Sentences with phrase «more traditional factors»

Credit score is used together with more traditional factors like age of home, claims history, location, and crime rate to determine the risks and the appropriate premium to be charged for home insurance.

Not exact matches

As Nash sees it, traditional wealth advisors are more expensive because they require costly factors in order to operate business.
Factor in a generally fresher ecosystem with shorter tenure and quicker job rotations than in more traditional industries — energy, banking or retail — and you find yourself hiring younger or less experienced candidates than you normally would.
The rent per m ², the largest cost factor if you rent commercial office space, is usually more favourable in a business centre than in a traditional office.
The informal survey of college and university chaplains does not suggest that this phenomenon is merely one more manifestation of the national turn toward more traditional values, although that factor is certainly involved.
One that was based on a survey of mainline church members, for example, suggested that identification with the local community served as an important plausibility structure for traditional religious tenets.13 Furthermore, those who made such localistic identifications were considerably more likely than «cosmopolitans» to espouse traditional religious beliefs (controlling for a variety of other factors) and to allow these beliefs to influence their thinking on racial and social questions as well.
What I love about this recipe is that its easy, requires minimal ingredients, packs flavor, uses truffle oil & rosemary (faves), has little calories, is great for entertaining, has a crunch factor, and more nutrients than the traditional potato based fries!
The combination of factors suggests that Corbyn supporters comprise a coalition of traditional «old Labour» members and a more mobile protest vote.
«We conducted standard single and multi-gene comparisons with whole - genome approaches and identified potential virulence factors to discriminate new species from among the more traditional set.
Researchers from the Perelman School of Medicine at the University of Pennsylvania found people with psoriasis that covers 10 percent of their body or more are 64 percent more likely to develop diabetes than those without psoriasis, independent of traditional risk factors such as body weight.
However, he points out that the authors don't actually test whether social factors or more traditional resource limits keep predator numbers stable over time.
The method used in the study is known as the Hirsch Index and while the study authors acknowledge factors such as there being high public interest leading to more studies of a particular illness, they believe that because it is objective and evidence - based it will be a useful complement and guide to more traditional methods of risk assessment and can be used to produce a shortlist of pathogens for authorities to focus on.
«Such evidence quantifying shared genetic risk factors among traditional psychiatric diagnoses will help us move toward classification that will be more faithful to nature,» said Bruce Cuthbert, Ph.D., director of the NIMH Division of Adult Translational Research and Treatment Development and coordinator of the Institute's Research Domain Criteria (RDoC) project, which is developing a mental disorders classification system for research based more on underlying causes.
Our results show that male competition is a key driver of speciation — by a factor that is five times greater than results on which other, more - traditional theories of natural selection causing speciation are based.»
«The immune system probably kicks in after some of the more traditional risk factors are present,» Drummond says.
«Up to 60 per cent of women will start their pregnancy overweight, many women are having children at an older age, and most people have a family member with Type 2 diabetes, so traditional risk factors are starting to apply to more and more people, which prevent us from properly identifying those at a high risk.»
Indeed, the built - in support for junior group leaders is one of the factors that particularly appeals to Di Croce, compared to «more traditional institutions,» where «there is often little or no scientific support and each group's success is independent of the others in the same institute.»
When both the carotid remodeling index and lipid core were used for risk stratification, approximately 16 percent more patients with events and 7 percent without events were correctly reclassified compared with the use of traditional risk factors.
Thus, as the inflammatory cascade progresses from nonatrophic gastritis through the atrophic gastritis — intestinal metaplasia — neoplastic spectrum, it was found that these 5 specific markers were statistically significant in predicting precancerous lesions in comparison to traditional risk factors (receiver operating characteristic, 0.803 vs 0.580).70 As discussed previously, intestinal - type gastric cancer is more strongly associated with the atrophic gastritis and intestinal metaplasia cascade, thus explaining the closer correlation with intestinal - type gastric cancer and the serologic biopsy than diffuse - type gastric cancer.
African - Americans were also more likely than whites to have traditional risk factors for cardiovascular disease, with significantly higher levels of diabetes, smoking and hypertension.
However, these apparent risk differences among races almost disappeared (dropping from twice as likely, a significant difference, to no more than one - and - a-half times as likely, an insignificant difference) when researchers used statistical techniques to exclude the two traditional risk factors for heart disease.
The more calcium one sees, the higher the risk, even if the person does not have the traditional «risk factors» for heart disease.
For more than 60 years, traditional medical wisdom regarded testosterone as a significant risk factor for prostate hypertrophy and assumed that high testosterone levels served as fuel for prostate cancer.
A combination of both high and low reps — what I call Muscle Factor Training — has been shown to increase strength significantly more than a traditional low rep, periodized type training program.
A more traditional black white combination often has the chic factor going for it but I love a bright color for the New Year.
Arlene Ackerman, who became superintendent in 2008 but would be forced out in 2011, emphasized two factors that she thought might win over legislators who were demanding greater school choice and more accountability from traditional schools.
In examining the factors influence principals «openness to community and parental involvement, we found that although district support for more involvement does correlate with the diversity of membership on site councils, districts do not have a strong impact on how principals «openness to community and parental engagement outside the traditional site councils.
But right now, far too many young men and women are more - likely to flunk out of higher education; one - third of freshmen collegians end up taking remedial math and English courses, a factor that contributes to low college graduation rates at all levels of traditional and for - profit higher ed.
The legislation also indicates that one purpose of the recognition program is to help spur systemic collaboration and coordination within and beyond schoolhouse doors and to promote a shift from narrowly defined student achievement and traditional education reform to broader, more comprehensive efforts that recognize the crucial out - of - school factors that influence teaching and learning.
According to Shannon Chiarcos, a human factors engineer at General Motors, the gaming - inspired remote was more intuitive and easier for kids to use without adult assistance than a traditional - style one.
2018 Chevrolet Cruze LT Hatchback Diesel Exterior Building on a traditional compact car form - factor, the 2018 Cruze Hatchback adds even more usability with a wide - opening rear...
Still, aside from the system's «wow» factor, there's nothing that InControl Touch Pro Duo does that couldn't be more effectively accomplished via traditional controls.
Relieved of the wasteful economics that can accompany the traditional publishing trade - such as overprinting, warehousing, remaindering, returns, etc. - the POD - based book industry of the new millennium will be more efficient, more responsive to the specific interests and needs of readers, greener and more focused on creativity rather than commercial factors alone.»
However, the updates announced last week during MWC, which will see more of Microsoft's traditional PC tweaks restored to the tablet form factor, seems almost a move counter to this.
In fact, because of a number of factors, even with paper book sales declining, most traditional publishers are making more money every quarter.
What's more important, and the deciding factor in his decision, is that he can earn more in the long term by publishing the books himself than he could using the traditional model.
While The Bookseller's service to the industry for more than a century has included «shouting about» good books, as our editor Philip Jones puts it, the «indie» element is the distinguishing factor — this is the first time the magazine has created this sort of content for material outside the traditional publishing sector.
While traditional banks may not look far beyond your credit history and basic financial numbers like income and expenses, independent lenders may choose to focus a little more on your savings, life insurance, and other personal financial factors.
As an alternative to the traditional credit check, Z Score lets landlords examine each potential tenant based on a quantifiable score — from one to 100 — based on more than 80 risk factors.
A big factor in the growth of exchange - traded funds has been the fee differential between traditional actively managed mutual funds and the more modest fees of passively managed index ETFs.
However, if timely trades and investment choices are important factors, an investor may want to look at more traditional options for brokerage services, such as our favorite online brokers for new investors.
We believe rules - based index design that analyzes individual stock exposure to specific factors provides a more advanced, forward - looking — and more effective — approach than traditional market capitalization - weighted indexing.1
Before investing, make sure you understand how the fund's factor investing strategy may differ from that of a more traditional index product.
The advertised account opening time is more in line with a robo - advisor than a traditional online broker, again, likely a factor that considers the younger investor's notion of what's acceptable in terms of «waiting period».
Borrowing money through a short - term loan product might cost you more than a traditional bank loan, but when you factor in the speed, flexibility, and smaller funding sizes offered by alternative lenders, working capital loans are often more attractive.
When shopping for a home equity line of credit (HELOC) rate, there is more to know than when shopping for a traditional mortgage, because there are more factors that go into home equity interest rates.
[1] To date, traditional measures of success included factors based on a plan's inputs, such as participation rates, savings levels, and the relative performance of underlying Read more -LSB-...]
While more traditional financial institutions prioritize credit scores when evaluating borrower - risk, Earnest looks at other factors including education, income, and employment.
In addition, because of that convenience factor, mobile grooming services can command premium prices, so groomers who decide to go this route can potentially earn more while working less than they would in a traditional salon environment.
It may be too soon to tell, but many industry experts say that some factors, including the fact that more and more states are demanding that online retailers collect state sales taxes, seem to be leveling the playing field between traditional retailing and the Internet.
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