
Where a work schedule of 60 or
more hours per week is continued longer
than about two months, the cumulative effect of
decreased productivity will cause a delay in the completion date beyond that which could have been realized with the same crew size on a 40 - hour week.
Reflecting these initiatives, the net loss applicable to OnDeck common stockholders, which included a $ 3.2 million severance charge,
decreased to $ 1.5 million in the second quarter of 2017, an improvement of
more than $ 16 million from the prior year quarter.
The calculation
decreases or increases benefits by a fixed percentage for every month you claim early or late, so people with a lower full retirement age will get
more in benefits as a percentage of their full retirement benefit if they claim earlier or later
than someone with a higher full retirement age.
Spending on commissions by its $ 21 billion Equity Dividend Fund increased by 39 percent from the 2014 to 2016 fiscal years, but the fund's transaction activity
more than doubled, meaning that its commission rate overall
decreased considerably.
The short explanation: As long as a parent is the account custodian, the child's financial aid will
decrease by no
more than 5.6 % of the account value.2
Under the proposed changes announced by the Minister of Finance, EI premium rates are not allowed to increase /
decrease by
more than 10 % per $ 100 of insurable earnings from any year to the next.
The
decrease in ad revenue at ESPN was due to a difficult comparison with the Men's World Cup in Q3 last year, which
more than offset the benefit of an additional game of the NBA Finals in Q3 this year.
Pricing
decreased 0.4 percentage points reflecting timing of trade promotion recognition in the prior year that
more than offset price increases in cheese.
Volume / mix
decreased 0.8 percentage points as the benefit from a shift in Easter - related sales as well as gains in frozen, macaroni and cheese, and condiments and sauces were
more than offset by select distribution losses in cheese and meats as well as lower shipments in foodservice.
Adjusted EPS
decreased 1.1 percent to $ 0.90, mainly reflecting growth in Adjusted EBITDA that was
more than offset by a higher effective tax rate versus the prior year period.
For the first time in a year, the ACCI - Westpac survey of manufacturing firms reported that
more firms expect to increase rather
than decrease prices in the coming quarter, and for the second consecutive quarter, the ABS Business Expectations survey reports a pick - up in expected price growth.
This week's
decrease was
more than ten basis points, at least in the 30 - year FRM category.
However, foreign investors
more than compensated for this
decrease, investing almost $ 21billion in 2014; some $ 10billion
more than in the previous year.
We've found that women are much
more critical of their financial advisors
than men and as a women's wealth grows her level of satisfaction with her advisor
decreases.
More than 75 percent of farmland sold in the District was purchased by farmers despite a slight
decrease from a few years ago and sharp declines in U.S. farm income (Chart 4).
Hopefully putting to an end for at least a few months any still latent confusion over whether there «coordinated global growth» ended some time ago, Goldman reports that the Y / Y growth of its proprietary headline Global Leading Indicator (GLI), supposedly a
more accurate proxy of the economy
than GDP, growth
decreased to 2.62 % in April,...
That way, when one type of investment
decreases more than another, we are in the best position to rebalance our portfolios.
Since 1950, the average retirement age has
decreased by about five years and the average life expectancy has increased by
more than a decade.
More disposable income
than ever before is needed to pay off existing loans,
decreasing opportunities to make the kinds of sales necessary to succeed in the market.
National Western Life shares have
decreased slightly
more than 6 percent since the beginning of the year.