Sentences with phrase «more than the amount you owe»

If a credit balance results on your account (for example, because you pay more than the amount you owe, or you return a purchase and the purchase price is credited to your account), the creditor must make a refund to you.

That means you are refinancing your current loan for more than the amount owed and taking the difference in cash.

Of course where your home sells for more than the amount owed to the lender, you or your estate will receive the extra funds.

A cash - out refinance allows you to take cash out of your home equity by replacing your current mortgage with a new loan that is more than the amount owed.

This option allows you to take cash out of your home equity by replacing your current mortgage with a new loan that is more than the amount owed.

Not exact matches

Of the nine winners who did report challenges building their startups because of student - loan debt, only three left school owing more than $ 35,000, the average amount for class of 2015 graduates (the highest in U.S. history), according to a report by financial aid resource Edvisors.com.

According to the Wall Street Journal, seven in 10 bachelor's degree recipients were expected to graduate with student loans averaging $ 35,000 — more than twice the inflation - adjusted amount owed by students two decades ago.

The government only allows a student a certain amount per year, so that they don't end up owing more than $ 50k after four years... less if you're a dependent of your parents.

For homeowners who owe more on their mortgage than their house is worth, or whose mortgage amount is more than 80 % of their home value, HARP provides a way to switch into a more affordable loan.

Keep your credit utilization low: There's more to the amount owed than the total amount of money you've borrowed.

Also, few private student loan borrowers provide an option to extend repayment to more than 15 years, regardless of the total amount owed.

The amount I owed was way more than I had in savings, so I ended up paying it with my credit cards.

If you withdraw from your policy, you will owe income taxes if the amount is more than what you have paid in premium payments.

A cash - out refinancing takes place when a homeowner secures a new loan to replace the current mortgage, for more than the amount currently owed.

The majority of this debt is in the form of federal student loans, offered by the Department of Education to borrowers in need.However, the amount owed in private student loans is growing as students are in more need of financing for their education than in years past.

You may want to consider other options if you owe more than your annual income in the form of «bad» debt (e.g., high - interest credit cards or payday loans), you simply can not make minimum payments on time, or a debt management plan can't reduce your monthly debt payment to a manageable amount.

It is important for you to bear in mind that it's possible for you to end up owing more money than you initially received in the short sale if the shorted security moves up by a large amount.

So each month we're borrowing less and the amount we owe is increasing more slowly than if the the deficit had remained the same.

New rules will limit deductibility to $ 10,000 or less, so those who owe more than that amount can pre pay the difference and still benefit from the old laws.

The agreement, which was widely criticized by village residents and others, would have covered more than $ 570,000 in fees still owed for the work of FitzGerald Morris Baker Firth and Behan Communications, which billed the village for $ 121,000 of that amount.

In the memo, it indicated that the amount owed to the county of $ 153,550.46 represented more than two years of unpaid taxes.

While it is a fact that there are plenty of sugar daddies who are old but there are also a considerable amount of young, successful, and smart businessmen who are now more interested in sugar dating rather than a conventional relationship owing to their busy schedules and lifestyles.

The amount of outstanding student indebtedness is stunning — $ 830 billion, slightly more than Americans owe in credit card debt, according to Mark Kantrowitz, publisher of FinAid.org, an information site on student finance issues.

They are in business and will not GIVE you a car, or pay off some huge amount YOU owe on a car which you probably shouldn't have bought to begin with, and I really never heard of ANY Dealership giving you MORE than your TRADE IN is worth according to Kelly Blue Book, so get over it.

«Your credit score is based on six factors, but two of them account for more than half of your score: amount owed at 30 percent, and payment history at 35 percent.»

If fact, settling for an amount less than owed can be more detrimental to your credit score than if you hadn't paid on the debt at all.

The additional money taken out of your paycheck to cover it probably won't be any more than a federal garnishment would be, and you'll stop accruing the higher interest amounts on the amount owed.

If you owe debt that amounts to something more than $ 10,000 and you're tired of splitting your payments among multiple creditors, you're perhaps the best candidate for debt consolidation.

If you owe more than $ 10,000 in medical bills and other unsecured obligations, a settlement program could work better than transferring the amount owed onto a credit card.

For homeowners who owe more on their mortgage than their house is worth, or whose mortgage amount is more than 80 % of their home value, HARP provides a way to switch into a more affordable loan.

After HARP is discontinued, a new refinance program will be launched, which will be targeted solely towards those whose mortgage amount is more than 97 % of their home's value, or who owe more than their home is worth.

If you owe more than your current unsecured high credit rating (the highest amount you have borrowed from a lending institution without offering collateral), you probably will have to offer something up as collateral to receive a debt consolidation loan.

That means a subtrade can't demand more than the amount you withheld from the contractor, even if he is owed more.

It is important for you to bear in mind that it's possible for you to end up owing more money than you initially received in the short sale if the shorted security moves up by a large amount.

Even if home prices stay the same, if you have a loan that includes negative amortization (when your monthly payment is less than the interest you owe, the unpaid interest is added to the amount you owe), you may owe more on your mortgage than you originally borrowed.

If the loan debt surpasses the value of the home, the borrower will not owe more than the amount the home sells for.

Of course, these longer loans make financing an attractive proposition since the payments are so low, but what many buyers fail to realize is that the amount of interest paid on the loan coupled with the amount of time the buyer spends being upside down in their loans (owing more than the car is worth) makes these loans a costly option.

If you withdraw from your policy, you will owe income taxes if the amount is more than what you have paid in premium payments.

HARP primarily targets homeowners who have a small amount of equity in their existing homes or who currently owe more than their home is worth.

If the total of your credits, withholdings and estimated tax payments is more than the amount of tax owed in # 6 above, you get a refund.

MyFico, the consumer services division of Fair Isaac Corp., creator of the FICO score, advises that «reducing the amount that you owe is going to be a far more satisfying achievement than improving your credit score.»

But if the amount you owe on your revolving debt is more than 30 % of your available credit limit, it may have a negative impact on your score.

When it comes to the amount owed, you can do more than wait.

Essentially, Navient tells borrowers with delinquent accounts they needed to pay more than the outstanding amount owed by adding in next month's payment and calling it «present amount due.»

You may want to consider other options if you owe more than your annual income in the form of «bad» debt (e.g., high - interest credit cards or payday loans), you simply can not make minimum payments on time, or a debt management plan can't reduce your monthly debt payment to a manageable amount.

Because IBR payments may be lower from time to time than the amount needed to pay off the loan, you may end a particular year owing more than you did at the start.

The amount of debt owed by students this year went past the # 100bn level, having more than doubled in six years.

As the largest debt negotiator in the nation, Freedom Debt Relief (FDR) has helped hundreds of thousands of Americans significantly reduce the amount they owe and resolve their debts more quickly and affordably than many other options.

Needless to say, every transaction entails a transaction cost which, when calculated, may lead you to pay more than the original amount owed.

If your home is worth more than the amount that is owed on the reverse mortgage, the excess will go to your heirs, not the lender.