Sentences with phrase «more than the interest rate»

Conventional versus FHA comes down to more than interest rates.

Business investment decisions are based on more than interest rates, including net present value factors

Households have increased their borrowing by more than interest rates have fallen, an outcome consistent with the developments discussed in the previous section.

So while everyone is walking around with an achy breaky heart trying to figure out how to best mitigate disparate impact's effect on dealer reserve, I envision Federales running around their offices shouting «dy - no - mite» because they figured out dealers make a fair profit from more than interest rates.

Payday lenders, while not having any collateral requirements, in most cases may be compared with loan sharks, as the interest rates they charge are hundred times more than the interest rates banks charge their customers.

When choosing a loan, you should consider more than the interest rate.

If it is a 3 % balance transfer interest rate for six months with a 4 % balance transfer check fee then the effective annual percentage rate is 10 % which could be more than the interest rate you're already paying.

Secondly, you would think that your investments need to make more than the interest rate on the loan, but that is not true.

There was a lot more than interest rates at play here.

If you earn more than your interest rate, then you win (rather than Sallie Mae).

As soon as I mention this, however, a number of commenters will show up and claim that debt is great as a leverage tool, that it's free money if you can reinvest it and earn more than the interest rate.

The vast majority of traditional universal life insurance policies do not earn more than the interest rate guaranteed by the insurance company.

Acquiring the property can effectively be much more than an interest rate when you flip, buy and hold, or rent out depending on your exit strategy.

Those with a mortgage can actually earn a little more than the interest rate on their mortgage by taking advantage of the 10 - to 15 - day payment grace period that is found in all mortgage contracts.

Not exact matches

Alternative lenders tend to charge much higher interest rates than banks do — sometimes on the order of 50 percent annual percentage rates or more.

Helped also by higher interest rate levels after three rate hikes by the Federal Reserve, the core lending business more than offset a weaker quarter for its market division.

On the downside, these lenders may have higher interest rates and more onerous repayment terms than traditional financial institutions charge.

Suddenly, the freshness rating of a film became more important than audience interest in terms of success — even though data scientists have found that the score doesn't affect the box office.

The low - interest - rate environment has allowed it to borrow to fund operations at levels that are about half the 10 percent interest rate the company paid for its financing more than a decade ago, says Clark Balderson, the company's chairman and chief financial officer.

«Gold today is nothing more or less than a commodity, and we could have a debate whether it's a commodity or a currency without an interest rate,» Watt continues.

The benchmark 10 - year Treasury note fell from a more than four - year high to below 3 percent after the European Central Bank kept interest rates unchanged and reaffirmed its stimulative monetary policy stance.

In a recent survey, more than a fifth of small business owners cited rising interest rates as a top challenge for their business.

Even more interesting than the 4.5 percent rule of thumb, or even its history, is when the failures for larger withdrawal rates occurred and why.

But at that point, the Fed chair Janet Yellen and the other members of the interest rate - setting committee seemed to side with the idea that Trump's policies would do more to help the economy than hurt it.

Low interest rates were necessary to juice the economy during the financial crisis, but they are now, by many measures, doing more harm than good.

The Federal Reserve on Wednesday released minutes from its meeting at the end of July, and it looks like Fed officials broached the subject of raising interest rates earlier than planned, but ultimately decided to wait for more evidence of an improved economic outlook.

Bond yields rose after Fed Chair Jerome Powell laid out a case where the Fed could raise interest rates more than it currently forecasts.

If investors really thought interest rates were headed upward, you would expect longer - term rates to jump by a lot more than that.

Why are you more interested in leadership than interest rates?

«More than anything, people are going to jump off the fence because of interest rates picking up,» said Jason Cassity, a real estate agent in San Diego.

That's much more interest than a saver would earn from, say, Treasuries — and the rate rises whenever the Federal Reserve raises rates.

The US economy may strengthen more quickly than previously anticipated, according to BNP Paribas Chief Economist Paul Mortimer - Lee, allowing the Federal Reserve to raise interest rates four times in 2018.

When the Bank of Canada cut interest rates in 2015 to offset the collapse of oil prices, it was worried about more than a blow to gross domestic product; it was also thinking about what mass firings in the oil patch could mean for the financial system.

«More than anything, people are going to jump off the fence because of interest rates picking up,» Jason Cassity, a Zillow premier agent in San Diego, told Business Insider.

The caveat with this method is that bonds and annuities typically come with long - term interest rates, and from a wealth perspective, that's more dangerous than short - term ones.

And if interest rates go up, the government would have to pay much more to finance the more than $ 14 trillion in Treasury debt held by investors.

The Federal Reserve's ultra-low interest - rate policy since the financial crisis may have lent support to a listless economy and made the government's massive debt a lot easier to finance, but it's been more than hard on retirees and conservative savers.

In his most recent outlook, Bank of Canada governor Mark Carney hinted that Canada's recovery is improving more quickly than expected, and higher interest rates may be on their way soon.

The loans range from $ 500 up to $ 350,000 or more, with interest rates that are slightly higher than bank rates and terms that are in line with conventional loans.

Nevertheless, the BIS is now openly wondering if the U.K.'s failure to adjust interest rates upward from 0.5 % can be sustained without causing more harm than good.

More credit unions are offering business loans, and their interest rates and fees are often lower than at commercial banks.

That means the Fed will likely have to get more, rather than less, aggressive in its efforts to «normalize» interest rate policy.

Savings will decline as retired folk tend to consume rather than build assets, potentially leading to more competing demands for capital and higher interest rates.

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The candidate claimed that by keeping interest rates at the same level, she is «doing political things» and «being more political than Secretary Clinton.»

I took out more than 15 credit cards and paid an interest rate over 20 %.

The Fed, Wednesday's statement notwithstanding, will likely have to get more, rather than less, aggressive in its efforts to «normalize» interest rate policy.

The S&P 500 dropped more than 2 percent Friday in its worst day since September 2016 as Treasury yields rose and traders worried about interest rates rising too quickly.

The report said one potential danger to greater global financial stability is the possibility that long - term interest rates could rise more sharply than anticipated.

These corporate fixed - income instruments pay a dividend that is taxed at a more favourable rate than regular bond interest, but you only benefit from this if they are held outside of a registered account.