Sentences with phrase «more than the cost of the annual fee»

In some cases, the benefits provided are worth significantly more than the cost of the annual fee.

In general these offers add up over the course of a year to save me more than the cost of the annual fee.

The sign - up bonus alone is worth more than the cost of the annual fee.

Not exact matches

If you look at it from a yearly standpoint, these levels of spending still more than make up for the cost of the annual fee at $ 89.

These fees will add to the overall cost of your loan and could have you spending more than you budgeted, so be sure to ask your credit union or bank about fees before you finalize your HELOC — or opt for a lender like Utah First, who doesn't charge annual fees on home equity lines of credit.

I currently keep a Platinum Delta Skymiles Amex only because the free buddy pass and the free checked bags I get annually more than covers the cost of the $ 150 annual fee.

Regarding hotel credit cards that offer a free night annually, the actual cost of the hotel room ($ 100 +) is usually more expensive than the annual fee.

Although the card's annual fee of $ 450 is not waived for the first year, you can enjoy all the benefits, such as free lounge access and concierge service, essentially for free because the value of card's 40,000 points bonus more than offsets the cost.

Mutual funds charge annual fees regardless of the fund's performance, and the higher a fund's expense ratio, the more the mutual fund manager must outperform the market to offer investors a better return than low - cost, index - tracking funds which are not actively managed and have fewer operating expenses.

Just the 60,000 - point introductory bonus offer alone is enough to help justify the cost of the annual fee for more than 6 years.

Since you'll receive a United Club membership worth $ 550 and a 50,000 miles bonus potentially worth over $ 810 when you get the card, the benefits alone can more than cover the cost of the annual fee.

Some cards with higher annual fees offer perks that may be more valuable than the cost of the card.

For example, if at the same time you're ramping up your savings rate you're able to reduce your annual investment costs from 1 % of assets a year to 0.5 %, the combination of more savings, lower investing fees and higher return could boost the eventual value of your nest egg at retirement to roughly $ 1.35 million and your annual retirement income to $ 54,000, almost 13 % more than the what you would have by increasing your savings rate alone.

Consider the 529 college savings plan, an increasingly popular way to save for higher - education expenses, which have more than tripled over the past two decades — with annual costs (for tuition and fees, and room and board) of more than $ 45,000 per year for the average private four - year college.1 Named after the section of the tax code that authorized them, 529 plans (also known as qualified tuition plans) are now offered in almost every state.

The airline perks that come with this card can more than cover the cost of the annual fee.

We feel that most pet parents are better off just saving for these expenses each year rather than paying a vast wellness plan fee because these are annual costs that you can budget for with the help of your vet's office (visits will be more frequent during the dog's first year of life).

Your free night will likely be worth more than the annual fee of $ 99, so any additional points you earn take you above and beyond the cost of the card.

If I can make as controversial a claim as is supported by the evidence, even the American Express Delta Platinum credit card, with its $ 195 annual fee and companion ticket awarded on each account anniversary, only makes sense (compared to redeeming Arrival + miles) if you can consistently redeem the companion ticket for flights costing more than $ 672 — the value of the Arrival + miles you could manufacture with the same $ 195 in disposable income — or if you can use the Medallion Qualifying Miles earned with the card to achieve Platinum or Diamond Medallion status.

Although the card's annual fee of $ 450 is not waived for the first year, you can enjoy all the benefits, such as free lounge access and concierge service, essentially for free because the value of card's 40,000 points bonus more than offsets the cost.

Since you'll receive a United Club membership worth $ 550 and a 50,000 miles bonus potentially worth over $ 810 when you get the card, the benefits alone can more than cover the cost of the annual fee.

Additionally, if your average nightly rate is over $ 200 or you complete multiple 4 - night hotel stays each year, you'll get more than the annual fee's cost out of the 4th night free.

Just a few visits to an airport lounge for a quick layover lunch or one delayed flight with your meals and lodging paid for and you will easily be getting more value out of the card than the annual fee cost you.

The airline perks that come with this card can more than cover the cost of the annual fee.

For people that use Uber on a regular basis, this benefit more than covers the cost of the annual fee increase, but for people that only use Uber on occasion, it may only be worth a fraction of the potential value.

This no annual fee business card offers a simpler way to earn free or reduced cost travel than you'll find with more traditional travel cards: Instead of earning bonuses on certain types of purchases, you'll earn the same 1.5 miles on every purchase.

One free night is worth more than $ 85 (the cost of the annual fee), so all the additional points you earn go above and beyond the cost of the card.

They can help provide you with very valuable sign - up bonuses, elite status perks, and free anniversary nights that more than cover the cost of the annual fee.

Often these hotel credit cards come with low annual fees and the free anniversary nights make it very easy to more than cover the cost of your annual fee.

The Asiana Visa Signature ® Credit Card comes with a $ 99 annual fee, but there are plenty of excellent perks that can more than cover the cost.

The $ 300 annual travel credit leaves a net annual fee cost of $ 150, $ 55 more than the CSP, but she will get 3x instead of 2x points in addition to the signup bonus.

The two one - time passes to United Club lounges are valued at $ 59 each, which will more than cover the cost of the annual fee.

In addition to points earned from spending, many credit cards offer benefits and perks, such as free anniversary nights at a hotel that can more than make up for the cost of the annual fee.

I will give an example of how I get more value than the cost of the annual fee.

The annual is not waived for the first year, but the sign - up more than covers the cost of the fee.

(That's more than enough to compensate for the cost of the average credit card annual fee.)

A lot of cards with annual fees come with sign - up bonuses of airline miles that can be used for flights that would cost much more than the card's annual fee.

Just like with other premium cards such as the Chase Sapphire Reserve or American Express Platinum, a high annual fee doesn't have to be an automatic deal breaker if the card includes ongoing perks that will more than offset the cost of the fee.

If you can maximize benefits like the $ 200 annual airline rebate, lounge access, free Hilton Gold status and free Starwood Preferred Guest Gold status, the Fine Hotels & Resorts program and Global Entry or TSA PreCheck application fee credits, this card's perks can easily be far more valuable than the cost of the annual fee.

All of these cards feature some sort of airport lounge access, which by itself tends to cost as much or more than the respective annual fees.

That's $ 75 more than the free card (and the cost of the annual fee).

During a single roundtrip with a partner, checked bags could cost $ 100, more than making up the typical annual fee of an airline credit card.

Beware: between annual fees, and having to drive farther (a cost of both time and money) to gas stations that service your card, you might actually spend more than you're saving.

For one, the annual credit card fees (usually between $ 60 and $ 85) and fees that are sometimes involved in booking tickets using air miles rewards reduce the value of your air miles and can end up costing the cardholder more for flights or upgrades than they may have expected.

Although the card's annual fee of $ 450 is not waived for the first year, you can enjoy all the benefits, such as free lounge access and concierge service, essentially for free because the value of card's 0 - point bonus more than offsets the cost.

While the card does have an annual fee of $ 89 dollars a year, the robust signing bonus that offers new cardmembers 40,000 miles for spending 3,000 in the first 90 days more than makes up for the yearly cost.