Sentences with phrase «more time a homeowner»

The sooner a potential flood can be detected, the more time homeowners have to prepare and to save their property.

Not exact matches

For prospective homeowners, that means financing a mortgage could become more expensive over time.

In turn, more middle - aged homeowners can not sell and rush to new home showrooms to buy the latest, best and biggest homes as in pre-crisis boom times.

Dealing with a lender, rather than a usual homeowner, may mean slower response times and a more difficult negotiation, but it can lead to a potentially lower price from a motivated seller that has already handled outstanding taxes.

The median annual property taxes paid by homeowners in Morris County is $ 8,651, more than four times the national median.

There are more chances for today's homeowners to refinance a loan, and for first - time and repeat buyers to buy their next home cheaply.

The FHA Streamline Refinance requires refinancing homeowners to save five percent or more on their mortgage payment; and, to show a history of on - time payments to their lender.

Via the program, so long as a homeowner's been making monthly payments on time; and, so long as those payments are dropping by five percent or more, the FHA will allow a no - verification refinance to today's current FHA mortgage rates.

More to the point, homeowners haven't suffered any major price declines in that time.

At a time when weak demand in the construction industry is holding back the economic recovery, the government must be more open minded about stimulating private sector demand, particularly for the industry's hundreds of thousands of small businesses, and help ordinary homeowners at the same time.

Homeowners there pay about seven times more than the national average.

The mayor, sniffling through his remarks, highlighted major investments in the city's public hospitals, whose finances, a city - commissioned report found, were teetering on the edge «of a financial cliff,» and in shoring up the city's bridges, as well as a one - time, $ 183 credit paid out on the water bills of more than half a million homeowners.

A little more about me: I am a single parent of one child who is 8, I am a homeowner and a college graduate with full - time employment.

And besides, approval for homeowners is a lot easier and the process significantly shorter because the lender is more confident on lending to a homeowner than to a non homeowner and thus, there are fewer things to check when it comes the time to consider approval or decline for the loan.

Most of these modifications are only meant to last for five years in order to make the homeowner pay no more than 31 % of their gross income towards their mortgage, which allows them time to catch up and get their finances in order in the new economy.

HUD estimates 200,000 more first - time homebuyers and current homeowners who need access to capital could obtain FHA - insured mortgages next year if Congress expedites passage of FHA reform legislation.

In addition to homeowners insurance it is normally a requirement to have PMI or Private Mortgage Insurance if the loan is federally insured or 20 % or more is not put down at the time of purchase.

Increase the first - time Home Buyers» Plan from $ 25,000 to $ 35,000 per person with a goal of more than 700,000 new homeowners by 2020.

However, 13 % of first - time homeowners admitted having to borrow more money to pay for unanticipated repair costs on the home.

It really is about location, location, location; a recent Bank of Montreal survey found that 63 % of future first - time homeowners would be willing to offer more for a property based on its surroundings.

According to the new Manulife Bank Canada survey, more than a quarter of homeowners predict their home equity will comprise 80 % or more of their household wealth at the time they retire — and almost a quarter of those surveyed were already in their fifties.

The longer a homeowner waits to repay a home equity line of credit balance, the more interest will accrue on the account that will need to be repaid over time.

The HOME investment amount may be reduced pro rata based on the time the homeowner has owned and occupied the home measured against the required affordability period; except that the City's recapture provisions may not allow the homeowner to recover more than the amount of homeowner's down payment, principal payments, and any capital improvement investment.

That is why the Obama Administration developed Making Home Affordable Program in an effort to help millions of struggling homeowners through some very difficult times and make your home more affordable.

In fact, all lenders will require you to have homeowners insurance at the time you close... Read More read More read moremore

The first - time home buyer tax credit may be no more, but there are a number of tax breaks new homeowners may not be aware of.

But the market should look closer to normal, as more homeowners who had been stuck underwater reach the surface and more first - time buyers find their financial footing.

This spread can differ over time and might be wider if fixed rates are high, making ARM rates more attractive to homeowners.

15 - Year Mortgages Help Homeowners Pay Off Their Homes In As Little As Half The Time And Save Up To $ 113,000 OR MORE In Interest Payments *

Think about it: if you were in the homeowner's shoes, would you rather sell to the bidder who's ready to seal the deal, or the one who needs more time to do the homework they should have done already, such as line up their financing?

Similarly, neighborhoods that have more homeowners are in better shape than communities with a high turnover rate, since people who live in a neighborhood for a longer period of time are more invested in the maintenance, safety, and aesthetics of their communities.

Because most homeowners stay in their homes for a longer period of time, they provide a more stable home life for children, which, in turn, affects their academic performance.

The reasons are simple — as a homeowner, you have a greater stake in your community and have the time and incentive to get to know your neighbors on a more intimate level.

And because these mortgages are refinances or modified to a more affordable and all - time low interest rate, the total price of the home will be less, and even though homeowners will be making smaller monthly payments, they will be paying less in interest and more towards the principle owed on their homes.

With this option, the homeowner uses the hecm reverse mortgage more like a credit card, using only bits of money at a time.

The CFPB report said the by the time the average homeowner turns 69, a reverse mortgage costs $ 2,300 more than the gain in Social Security benefits.

FHA first time home buying loans could become fashionable again as more people look to become homeowners this summer.

This story is from the Fall edition of Our House Magazine Moving on up from condo to house, these young homeowners prove age is just a number For Jordan Rothwell and Karissa Roed, the timing to find their forever home couldn't be more perfect.

Many times, retirees who are homeowners may also sell their home to downgrade to one that is more suitable for a retirement lifestyle.

See More News Across the Internet on Down - Payment Assistance for First Time Home Buyers: Wells Fargo Offers Downpayment Assistance to Low Income Families in Fresno, California San Francisco Raises Money to Help Low Income Renters Become Homeowners in the City

But more underwater homeowners should surface, and more first - time buyers should find their footing.

With the tougher punishment, homeowners in Kern County were 10 times more likely to comply with the rules than in Los Angeles County, statistics show.

... Solar farm operators and homeowners with solar panels on their roofs collected more than $ 8 billion ($ 10.2 billion) in subsidies in 2011, but the electricity they generated made up only about 3 percent of the total power supply, and that at unpredictable times.

The end result is a filtration system hundreds of times more efficient than standard ventilation systems, capable of providing the homeowner and occupants with the best possible indoor air quality no matter what is happening in the environment around them.

HECO stalled new rooftop hookups, saying costly and time consuming studies of the grid would be needed before more homeowners could convert to solar energy.

The idea is that instead of adding curtains or blinds to windows for privacy and light control, the windows themselves could be programmed to go from clear to more opaque depending on the time of day or as the homeowner sees fit.

As the cost of manufacturing PV modules drops and PV efficiency increases, and the payback time for installation costs shortens, more homeowners are searching for the right systems and installers — and taking the solar leap.

The courts did not buy the homeowners» argument that Animal Entertainment Productions, the venture the homeowners used to make some money by renting out their «tigers, bears, lions, cougars, monkeys, and alligators» for various purposes, had wound down and the home zoo was, at the time of the attack, «more akin to a hobby.»

More times than not, if you have homeowner's insurance, you can just add the liability insurance to your current policy.

When faced with foreclosure, more and more homeowners that I speak with think bankruptcy is their only option to either extend the time they can stay in their home, or avoid a deficiency judgment.